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Find Landlord Insurance Agents Near You in Charleston, SC

Browse landlord insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated landlord insurance agent in Charleston, South Carolina is Harrell Insurance Agency, rated 4.9 stars across 266 reviews. Other highly rated options include Pilothouse Insurance, C. T. Lowndes & Company, Taylor Agency. This directory lists 18 landlord insurance agents serving Charleston.

Showing 18 landlord insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
2Pilothouse Insurance1527 Sam Rittenberg Blvd(843) 766-1318
3C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
4Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
5A & A Insurance1525 Sam Rittenberg Blvd(843) 571-5060
6Covenant Insurance Group LLC1032 Savannah Hwy(843) 795-0189
7Freeway Insurance1836 Ashley River Rd D2(843) 306-4262
8Goosehead Insurance - GooseheadSC - Lindsay Berkey1184 Clements Ferry Rd Unit D(843) 680-8920
9Bridge Insurance7 Gamecock Ave Suite 706(843) 974-5150
10Anderson Insurance Associates3491 Shelby Ray Ct(843) 763-7525
HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Landlord Insurance Agent · Charleston, SC

Harrell Insurance Agency serves landlords throughout the Charleston, SC metro area, offering specialized insurance policies designed to protect rental properties. The agency works with property owners to secure coverage that addresses the unique risks of leasing residential or commercial units. Policies typically include protection for the building structure, liability coverage for tenant injuries, and options for loss of rental income. Harrell Insurance Agency handles landlord liability coverage and property damage insurance for Charleston area rental property owners.

PI
1527 Sam Rittenberg Blvd
Pilothouse Insurance
Landlord Insurance Agent · Charleston, SC

Pilothouse Insurance provides landlord-specific coverage options tailored to property owners in the Charleston area, including liability protection and property damage policies. Its service plans focus on securing rental properties against common regional risks such as storms, fire, and tenant-related liabilities. Ongoing maintenance guidance is offered to help landlords keep their investments compliant with local regulations. Clients can insure a variety of rental properties, including single-family homes, apartments, retail spaces, and restaurants.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Landlord Insurance Agent · Charleston, SC

C. T. Lowndes & Company serves homeowners, businesses, and property managers in Mt Pleasant, SC, who need specialized landlord insurance coverage. The agency helps property owners protect their rental investments against common local risks, including property damage and liability claims. They focus on ensuring landlords maintain adequate coverage for income properties while navigating the specific regulations and insurance requirements within the area. The company also extends its expertise in landlord insurance to clients across the greater Charleston metro region, including nearby Sullivan’s Island.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Landlord Insurance Agent · Charleston, SC

Serving homeowners, investors, and property managers in Charleston, SC, Taylor Agency provides landlord insurance to protect rental properties and income streams. It customizes policies for single-family homes and multi-unit dwellings, addressing liability, property damage, and loss of rent coverage specific to local rental markets. The agency advises clients on risk factors common to coastal real estate holdings. Its service area also covers Mount Pleasant and the surrounding Berkeley County communities.

IN
1525 Sam Rittenberg Blvd
A & A Insurance
Landlord Insurance Agent · Charleston, SC

Serving Charleston and the surrounding South Carolina communities, A & A Insurance operates as a landlord insurance agent. It handles specialized coverage for residential and commercial rental properties, including protection for the physical structure and liability exposures. To manage a typical job, the agency evaluates an individual property’s risk profile and occupancy specifics to recommend an appropriate policy limit and deductible structure.

CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Landlord Insurance Agent · Charleston, SC

Covenant Insurance Group LLC in Charleston, SC distinguishes between one-time policy placement for a single rental property and recurring service options for landlords expanding their portfolio. Their coverage addresses standard property damage, liability protection, and loss of rental income typical for local residential and commercial units. Scheduled inspections help adjust coverage as properties age or tenancies change. Service operates solely on an as-needed basis, with no automatic renewal or routine check-ins unless the client specifically requests a review or update.

FI
1836 Ashley River Rd D2
Freeway Insurance
Landlord Insurance Agent · Charleston, SC

Freeway Insurance in Charleston, South Carolina assists property owners with landlord insurance, covering the specific risks of renting out residential and commercial spaces. Their policies can include valuable specialty add-ons like loss of rental income coverage and liability protection for tenant injuries. The agency serves a broad range of commercial sectors, including offices, warehouses, and food service establishments that require tailored insurance solutions for their unique operational exposures.

