The top-rated landlord insurance agent in Layton, Utah is Stratford Insurance Group, rated 4.9 stars across 781 reviews. Other highly rated options include Richard Dunkley - State Farm Insurance Agent, Jason Oyler - State Farm Insurance Agent, Cottonwood Title Insurance Agency, Inc.. This directory lists 17 landlord insurance agents serving Layton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stratford Insurance Group | 2307 N Hill Field Rd STE 103 | (801) 784-4938 |
| 2 | Richard Dunkley - State Farm Insurance Agent | 1706 N Heritage Park Blvd Ste 3 | (801) 773-3121 |
| 3 | Jason Oyler - State Farm Insurance Agent | 1398 N Hill Field Rd | (801) 546-6108 |
| 4 | Cottonwood Title Insurance Agency, Inc. | 1544 North Woodland Park Dr # 300 | (801) 499-5100 |
| 5 | Mountain Ridge Insurance Group | 393 W Gordon Ave Suite 1 | (801) 820-6402 |
| 6 | Farm Bureau Financial Services: Jordan Spicer | 1528 Woodland Park Dr Ste 10 | (385) 393-2747 |
| 7 | Glen Toomer: Allstate Insurance | 1848 N Hill Field Rd Ste 2 | (801) 776-8326 |
| 8 | Weston Insurance Agency | 1834 E 3100 N suite 101 | (801) 513-9513 |
| 9 | McKade Batt - State Farm Insurance Agent | 116 N Adamswood Rd #2 | (801) 784-1934 |
| 10 | Travis Ehrhart - State Farm Insurance Agent | 2363 N Hill Field Rd STE 3 | (801) 776-3377 |
Stratford Insurance Group serves the Layton, Utah, metro area, specializing in landlord insurance policies for property owners. This agency helps landlords secure coverage tailored to the unique risks of leasing residential or commercial real estate. They understand local requirements for protecting rental properties from liability claims and property damage. A critical service they handle is loss-of-rent coverage, ensuring income continues if a unit becomes uninhabitable. They also offer guidance on dwelling policy limits to match current replacement costs.
Richard Dunkley - State Farm Insurance Agent in Layton, UT, provides landlord insurance policies that cover property damage, liability protection, and loss of rental income. It offers service plans to help property owners manage risk and maintain coverage for unforeseen incidents. The agency typically assists with routine policy reviews and adjustments for changing tenant situations. It services single-family homes, apartments, retail spaces, and restaurants.
Jason Oyler - State Farm Insurance Agent in Layton, UT serves homeowners, landlords, and property managers seeking coverage for rental properties. This agency helps clients protect their investment properties with tailored landlord insurance policies that address liability and property damage risks common in the area. Personalized consultations ensure customers understand their coverage options. The agency also serves property owners in the neighboring community of Clearfield, offering the same thorough guidance for rental property insurance needs in that part of the metropolitan area.
Cottonwood Title Insurance Agency, Inc. in Layton, Utah assists property owners with landlord insurance policies. These policies cover financial risks tied to residential or commercial rental properties, including property damage and liability claims. The agency can tailor coverage for specific rental situations, such as multi-unit dwellings or single-family homes. Commercial sectors it serves include offices, warehouses, and food service establishments.
Mountain Ridge Insurance Group serves Layton, Utah, and the surrounding communities, handling landlord insurance policies for property owners in the area. It addresses coverage needs for residential rental dwellings, helping clients protect their real estate investments against common risks like property damage and liability claims. The company works to explain policy options clearly so landlords understand their coverage boundaries. To handle a typical job, it assesses each rental property’s specific characteristics and recommends a tailored policy that balances adequate protection with the landlord’s budget.
Farm Bureau Financial Services: Jordan Spicer in Layton, UT distinguishes between one-time coverage for a single property need and recurring policies that protect ongoing rental operations. The agency’s landlord insurance covers physical structures from common perils and provides liability protection for property owners. It also can include loss-of-rent coverage to replace income when a unit becomes uninhabitable. Service is offered on an as-needed basis, with clients scheduling consultations or policy changes at their own convenience and request.
Glen Toomer: Allstate Insurance specializes in policies designed for residential rental properties, protecting landlords from income loss and property damage. It advises local property owners on liability coverage and building structure needs. This agent helps investors manage risks unique to owning rental homes in Layton, Utah, including issues arising from tenant turnover and sudden vacancy. In spring, it assists with reviewing coverage before new lease agreements begin, ensuring seasonal risks are addressed.
In the often harsh northern Utah winters, landlords in Layton work to prevent costly property damage from snow loads or frozen pipes. Weston Insurance Agency provides landlord insurance agent services with a focus on protecting rental investments throughout the Layton area. The company helps property owners understand coverage options for structures, liability, and potential loss of rental income due to covered events. A representative typically begins the process by scheduling a thorough inspection to assess the current condition and risks of each specific property.
McKade Batt - State Farm Insurance Agent in Layton, UT assists property owners with general liability and property damage coverage for their rental investments. The agency specializes in landlord-specific policies, including loss of rental income protection and dwelling fire insurance. It works closely with clients to customize deductibles and liability limits for individual residential or commercial rental portfolios, selecting appropriate endorsements for each exposure. The company can serve property owners managing offices, warehouses, and food service establishments.
Travis Ehrhart - State Farm Insurance Agent in Layton, UT, serves residential landlords seeking coverage for rental properties in the area. Commercial landlord insurance is also provided to protect multi-unit investments and related business risks throughout the local market. Policies are designed to safeguard property structures, liability exposures, and potential loss of rental income. The office welcomes follow-up discussions to adjust coverage as tenants or property conditions change, ensuring protection remains appropriate between regular service visits.
What Does a a Landlord Insurance Agent in Layton Cost?
Typical landlord insurance costs in Layton Utah range from 800 to 1500 dollars annually for a single family home. Multi unit properties may cost more. Premiums depend on property age construction type and coverage amount. Utah insurance rates are regulated by the Utah Insurance Department. This is general information and not insurance advice.
About landlord insurance agents in Layton
A landlord insurance agent in Layton Utah helps property owners protect their rental investments. Utah law does not require landlord insurance but most mortgage lenders do require it. Local agents understand the specific risks for properties in Davis County including weather and tenant liability concerns.
Frequently Asked Questions
What does landlord insurance cover in Utah?
Landlord insurance in Utah typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings. Policies often include coverage for fire, wind, and vandalism common in Layton.
Is landlord insurance required by Utah law?
Utah state law does not require landlord insurance. However most mortgage lenders and property management companies in Layton require it. Without it you could be personally liable for property damage or tenant injuries.
How much does landlord insurance cost in Layton Utah?
Costs vary but typical landlord insurance in Utah ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Layton expect to pay between 800 and 1500 dollars per year. Factors include property value location and coverage limits.
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