The top-rated landlord insurance agent in Kaysville, Utah is Ken Graham - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Affinity Insurance Group, Zach Hadley Insurance LLC - Platinum Group, David Jarnagin Insurance - Platinum Insurance Group. This directory lists 12 landlord insurance agents serving Kaysville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Graham - State Farm Insurance Agent | 577 Main St | (801) 513-5490 |
| 2 | Affinity Insurance Group | 459 N 300 W UNIT 16 | (801) 683-8342 |
| 3 | Zach Hadley Insurance LLC - Platinum Group | 610 N Kays Dr Ste 102 | (801) 719-6661 |
| 4 | David Jarnagin Insurance - Platinum Insurance Group | 1188 Sportsplex Dr #104 | (385) 262-2961 |
| 5 | Choice Plus Insurance | 612 N Kays Dr Suite 120 | (801) 825-8165 |
| 6 | Metcalfe and Associates | 1 W 100 S | (801) 444-0227 |
| 7 | Farmers Insurance - Bob Hackmeister | 378 S Main St | (801) 546-1818 |
| 8 | MVP Insurance Agency | 475 N 300 W #15 | (801) 769-6655 |
| 9 | 1 Stop Shop Insurance | 330 N Main St | (801) 452-5588 |
| 10 | Trina Lemmons Insurance | 459 N 300 W Ste 14 | (801) 529-1208 |
Ken Graham - State Farm Insurance Agent serves the Davis County area from Kaysville, UT, offering landlord insurance policies designed to protect rental property investments. This agency helps property owners secure coverage for single-family rentals and multi-unit dwellings against common perils such as fire, theft, and liability claims. Tenants’ personal property is typically not covered under these policies, which focus instead on the building structure and the owner’s financial exposure. The agency specifically handles loss-of-rent coverage to replace income during repairs and personal liability protection for lawsuits arising from rental incidents.
Affinity Insurance Group provides landlord insurance agent services throughout Kaysville, Utah, offering property coverage tailored for rental property owners. Their service plans typically help landlords assess risks and maintain adequate protection for their investments. Regular policy reviews and consultations assist clients in adjusting coverage as property values or occupancy change. The company services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Zach Hadley Insurance LLC - Platinum Group serves homeowners and property managers requiring landlord insurance in Kaysville, Utah. The company specializes in policies that protect rental properties, including coverage for property damage, liability, and potential loss of rental income. By focusing on the specific needs of local landlords, the agency helps clients secure appropriate protection for their investments across a variety of residential property types. Their coverage area also extends to the neighboring communities in the greater Ogden metro region.
Serving Kaysville, Utah, and the surrounding communities, David Jarnagin Insurance - Platinum Insurance Group handles comprehensive landlord insurance for local property owners. The agency structures policies to protect rental investments against common property risks and liability exposures. Each coverage plan is built around the unique demands of managing residential rental units in this part of the state. To handle a typical job, the agent first assesses the property’s specific liability and structural needs before tailoring coverage accordingly.
For landlord insurance, a single policy can secure an individual rental property, while a broader plan covers multiple units under one program. Choice Plus Insurance, based in Kaysville, UT, helps local property owners select coverage that addresses liability, building damage, and lost rental income. These options are tailored for residential landlords in surrounding communities facing typical tenant turnover and weather risks. Service consultations are provided strictly on an as-needed basis, with no recurring schedule required for policy adjustments or new quotes.
Metcalfe and Associates specializes in matching Kaysville property owners with appropriate landlord insurance policies and also navigates the broader claims and liability requirements these policies entail. The agency works with local landlords to understand their unique rental property exposures, ensuring that coverage addresses the specific needs of the Kaysville market. Beyond initial policy setup, it guides clients through mandatory background checks and lease compliance details. This support becomes especially crucial when seasonal weather events, such as heavy Utah snowmelt, create sudden water damage risks that require immediate policy adjustments.
As late-season storms and unexpected tenant turnovers create unexpected vacancies across Kaysville, Farmers Insurance - Bob Hackmeister assists local property owners with adapting their coverage for rental properties. This landlord insurance agent focuses on protecting income streams and structures against liability claims and weather-related damage typical in this part of Utah. Each consultation begins with a thorough inspection of the rental unit or complex to assess current risks and determine appropriate policy options for the specific property.
MVP Insurance Agency in Kaysville, UT, provides residential landlord coverage for property owners renting single-family homes and duplexes in the area. The agency also writes commercial policies for owners of small apartment buildings and multi-tenant retail spaces throughout Davis County and the surrounding northern Utah region. Policies address common rental risks such as property damage, liability for tenant injuries, and loss of rental income. The agent checks in between regular visits to address coverage changes or new tenant placements.
Located in Kaysville, Utah, 1 Stop Shop Insurance assists property owners with general landlord insurance needs, including coverage for rental dwellings and liability protection. It specializes in additional protections such as loss of rental income and vandalism cover. The agency also works with clients insuring multi-unit residential buildings. Its policies serve commercial sectors including offices, warehouses, and food service operations.
Trina Lemmons Insurance in Kaysville, UT is known for providing comprehensive coverage solutions tailored for residential rental properties. Serving local landlords, the company crafts policies that address property damage, liability risks, and potential income loss from tenant issues. Its service range encompasses essential protections for single-family rentals and multi-unit dwellings, ensuring property owners can manage their investments with financial security. The agency can additionally add on coverage for vandalism and theft protection, helping landlords secure their assets against common property-related threats.
What Does a a Landlord Insurance Agent in Kaysville Cost?
Typical landlord insurance costs in Utah range from 800 to 1,500 dollars per year for a single-family rental. Factors like property age, location in Kaysville, and coverage amount affect the premium. An agent can give you a personalized quote. This is general information and not insurance advice.
About landlord insurance agents in Kaysville
Landlord insurance agents in Kaysville Utah help rental property owners protect their investments with tailored policies. Utah law does not require landlords to carry insurance but most mortgage lenders do require it. Agents can explain coverage options like dwelling protection and liability coverage for your Kaysville rental properties.
Frequently Asked Questions
What does landlord insurance cover in Kaysville Utah?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income. In Utah, policies may also cover vandalism or weather damage common in the region. An agent can help you choose the right coverage for your property.
Is landlord insurance required by law in Utah?
Utah state law does not require landlords to have insurance. However, most mortgage lenders and property management companies in Kaysville do require it. An agent can help you meet these requirements.
How much does landlord insurance cost in Utah?
Costs vary based on property value, location, and coverage limits. In Utah, average annual premiums for landlord insurance range from 800 to 1,500 dollars. An agent in Kaysville can provide a quote specific to your rental property.
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