GI
1184 Clements Ferry Rd Unit D
Goosehead Insurance - GooseheadSC - Lindsay Berkey
Landlord Insurance Agent · Charleston, SC

As coastal storms and seasonal humidity fluctuations regularly challenge Charleston-area rental properties, landlords often find themselves navigating complex insurance needs to protect their investments. Goosehead Insurance - GooseheadSC, operated by Lindsay Berkey, assists property owners in this historic city with coverage tailored to local landlord exposures. Addressing both vacant and tenant-occupied units, the agency focuses on practical solutions for rental property risk management. An initial assessment typically begins with a property inspection to evaluate current coverage gaps and recommend adjustments.

BI
7 Gamecock Ave Suite 706
Bridge Insurance
Landlord Insurance Agent · Charleston, SC

Located in Charleston, SC, Bridge Insurance provides landlord insurance agents to secure rental properties against property damage and liability claims. The company also assists with general risk management needs for residential and commercial landlords in the area. Their agents work to customise coverage that includes standard protections for weather and fire, while addressing local exposures like hurricane damage and tenant-related disputes. During periods with heavy rain or seasonal storm weather, they help clients review policy terms and adjust deductibles accordingly.

AI
3491 Shelby Ray Ct
Anderson Insurance Associates
Landlord Insurance Agent · Charleston, SC

Anderson Insurance Associates in Charleston, SC helps property owners secure insurance coverage tailored to rental dwellings. Its landlord agent services focus on protecting against tenant-related risks, property damage, and liability claims common in the local market. They assist with specialized add-ons such as loss of rental income coverage and ordinance or law upgrades. This agency also works with commercial sectors, including offices, warehouses, and food service establishments requiring landlord policies.

DI
656 Ellis Oak Ave Suite 112
Dunes Insurance
Landlord Insurance Agent · Charleston, SC
(843) 737-6236
dunesinsurance.com
CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Landlord Insurance Agent · Charleston, SC
(843) 766-6316
cliffheathinsurance.com
CI
635 E Bay St D
Crescent Insurance Advisers
Landlord Insurance Agent · Charleston, SC
(843) 410-5616
crescentagency.com
GI
12-A Carriage Ln
Goosehead Insurance - Blake Robertson
Landlord Insurance Agent · Charleston, SC
(843) 790-9321
goosehead.com/agents/sc/charleston/blake-robertson
GA
1527 Sam Rittenberg Blvd #1
The General Agency
Landlord Insurance Agent · Charleston, SC
(843) 766-9091
generalagencyinc.com
GI
1387 Harbor View Rd
Goosehead Insurance - Heritage Harbor Insurance
Landlord Insurance Agent · Charleston, SC
(843) 680-8925
goosehead.com/agents/sc/charleston/heritage-harbor-insurance
PA
1064 Gardner Rd Ste. 216
PC&L Agency, Inc.
Landlord Insurance Agent · Charleston, SC
(843) 763-1709
pclagencyinc.com
NI
1144 Folly Rd
Nationwide Insurance: Aydlette Services Of The Lowcountry, Inc.
Landlord Insurance Agent · Charleston, SC
(843) 795-8111
agency.nationwide.com/sc/charleston/29412/aydlette-services-of-the-lowcountry-inc

What Does a a Landlord Insurance Agent in Charleston Cost?

Typical landlord insurance costs in South Carolina range from 25 to 50 percent more than standard homeowners insurance. For a single family rental property in Charleston expect to pay between 800 and 1500 dollars per year for basic coverage. Premiums are higher in flood zones and for older properties. This is general information and not insurance advice.

About landlord insurance agents in Charleston

Landlord insurance agents in Charleston South Carolina help property owners protect their rental investments. South Carolina law does not require landlord insurance but most mortgage lenders do require it. Local agents understand risks like hurricane damage and flood zones that are common in the Charleston area.

Frequently Asked Questions

What does landlord insurance cover in South Carolina?

Landlord insurance typically covers property damage liability and loss of rental income. In South Carolina policies often exclude flood damage which requires a separate policy from the National Flood Insurance Program.

Is landlord insurance required by law in South Carolina?

South Carolina state law does not require landlord insurance. However your mortgage lender will almost always require a policy that covers the dwelling and liability.

How do I choose a landlord insurance agent in Charleston?

Look for an agent who is licensed in South Carolina and has experience with rental properties. Ask about coverage for hurricane wind damage and flood risks which are important in the Charleston coastal area.

Landlord Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.