The top-rated landlord insurance agent in Austin, Texas is Heaton Bennett Insurance, rated 4.9 stars across 954 reviews. Other highly rated options include Cedar Oak Insurance, Prime Insurance Group LLC, Craft Insurance Partners. This directory lists 19 landlord insurance agents serving Austin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heaton Bennett Insurance | 3933 Steck Ave B119 | (512) 372-8311 |
| 2 | Cedar Oak Insurance | 901 S MoPac Expy Bldg.1, Suite 300 | (512) 777-2967 |
| 3 | Prime Insurance Group LLC | 706 W Ben White Blvd Building B Ste 186 | (512) 843-9000 |
| 4 | Craft Insurance Partners | 2010 W Koenig Ln #205 | (512) 956-4723 |
| 5 | Benjamin-Fry Insurance | 1213 W Slaughter Ln #140 | (512) 212-7185 |
| 6 | Speed Insurance | 2100 E Riverside Dr | (512) 599-8009 |
| 7 | Lewis & Partners Insurance Firm dba Fact Insurance Texas | 4323 Airport Blvd | (512) 441-2763 |
| 8 | Contractors Insurance Services, LLC | 312 W Oltorf St | (512) 445-2727 |
| 9 | Armadillo Insurance Agency | 11801 Domain Blvd 3rd floor | (512) 249-2300 |
| 10 | Reed Insurance Agency | 2579 Western Trails Blvd #100 | (512) 892-4555 |
Heaton Bennett Insurance serves the Austin, Texas metro area as a landlord insurance agent. The company provides property coverage solutions tailored specifically for rental property owners. Policies typically address dwelling protection for the physical structure, liability coverage for tenant incidents, and loss of rental income during repairs. Common policies from a local agent help landlords safeguard single-family rentals and small multi-unit properties in the region. The agency handles landlord liability insurance and loss-of-rent coverage for Austin property owners.
Cedar Oak Insurance in Austin, Texas provides landlord insurance for rental property owners, including liability coverage and dwelling protection. The company works with property owners to structure policies that address common rental risks and coverage gaps. Cedar Oak Insurance offers standard policy reviews and annual coverage assessments to ensure limits align with property values. Clients can request binder documentation and certificate issuance for tenant or lender requirements. The agency serves single-family homes, apartments, retail spaces, and restaurants across the Austin area.
Prime Insurance Group LLC serves property owners and residential landlords in the Austin area, offering specialized insurance policies to protect rental investments. The agency helps clients secure coverage for single-family homes, duplexes, and multi-unit properties, addressing risks such as property damage and liability claims. It assists property managers in finding appropriate policies tailored to landlord needs. The company also works with clients across the broader Travis County region, including communities surrounding Austin such as Round Rock.
Craft Insurance Partners serves property owners in Austin, Texas, and the surrounding communities, handling the unique insurance needs of landlords who rent out residential or commercial properties. The agency assists with coverage for dwellings, liability protection, and potential loss of rental income. To handle a typical job, it begins by assessing the specific risks of each rental property and the landlord’s financial goals, then tailors a policy that balances adequate protection with manageable premiums for the client.
Benjamin-Fry Insurance offers both single-policy landlord coverage and ongoing portfolio management for Austin rental property owners. Their landlord insurance options typically address property damage, liability protection, and loss of rental income for residential and commercial units. Operating in the Austin area, the agency assists with claims assistance and helps landlords meet mortgage and lease requirements. Services are available on a one-time, scheduled, or as-needed basis to accommodate varying property management needs.
Speed Insurance specializes in helping property owners secure tailored coverage for rental properties, addressing risks specific to single-family homes and small multifamily units in Austin. Their general services include creating policies that protect against property damage, liability claims, and loss of rental income. They also assist landlords with coverage adjustments when leases change or properties undergo renovations. During peak renter turnover seasons, they guide clients through updating policy terms to cover new vacancies and maintain continuous protection for shifting tenant occupancy.
As spring storms approach Austin, many property owners seek to close coverage gaps before hail season arrives. Lewis & Partners Insurance Firm dba Fact Insurance Texas helps landlords secure policies tailored to residential and commercial rental properties in the local market. Their work involves comparing carrier options, explaining liability and dwelling coverage limits, and clarifying loss-of-rent provisions. A typical first step with this landlord insurance agent includes a walk-through assessment of the property’s condition, roof age, and existing safety features.
Contractors Insurance Services, LLC serves homeowners, property managers, and small business owners in the Austin area who require specialized landlord insurance solutions. Its policies protect rental properties against liability claims, property damage, and loss of rental income. The agency offers tailored coverage for both single-family rentals and multi-unit residential buildings, helping landlords secure comprehensive protection that aligns with local regulations and tenant needs. It also extends its services to clients throughout the greater Travis County metro, including communities such as Round Rock.
Located in Austin, Texas, Armadillo Insurance Agency helps property owners obtain coverage for their rental real estate. The firm specializes in landlord insurance, offering policies that protect buildings and liability risks associated with leasing out homes or apartment units. It also assists clients with additional coverages such as loss of rental income and protection against damage from vandalism or storms. The agency serves a range of commercial sectors, including professional offices, warehouse facilities, and food service establishments.
Reed Insurance Agency in Austin, Texas offers residential landlord insurance policies designed to protect rental properties. Commercial coverage is also available for multi-unit buildings and larger holdings throughout the Austin metropolitan area. They assist property owners in selecting appropriate liability and property protection tailored to their individual rental portfolios. After enrolling a policy, the agency provides follow-up service between regular visits to address any changes in occupancy or building updates. This ongoing support ensures that landlord coverage remains aligned with current needs.
What Does a a Landlord Insurance Agent in Austin Cost?
Landlord insurance in Texas typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Austin annual premiums range from 800 to 2,500 dollars depending on property value location and coverage limits. Policies with higher liability limits or additional endorsements cost more. This is general information and not insurance advice.
About landlord insurance agents in Austin
A landlord insurance agent in Austin Texas helps property owners protect their rental investments. Texas law does not require landlord insurance but mortgage lenders often do. Agents can tailor policies to cover property damage liability and loss of rental income specific to Austin market conditions.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance in Texas typically covers dwelling damage liability and loss of rental income. It does not cover tenant personal property. Texas insurance code allows agents to offer additional endorsements for flood or windstorm coverage.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However most mortgage lenders require a dwelling policy for rental properties. Landlord insurance is strongly recommended to protect against lawsuits and property damage.
How do I choose a landlord insurance agent in Austin?
Look for an agent licensed in Texas with experience in rental property coverage. Ask about policy options for single family homes and multi unit buildings. Verify they understand Austin specific risks like hail storms and wildfire zones.
Landlord Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton · Cedar Hill · Cedar Park