The top-rated landlord insurance agent in Johnson City, Tennessee is Veritas Insurance, rated 5.0 stars across 556 reviews. Other highly rated options include Widener Insurance Inc, Harold Dishner - State Farm Insurance Agent, Westmoreland Insurance - A Division of Carriage Hill. This directory lists 20 landlord insurance agents serving Johnson City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veritas Insurance | 4451 N Roan St #201 | (423) 292-4142 |
| 2 | Widener Insurance Inc | 607 Baxter St | (423) 926-7151 |
| 3 | Harold Dishner - State Farm Insurance Agent | 1207 N Roan St #1 | (423) 926-6000 |
| 4 | Westmoreland Insurance - A Division of Carriage Hill | 2514 Wesley St #101 | (423) 610-1212 |
| 5 | Jones Insurance Service | 2112 N Roan St #706 | (423) 282-9339 |
| 6 | C R Gregory Insurance, Inc. | 2726 E Oakland Ave STE 106 | (423) 926-7722 |
| 7 | Farm Bureau Insurance | 503 Princeton Rd Suite A | (423) 283-4780 |
| 8 | Highlands Insurance Group | 508 Princeton Rd #104 | (423) 594-0222 |
| 9 | Bass Group Insurance | 902 Sunset Dr #5a | (423) 929-1666 |
| 10 | Heritage Insurance Group | 532 Princeton Rd | (423) 283-9811 |
Veritas Insurance serves the Johnson City, Tennessee area as a landlord insurance agent. The agency helps property owners protect their rental investments with policies tailored to the local market. Its work covers essential coverage types for residential and commercial rental properties. Understanding the specific risks in this region, including weather-related damage and tenant liability issues, is central to its practice. It handles both dwelling fire policies and liability protection for rental income properties.
Widener Insurance Inc provides a range of landlord insurance services tailored to property owners in the Johnson City area, including protection against property damage, liability claims, and lost rental income. These policies are designed to cover both routine maintenance issues and unexpected emergencies. Its service options may include personalized risk assessments and dedicated claims support. The company insures a diverse portfolio of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Harold Dishner - State Farm Insurance Agent serves homeowners, rental property owners, and property managers seeking landlord insurance coverage in Johnson City, Tennessee. The agency provides policies that help protect residential and commercial rental properties from common risks such as property damage and liability claims. Local clients rely on its guidance for understanding coverage options tailored to their rental investments. The company also serves landlords in nearby communities like Jonesborough and the greater Tri-Cities metro area.
Westmoreland Insurance, a division of Carriage Hill, serves Johnson City and the surrounding communities of Northeast Tennessee. This agency handles landlord insurance policies tailored for rental property owners. Coverage typically includes protection for both the dwelling structure and liability related to tenant-occupied homes. When a claim occurs, the firm focuses on assessing each property’s specific needs to restore coverage promptly. It coordinates directly with policyholders to streamline the repair process and ensure the rental unit is returned to a habitable condition as quickly as possible.
Jones Insurance Service in Johnson City, TN offers both one-time policy reviews for new property owners and recurring coverage management for those with ongoing rental portfolios. Standard landlord insurance protects against property damage, liability claims, and loss of rental income. For landlords with multiple units, additional structures or vacant property clauses are typically considered. Service runs on either a scheduled annual renewal basis or as-needed when acquiring a new rental unit.
C R Gregory Insurance, Inc. specializes in property coverage solutions for landlords in Johnson City, TN. Its general services help property owners protect rental dwellings and manage liability risks associated with tenant-occupied homes. Understanding local building regulations and tenant turnover patterns, the agency advises on policies that cover structures, lost rental income, and legal defense. As seasonal storms or unexpected vacancy periods arise, the company assists landlords in adjusting coverage to ensure their investments remain financially secure through changing weather and occupancy conditions.
Farm Bureau Insurance in Johnson City, Tennessee offers both one-time and scheduled policy reviews to meet the needs of landlords protecting rental property. Their coverage typically includes dwelling, liability, and loss of rental income protection. For property owners, choosing between a single policy consultation and ongoing service depends on the complexity of their rental portfolio and risk concerns. Service is generally available on an as-needed basis or through recurring appointments scheduled by the client.
Winter storms and spring thaws in Johnson City often expose hidden roof gaps and pipe vulnerabilities in rental properties. Highlands Insurance Group helps local landlords secure policies that address these common seasonal claims. Working with area property owners, this landlord insurance agent provides coverage plans tailored to the specific risks of Tri-Cities commercial and residential rentals. A thorough initial inspection of the property, including building systems and tenant safety features, is scheduled during the first consultation to assess all coverage needs.
Based in Johnson City, TN, Bass Group Insurance works as a landlord insurance agent, helping property owners manage risk. The company can add specialty coverages such as loss of rental income and liability protection for multi-unit dwellings. They also assist with policies that protect against tenant-caused damages and natural weather events common to the region. Bass Group Insurance serves commercial sectors including offices, warehouses, and food service operations.
At Heritage Insurance Group in Johnson City, Tennessee, the focus remains on specialty policies for residential rental properties and multi-unit dwellings. The agency also provides general landlord insurance coverage to protect property owners against common risks, including property damage and liability claims. This service ensures landlords can manage their investments with financial security throughout the year. For seasonal property turnover, Heritage Insurance Group assists with adjusting coverage to safeguard vacant units between tenants.
What Does a a Landlord Insurance Agent in Johnson City Cost?
The cost of landlord insurance in Tennessee typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Johnson City you might pay between 800 and 1500 dollars per year depending on property value location and coverage limits. Costs vary by case and policy details. This is general information not insurance advice.
About landlord insurance agents in Johnson City
Landlord insurance agents in Johnson City Tennessee help rental property owners protect their investments. Tennessee law does not require landlord insurance but most mortgage lenders do require it. Local agents understand the specific risks of the Tri-Cities area including weather and tenant liability concerns.
Frequently Asked Questions
What does landlord insurance cover in Tennessee?
Landlord insurance typically covers property damage liability and loss of rental income. In Tennessee it can also cover damage from storms and fire which are common in the Johnson City area.
Is landlord insurance required by law in Tennessee?
Tennessee state law does not require landlord insurance. However most mortgage lenders and property management companies will require you to carry a policy. It is strongly recommended to protect against tenant claims and property damage.
How do I find a landlord insurance agent in Johnson City?
You can search online for independent insurance agents in Washington County who specialize in rental properties. Many local agencies in Johnson City offer quotes for landlord policies and can explain coverage options specific to Tennessee rental laws.
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