The top-rated landlord insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 13 landlord insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | Shelter Insurance - Dustin Pannell | 1135 Volunteer Pkwy Ste 15A | (423) 573-8871 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, TN area as a landlord insurance agent, offering coverage for rental property owners. This agency helps landlords protect their investments by providing policies that cover dwelling protection and liability coverage for tenants. It typically advises property owners on how to safeguard against common risks like fire damage, theft, and weather-related claims. In this role, the agency also handles loss of rental income protection and personal property coverage for owned structures.
Mike Adams - State Farm Insurance Agent provides tailored coverage for residential and commercial landlords, protecting rental properties against property damage, liability claims, and lost income from tenant vacancies. The agency offers personalized policy reviews to help landlords assess their individual risk exposures and coverage needs. Maintenance and loss-prevention guidance is available to support property upkeep and reduce potential claims. Its insurance services cover single-family rental homes, apartment buildings, retail spaces, and restaurants, ensuring business and property owners have appropriate protection for their specific real estate investments.
Barbara Williams - State Farm Insurance Agent serves homeowners, businesses, and property managers in Bristol, TN, with landlord insurance services. The agency provides coverage for rental properties, helping protect structures, liability, and potential loss of rental income. Customizing policies to suit various property types is a standard part of its work, ensuring landlords receive appropriate financial safeguards. This office also extends its landlord insurance expertise to clients in the neighboring community of Johnson City.
Jim Embree Insurance serves Bristol, Tennessee, and the surrounding Tri-Cities communities with landlord insurance coverage. The agency handles policies for rental properties, including single-family homes, duplexes, and small apartment buildings. Protection typically includes property damage, liability coverage, and loss of rental income. Deductibles and liability limits are adjusted based on each property’s specific risk profile. To prepare a policy, an agent reviews the property’s age, construction type, and local market conditions before outlining coverage options.
Shelter Insurance - Justin Horn provides specialized landlord insurance services, including protection for rental properties and liability coverage for property owners in Bristol, TN. It also works with general residential and commercial insurance needs to ensure comprehensive risk management for local real estate investors. The agency helps landlords address a critical situational concern such as addressing weather-related damage from seasonal storms common to the Tennessee region.
Burnette & Associates Insurance in Bristol, TN provides landlord insurance coverage tailored to property owners. Clients may choose between one-time policies for a single rental property or recurring annual plans that cover multiple units under a single package. These policies typically protect against property damage, liability claims, and loss of rental income. The agency operates primarily on a scheduled basis, with coverage renewing annually unless adjustments are requested. Service is also available as-needed for new property acquisitions or policy changes between renewal periods.
Farm Bureau Insurance in Bristol, Tennessee serves residential landlords seeking protection for rental properties. The agency also arranges commercial coverage for multi-unit dwellings and other income-producing real estate in the Bristol area. Their agents help landlords understand policies tailored to local leasing conditions, addressing liabilities and property exposures common to regional rentals. Clients can return for policy adjustments before tenant turnover or schedule follow-up consultations between regular property inspections to ensure coverage remains adequate.
As winter winds and seasonal storms gather around the Tri-Cities region, property owners in Bristol seeking dependable landlord coverage often turn to Burke, Powers & Harty, Inc. This agency understands the specific exposures that rental properties face, from sudden weather damage to liability issues with tenants. They help secure policies tailored for single-family homes, duplexes, and multi-unit buildings. Tenants or lenders requiring proof of coverage benefit from clear, prompt documentation. An initial property inspection is typically scheduled to assess the building’s condition and identify any required safety measures.
The Buddy Crump Insurance Agency Inc in Bristol, TN helps property owners manage risks associated with rental real estate. Their primary service focuses on securing proper coverage for landlords who lease residential units. As a specialty add-on, they can tailor policies to include protection against loss of rental income and liability from tenant injuries. The agency extends its services to commercial sectors such as offices, warehouses, and food service properties to address their distinct insurance requirements.
Shelter Insurance - Dustin Pannell in Bristol, TN provides residential landlord insurance to help property owners protect rental homes and the income they generate. The agency also writes commercial coverage for multi-unit buildings and other income-producing properties throughout the local area. Services are designed to handle the specific risks landlords face, including property damage and liability concerns. After a claim or an initial policy setup, the agent follows up to discuss any needed adjustments and ensures coverage stays current between regular service renewals.
What Does a a Landlord Insurance Agent in Bristol Cost?
Typical landlord insurance in Tennessee costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental you might pay 500 to 1,200 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Bristol
A landlord insurance agent in Bristol Tennessee helps property owners protect their rental investments with tailored policies. Tennessee law does not require landlord insurance but mortgage lenders often do. Local agents understand the specific risks of the Tri-Cities rental market and can guide you on liability and property damage coverage.
Frequently Asked Questions
What does landlord insurance cover in Tennessee?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Tennessee policies often exclude flood and earthquake damage so separate coverage may be needed.
Is landlord insurance required by Tennessee law?
Tennessee does not legally require landlord insurance. However your mortgage lender may require a policy. It is strongly recommended to protect against tenant claims and property damage.
How do I choose a landlord insurance agent in Bristol?
Look for an agent licensed in Tennessee with experience in rental property policies. Ask about coverage for short term rentals or multi unit buildings which are common in the Bristol area.
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