The top-rated landlord insurance agent in Mt Pleasant, South Carolina is Mappus Insurance Agency, a Division of Afore Insurance Services, rated 5.0 stars across 654 reviews. Other highly rated options include Tony Pope - State Farm Insurance Agent, Ridpath Insurance, C. T. Lowndes & Company. This directory lists 20 landlord insurance agents serving Mt Pleasant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mappus Insurance Agency, a Division of Afore Insurance Services | 421 Wando Park Blvd # 100 | (843) 763-4200 |
| 2 | Tony Pope - State Farm Insurance Agent | 3044 N Hwy 17 | (843) 884-3400 |
| 3 | Ridpath Insurance | 3520 Park Ave Blvd Suite 102 | (843) 936-1721 |
| 4 | C. T. Lowndes & Company | 966 McCants Dr | (843) 884-3159 |
| 5 | Schirmer Insurance Group, LLC | 1312 Bowman Rd | (843) 881-4707 |
| 6 | Coastal Insurance Brokers | 3405 Salterbeck St #102 | (843) 471-2621 |
| 7 | Home Insurance Agency | 1501 Belle Isle Ave Suite 110-3 | (843) 867-3640 |
| 8 | Covenant Insurance Group, LLC | 321 Wingo Way # 103 | (843) 795-0189 |
| 9 | Goosehead Insurance - A.D. Lewis | 503 Wando Park Blvd Office 205L | (843) 936-0994 |
| 10 | Gill Insurance of the Lowcountry | 800 Johnnie Dodds Blvd #101 | (843) 388-5021 |
Mappus Insurance Agency, a Division of Afore Insurance Services, serves landlords throughout the Charleston metro area from its base in Mt Pleasant, SC. It focuses on providing specialized landlord insurance policies designed to protect rental property investments. The agency helps property owners manage risks associated with tenant-occupied homes and multifamily units. Coverage typically extends to dwelling protection, liability, and loss of rental income. The company specifically assists with policies for single-family rental homes and procedures for filing claims related to property damage.
Tony Pope - State Farm Insurance Agent in Mt Pleasant, South Carolina, offers residential landlord insurance for single-family rentals and small multifamily properties in the local area. Commercial coverage is also available for larger apartment buildings and mixed-use structures, serving clients throughout the Charleston region. As a local agency, they provide ongoing support between regular policy reviews, including quick responses to coverage questions during lease renewal periods or property maintenance cycles.
Ridpath Insurance provides comprehensive landlord insurance solutions tailored for property owners in Mt Pleasant, SC. It offers policies that cover property damage, liability protection, and loss of rental income to safeguard investments. The company supports clients with straightforward claims assistance and policy management to maintain continuous coverage. Its services are available for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants requiring specialized risk assessment.
C. T. Lowndes & Company serves homeowners, businesses, and property managers in Mt Pleasant, SC, who need specialized landlord insurance coverage. The agency helps property owners protect their rental investments against common local risks, including property damage and liability claims. They focus on ensuring landlords maintain adequate coverage for income properties while navigating the specific regulations and insurance requirements within the area. The company also extends its expertise in landlord insurance to clients across the greater Charleston metro region, including nearby Sullivan’s Island.
Serving Mt Pleasant and the surrounding Charleston communities, Schirmer Insurance Group, LLC provides landlord insurance agent services for residential and commercial rental properties. It handles coverage needs including property damage, liability protection, and loss of rental income for local property owners. The firm designs each policy by conducting a thorough risk assessment of the specific rental property and the landlord’s individual portfolio. This approach allows it to match coverage limits and deductibles precisely to the property’s exposure and the owner’s financial preferences.
Coastal Insurance Brokers in Mount Pleasant, South Carolina, provides landlord insurance solutions that distinguish between a single-policy placement for a specific property and an ongoing portfolio program for multiple rentals. Coverage options typically protect against property damage, liability claims, and lost rental income. The agency serves investors who own one unit or several residential properties, tailoring each policy to the local coastal market. Service runs on a one-time basis for a new policy purchase or an as-needed schedule for policy reviews and claims assistance.
Home Insurance Agency in Mt Pleasant, SC specializes in crafting tailored policies for residential rental properties. It provides comprehensive general landlord insurance agent services, helping property owners protect their investments against common liabilities. These local agents focus on securing coverage for structures and potential income loss. For landlords in the Charleston area, the agency addresses specific seasonal concerns, such as damage from coastal storms or unexpected vacancy periods.
Coastal weather patterns in Mt Pleasant often test rental properties, so property managers seek sound landlord insurance guidance. Covenant Insurance Group, LLC prepares residential rental owners for storm-related claims and liability concerns. The agency structures policies requiring landlord agents to protect income streams from unit vacancies and tenant damages common in historic district properties. By limiting uncovered risks to investment cash flow, it outlines deductible responsibilities for each insured residence. A thorough inspection of each rental before policy issuance determines the initial risk positioning followed by building assessment documentation review.
Goosehead Insurance - A.D. Lewis helps property owners in Mt Pleasant, SC, secure liability and property coverage for rental holdings. Its landlord insurance agent specialists can add optional endorsements for loss of rental income or ordinance and law upgrades. Policies address the risks of tenant damage, weather events, or on-site injuries. The agency serves clients managing commercial sectors such as offices, warehouses, and food service operations.
Gill Insurance of the Lowcountry assists property owners in the Mt Pleasant area with residential landlord coverage, then addresses commercial rental policies as well. Their work involves tailoring each policy to protect against common risks such as tenant damage and liability claims across the Lowcountry region. They structure policies to accommodate both local houses and larger business properties. After an initial placement, they reach out to review any tenant turnover or claim history and help update the policies accordingly between regular visits to maintain proper protection.
What Does a a Landlord Insurance Agent in Mt Pleasant Cost?
Typical landlord insurance costs in South Carolina range from 900 to 2,500 dollars per year for a single-family rental. Factors like property value, location in Mt Pleasant, and coverage limits affect the premium. Flood and windstorm endorsements add extra cost. This is general information, not insurance advice.
About landlord insurance agents in Mt Pleasant
Landlord insurance agents in Mt Pleasant, South Carolina help property owners secure coverage for rental homes and condos. South Carolina law does not require landlord insurance, but mortgage lenders often mandate it. Agents can explain how local factors like hurricane risk affect your policy options.
Frequently Asked Questions
What does landlord insurance cover in South Carolina?
Landlord insurance typically covers property damage, liability, and loss of rental income. In South Carolina, policies often exclude flood damage, so separate flood insurance may be needed. An agent can help you choose the right coverage for your Mt Pleasant rental.
Is landlord insurance required by law in South Carolina?
South Carolina law does not require landlord insurance. However, your mortgage lender may require it as part of the loan agreement. An agent can explain how to meet lender requirements while staying within your budget.
How does hurricane risk affect landlord insurance in Mt Pleasant?
Mt Pleasant is in a coastal area with high hurricane risk. Standard landlord insurance may not cover wind damage from hurricanes. You may need a separate windstorm policy or a rider. An agent can help you understand these options.
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