The top-rated landlord insurance agent in Kirkland, Washington is Hayk Tadevosyan - State Farm Insurance Agent, rated 5.0 stars across 592 reviews. Other highly rated options include Grace Roberts - State Farm Insurance Agent, Katie Kelly - State Farm Insurance Agent, Vern Fonk Insurance. This directory lists 19 landlord insurance agents serving Kirkland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hayk Tadevosyan - State Farm Insurance Agent | 52 Lakeshore Plaza Unit A | (425) 296-4410 |
| 2 | Grace Roberts - State Farm Insurance Agent | 339 Kirkland Ave F | (425) 820-2002 |
| 3 | Katie Kelly - State Farm Insurance Agent | 951 6th St South | (425) 827-2138 |
| 4 | Vern Fonk Insurance | 12535 Totem Lake Blvd NE | (425) 880-1004 |
| 5 | CEG Life Insurance Services | 611 4th Ave. suite a | (425) 947-5232 |
| 6 | Absolute Insurance Solutions | 733 7th Ave #204 | (425) 610-6909 |
| 7 | Ken Williams CHFC CLTC CLU CHRS INC | 11335 NE 122nd Way #105, Office 117 | (425) 539-2016 |
| 8 | CHOICE Insurance | 1715 Market St # 100 | (425) 739-6565 |
| 9 | SegurosNW (Mario Reyes) | 12006 98th Ave NE Ste 102 | (425) 276-8232 |
| 10 | Best insurance Kirkland | 3951 Lake Washington Blvd NE | (253) 518-3812 |
Hayk Tadevosyan - State Farm Insurance Agent provides residential landlord insurance services for property owners in Kirkland, Washington. Beyond covering rental homes, they also offer commercial policies to protect larger or multi-unit investment properties throughout the region. Their expertise helps local landlords manage risks like property damage and liability claims. Clients can schedule follow-up reviews to update coverage as portfolios change, ensuring protection remains current between regular policy visits.
Grace Roberts - State Farm Insurance Agent serves the Kirkland, Washington metro area, specializing in landlord insurance coverage for local rental property owners. The agency helps property investors protect their real estate holdings with tailored insurance. Typical policies address property damage, liability exposure, and loss of rental income. The office provides personalized risk assessments and policy reviews to ensure adequate protection. It specifically handles loss of rent coverage and landlord liability insurance for residential rental properties in Kirkland.
Katie Kelly State Farm Insurance Agent in Kirkland, Washington, provides a range of landlord insurance services tailored for property owners. It offers comprehensive coverage options designed to protect residential and commercial rental investments against common risks. The agency assists with policy maintenance and periodic reviews to help adjust plans as property needs change. Services include guidance on liability protection, property damage coverage, and loss of rental income. Katie Kelly’s office serves clients with single-family homes, apartments, retail spaces, and restaurants in the local area.
Vern Fonk Insurance serves Kirkland, Washington, as a dedicated landlord insurance agent focusing on protecting residential and small commercial rental properties. Its services include coverage for property damage, liability, and loss of rental income claims. The company helps property owners navigate local landlord-tenant regulations and risk management strategies. For properties built before 1990, it can often add an optional rider covering aging water pipes and electrical systems for additional peace of mind.
CEG Life Insurance Services in Kirkland, Washington, serves homeowners, property managers, and small business owners who require coverage for rental properties. The agency provides landlord insurance policies that protect against property damage, liability claims, and income loss from tenant issues. Clients benefit from tailored advice on managing risks specific to residential and commercial leasing situations. The company extends its coverage and direct support throughout the Eastside region, including nearby Redmond and parts of northern Bellevue.
Absolute Insurance Solutions serves Kirkland and the surrounding Eastside communities of Washington, handling landlord insurance needs for residential rental property owners. The agency works with clients to address coverage for dwelling protection, liability exposure, and potential loss of rental income. Properties are assessed to identify specific risks common to local multi-family units and single-family rentals. For each assignment, a standard process is followed that involves reviewing the current policy, comparing available options from different carriers, and customizing a plan for the property.
specializing in the Kirkland area, landlord insurance works through two distinct service frequencies: one-time policies to cover a specific gap or purchase, and recurring annual policies for ongoing property protection. coverage typically includes dwelling damage, liability for tenant injuries, and loss of rental income. clients may need extra endorsements for vandalism or appliances. this firm serves landlords on an as-needed basis, scheduling coverage to match lease cycles or unexpected tenant turnovers.
CHOICE Insurance in Kirkland, WA provides specialized landlord policies that cover property damage and liability exposures unique to rental dwellings. The agency works with local property owners to secure coverage for single-family homes, duplexes, and small multifamily buildings throughout the region. It also assists with routine policy reviews to ensure limits remain adequate as property values change. For winter months, the agent helps address concerns about frozen pipes and slip-and-fall claims from tenants or visitors.
As the seasonal rains return in the Pacific Northwest, Kirkland landlords face increased risks of water damage and liability claims. SegurosNW, operated by Mario Reyes, helps property owners navigate these local complexities with tailored landlord insurance policies. The agency focuses on protecting rental investments through comprehensive coverage options that address common regional concerns. Mario Reyes personally explains each policy's terms and exclusions so clients understand their protections. The process begins with an initial assessment of the property that identifies specific risk factors.
Best Insurance Kirkland works with property owners to arrange coverage for rental homes and apartment buildings. It specifically focuses on landlord insurance, adding protections for liability, property damage, and loss of rental income. The agency serves both single-family and multi-unit residential landlords in the Kirkland area. Beyond housing, its commercial policies cover offices, warehouses, and food service operations, always tailored to the unique needs of each rental investment.
What Does a a Landlord Insurance Agent in Kirkland Cost?
Landlord insurance in Washington typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Kirkland, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, deductible amount, and whether you include flood or earthquake endorsements also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Kirkland
Landlord insurance agents in Kirkland, Washington help property owners protect their rental investments with tailored coverage. Washington state law requires landlords to maintain certain disclosures and liability protections, and a local agent can guide you through policy options that meet these requirements. Working with a Kirkland agent ensures you understand local risks like earthquake or flood exposure in the Pacific Northwest.
Frequently Asked Questions
What does landlord insurance cover in Washington?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Washington, policies may also include coverage for vandalism or tenant-caused damage. It does not cover tenant personal property.
Is landlord insurance required by law in Kirkland?
Washington state law does not require landlord insurance, but most mortgage lenders require it for rental properties. Kirkland landlords often carry liability coverage to protect against tenant injury claims or property damage.
How do Washington landlord tenant laws affect insurance needs?
Washington landlord tenant laws require landlords to maintain habitable premises and follow strict eviction procedures. Insurance can help cover legal costs if a tenant sues for habitability issues or wrongful eviction. An agent can help you choose liability limits that match these legal risks.
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