The top-rated landlord insurance agent in Alvin, Texas is Chris Peters - State Farm Insurance Agent, rated 4.9 stars across 505 reviews. Other highly rated options include LA Insurance, Insurance Plus Agencies, LLC - Progressive Local Agent, John Barron - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Alvin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Peters - State Farm Insurance Agent | 1420 S Gordon St | (281) 331-3300 |
| 2 | LA Insurance | 1240 FM 1462 Ste 200 | (346) 226-2626 |
| 3 | Insurance Plus Agencies, LLC - Progressive Local Agent | 201 E House St | (281) 331-7775 |
| 4 | John Barron - State Farm Insurance Agent | 116 S Gordon St | (281) 331-4132 |
| 5 | Amtex Insurance | 1591 E Hwy 6 #116 | (281) 968-7771 |
| 6 | Independent Insurance Counselors | 302 S Gordon St | (281) 331-3131 |
| 7 | The Hernandez Agency-Progressive Insurance | 2654 S Bypass 35 | (281) 823-9073 |
| 8 | TWFG Insurance | 209 E South St #1 | (281) 756-8934 |
| 9 | Farmers Insurance - Jaron Roblyer | 1408 Hwy 6 | (281) 849-7446 |
| 10 | A. Burr Insurance Agency | 475 S Gordon St B | (281) 331-9093 |
Chris Peters - State Farm Insurance Agent serves Alvin, Texas, and the surrounding area in Brazoria County. The agency provides landlord insurance solutions for property owners renting out residential homes. Policies typically cover the dwelling structure, liability protection, and loss of rental income if a covered event forces a tenant to vacate. The agent also helps landlords understand coverage limits and deductible options. This work includes protection against common perils like fire, wind, and water damage from burst pipes.
LA Insurance in Alvin, Texas provides landlord insurance policies that cover property damage, liability protection, and loss of rental income. Its service plans include routine policy reviews to ensure adequate coverage as real estate portfolios grow. Maintenance packages help landlords address common property issues. The agency serves a range of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Insurance Plus Agencies, LLC - Progressive Local Agent in Alvin, Texas, distinguishes between one-time policy options for a single rental property and recurring coverage for a portfolio of rental units. Their landlord insurance includes protection for physical structures, liability for tenant injuries, and loss of rental income from covered events. They structure their services to run on either a one-time basis for a new policy term or a scheduled renewal basis annually, depending on the client’s preferences.
John Barron, a landlord insurance agent serving homeowners, businesses, and property managers in Alvin, TX, provides coverage policies tailored to protect rental properties and investment income. These policies help shield landlords from financial losses due to property damage, liability claims, and unexpected vacancy periods. Working from an office in Alvin, the agency assists property owners in securing appropriate insurance for their rental units. Its coverage area extends to neighboring communities within the greater Houston metro region, including Pearland.
Amtex Insurance offers tailored coverage for residential rental properties in Alvin, Texas, combining landlord-specific policies with general protection services for property owners. It addresses common risks such as property damage, liability, and loss of rental income. The company helps local landlords safeguard their investments against seasonal challenges like hurricane damage or winter freeze-related plumbing failures. It also advises on appropriate coverage adjustments for long-term tenant vacancies.
Independent Insurance Counselors serves Alvin, Texas, and the surrounding communities, acting as a landlord insurance agent. The company handles coverage for rental properties, including damage protection and liability issues. It works to match policy options to the specific risks property owners encounter in the local area. For each job, the agent first reviews the landlord’s property details and rental situation. It then compares available plans to find balanced coverage that addresses common local hazards and owner needs.
The Hernandez Agency-Progressive Insurance in Alvin, TX distinguishes between one-time policy setups for individual properties and recurring bundled service options for multiple units, which often include broader liability protections. Coverage for landlord insurance typically addresses property damage, loss of rental income, and legal defense against tenant claims. These policies help local property owners manage common risks from weather, fire, or tenant liability. Service is provided on an as-needed basis for inquiries, claims, or policy adjustments tailored to each client’s rental portfolio.
TWFG Insurance specializes in property coverage solutions for landlords, offering general liability and dwelling protection for residential rental properties in Alvin, TX. The agency helps local property owners secure policies that cover structures, rental income loss, and liability exposure from tenant claims. It also advises on necessary risk management practices for maintaining compliance with lender requirements. For investors in this region, the agency assists with weather-related concerns, such as securing adequate wind and hail coverage ahead of the Gulf Coast storm season.
After a heavy storm rolls across Brazoria County, local landlords often face sudden property damage and tenant displacement concerns. Farmers Insurance - Jaron Roblyer provides landlord insurance solutions tailored for these seasonal challenges in Alvin, Texas, covering rental structures and potential liability issues. The agency assists property owners in understanding policy options that protect their real estate investments during unpredictable weather. A typical starting point involves scheduling an initial property inspection to assess current coverage needs and identify any vulnerabilities that might require tailored policy adjustments.
A. Burr Insurance Agency places a strong emphasis on helping property owners with the specific risks of leasing residential dwellings. Its focused work includes customizing coverage for properties and assisting with essential add-ons such as liability protection for guest injuries and financial loss from rental default. The firm services a variety of commercial real estate sectors, including professional offices, industrial warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Alvin Cost?
Typical costs for landlord insurance in Texas range from 800 to 1,500 dollars per year for a standard single family rental. Factors like property age, square footage, and proximity to the coast affect the premium. Flood insurance through the National Flood Insurance Program adds 500 to 1,000 dollars annually for many Alvin properties. This is general information and not insurance advice.
About landlord insurance agents in Alvin
A landlord insurance agent in Alvin Texas can help you find a policy that covers your rental property against fire, theft, and liability. Texas law does not require landlord insurance, but many mortgage lenders do. Local agents understand the risks specific to the Alvin area, including hurricane and flood exposure.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance in Texas typically covers the dwelling structure, loss of rental income, and liability protection. It does not cover the tenants personal belongings. Flood and windstorm coverage may need separate policies in coastal areas like Alvin.
Do I need landlord insurance for a single family rental in Alvin?
While Texas law does not mandate landlord insurance, most mortgage lenders require it. Even if you own the property free and clear, a policy protects you from costly lawsuits and property damage. An agent can explain the minimum coverage recommended for your situation.
How much does landlord insurance cost in Texas?
Premiums for landlord insurance in Texas typically range from 25 to 35 percent more than standard homeowners insurance. For a single family home in Alvin, you might pay between 800 and 1,500 dollars per year. Costs depend on the propertys age, location, and coverage limits.
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