The top-rated landlord insurance agent in Springfield, Oregon is David Hersch - State Farm Insurance Agent, rated 5.0 stars across 534 reviews. Other highly rated options include Mitch Hanan - State Farm Insurance Agent, Cody D Willis - State Farm Insurance Agent, Rod Dunlap Insurance. This directory lists 17 landlord insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Hersch - State Farm Insurance Agent | 1310 Market St | (541) 747-4246 |
| 2 | Mitch Hanan - State Farm Insurance Agent | 111 S 47th St | (541) 747-4266 |
| 3 | Cody D Willis - State Farm Insurance Agent | 661 W Centennial Blvd | (541) 225-5518 |
| 4 | Rod Dunlap Insurance | 5120 Main St | (541) 744-0556 |
| 5 | Cody Fleming - State Farm Insurance Agent | 6 Hayden Bridge Way | (541) 747-1499 |
| 6 | Eric Messner - State Farm Insurance Agent | 3555 Gateway St Ste 101 | (541) 342-7444 |
| 7 | SELCO Insurance Services | 925 Harlow Rd #210 | (541) 744-7550 |
| 8 | Insurance Place | 806 A St | (541) 485-6676 |
| 9 | AAA Springfield - Gateway Service Center | 939 Harlow Rd STE 100 | (541) 741-8200 |
| 10 | Oregon Insurance Company | 1126 Gateway Loop Suite 140 | (541) 538-2700 |
David Hersch - State Farm Insurance Agent serves the Springfield, Oregon area, specializing in landlord insurance coverage for residential rental properties. The agency helps property owners manage financial risks associated with leasing homes and duplexes. Its policies typically address property damage, liability protection, and loss of rental income during repairs. To support local landlords, David Hersch - State Farm Insurance Agent handles claims assistance and policy reviews.
Mitch Hanan - State Farm Insurance Agent in Springfield, OR, provides landlord insurance services designed to protect rental property investments. Coverage typically includes dwelling protection, liability coverage, and loss of rental income. Standard service policies offer annual policy reviews and claims assistance. The agency serves a variety of local property types, including single-family homes, apartments, retail spaces, and restaurants.
Cody D Willis - State Farm Insurance Agent serves homeowners, rental property owners, and property managers in the Springfield, OR area with tailored landlord insurance policies. The agency helps protect residential and commercial rental investments against common risks like property damage and liability claims. It assists clients in securing coverage for single-family rentals, duplexes, and small apartment buildings. The agency also extends its services to the neighboring Eugene metro area, ensuring broader access for landlords managing properties across Lane County.
Rod Dunlap Insurance serves Springfield, Oregon, along with the surrounding communities in Lane County. It handles all essential aspects of landlord insurance, including coverage for rental properties, liability protection, and loss of rental income. To assess risks and recommend appropriate policy limits for local property owners, its general approach involves a thorough review of each building’s construction and tenancy details before binding coverage.
Cody Fleming - State Farm Insurance Agent in Springfield, OR, provides both one-time policies for single property owners and ongoing coverage options for landlords managing multiple rentals. These plans shield local rental homes and duplexes from common hazards like fire, vandalism, and liability claims. Service is available on either a scheduled or as-needed basis, depending on the client’s preference for periodic review or immediate support when a rental issue arises.
As a landlord insurance agent in Springfield, Oregon, the agency offers coverage tailored for rental property owners. It provides general services including policy reviews, risk assessment discussions, and claims assistance for residential and small commercial landlords. The agent helps navigate coverage needs specific to tenant turnover and property maintenance cycles. With seasonal spring rains raising concerns about water damage in unoccupied units, the agency assists property owners in adjusting policies before the wet season begins to safeguard their investments.
SELCO Insurance Services provides landlord insurance solutions in the Springfield, Oregon area. It helps property owners manage financial risks associated with rental properties, focusing on core coverage needs such as liability protection and property damage. The agency can also arrange specialty add-ons, including loss of rental income coverage. It serves commercial sectors like full-service food service establishments, warehousing facilities, and professional office spaces.
Winter freeze-ups or sudden tenant water damage can financially devastate a Springfield landlord. Insurance Place provides tailored landlord insurance in the local rental market, focusing on property exposure and liability protection for single-family homes and duplexes alike. Policies are written to cover loss of rental income when units become uninhabitable due to a covered claim. The company works through detailed policy exclusions unique to Oregon landlord regulations before binding coverage. An agent typically schedules a walkthrough of the rental property to document current conditions and identify any preexisting hazards.
AAA Springfield - Gateway Service Center provides residential landlord insurance in Springfield, Oregon, helping property owners protect rental homes and duplexes. Commercial coverage is also available for small apartment buildings and commercial rental properties in the surrounding Lane County area. All policies are tailored to local risks, including weather and tenant-related exposures. Agents offer follow-up service between regular policy reviews, ensuring coverage remains current as properties change or new units are added.
Oregon Insurance Company in Springfield, OR, is known for its focus on landlord insurance agent services for residential and commercial rental property owners. It assists local landlords in finding policies that cover property damage, liability protection, and rental income loss. The agency helps clients navigate coverage limits and deductibles to match their specific property portfolios. For an additional layer of security, it can specialize in policy endorsements for vandalism or tenant-caused damage.
What Does a a Landlord Insurance Agent in Springfield Cost?
In Oregon, landlord insurance premiums typically range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Springfield, annual premiums often fall between 800 and 1,500 dollars. Costs depend on factors like property age, location, and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Springfield
A landlord insurance agent in Springfield Oregon helps property owners find coverage for rental homes and duplexes. Oregon law requires landlords to maintain certain property standards, and the right insurance policy can protect against liability and property damage. Local agents understand the Springfield rental market and can tailor policies to your specific needs.
Frequently Asked Questions
What does landlord insurance cover in Oregon?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. In Oregon, policies may also include coverage for vandalism or tenant damage. It does not cover a tenants personal belongings.
Do I need landlord insurance if I have a property manager in Springfield?
Yes, you still need landlord insurance even with a property manager. The property manager handles day to day operations but does not assume your insurance risk. Your policy protects your investment and covers liability that the manager cannot.
How does Oregon landlord tenant law affect my insurance needs?
Oregon law requires landlords to provide habitable housing and follow strict eviction rules. If a tenant sues for habitability issues, your liability coverage can help with legal costs. Oregon also limits security deposits to one and a half months rent, which may affect your coverage for unpaid rent.
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