The top-rated landlord insurance agent in Lacey, Washington is Kevin Hayward - State Farm Insurance Agent, rated 4.9 stars across 583 reviews. Other highly rated options include Vern Fonk Insurance, Jeff Kearin Agency - American Family Insurance, Leta Hankins: Allstate Insurance. This directory lists 18 landlord insurance agents serving Lacey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Hayward - State Farm Insurance Agent | 4440 Pacific Ave SE | (360) 459-2277 |
| 2 | Vern Fonk Insurance | 4104 Martin Way E #103 | (360) 686-6075 |
| 3 | Jeff Kearin Agency - American Family Insurance | 4450 Avery Ln SE Ste A | (360) 459-0989 |
| 4 | Leta Hankins: Allstate Insurance | 1110 Golf Club Rd SE Ste 102 | (360) 491-4042 |
| 5 | Whims Insurance and Financial Services | 418 Carpenter Rd SE Suite 102 | (360) 292-7240 |
| 6 | State Farm Insurance | 8765 Tallon Ln NE STE M | (360) 493-8284 |
| 7 | All Insurance Inc One | 4433 Lacey Blvd SE | (360) 438-2797 |
| 8 | Mike Oliver - COUNTRY Financial Representative | 6050 Pacific Ave SE Ste F | (360) 357-4035 |
| 9 | Angle Agency | 8650 Martin Way E Suite 219 | (360) 350-0109 |
| 10 | L A I: Allstate Insurance | 8910 Martin Way E # B | (360) 438-0564 |
Kevin Hayward - State Farm Insurance Agent serves the Lacey, Washington area, offering landlord insurance policies designed to protect rental property owners. The agency helps landlords manage the unique risks associated with leasing residential real estate. Services commonly provided in this category include coverage for property damage, liability protection, and loss of rental income. Navigating the local insurance requirements can be complex, and this agency assists clients in understanding their coverage options. Specific services handled include customized policy reviews and claims assistance for rental properties.
Vern Fonk Insurance in Lacey, Washington, specializes in landlord insurance policies that address the distinct liability and physical damage risks of rental properties. The agency can help secure endorsements for vandalism, loss of rental income, and ordinance or law coverage to meet landlord protection needs. Standard policies may also be structured for commercial real estate sectors, including offices, warehouses, and food service operations.
Jeff Kearin Agency - American Family Insurance provides a full range of landlord insurance coverage for property owners in Lacey, WA. Its services include protecting rental structures, liability coverage, and policies for lost rental income. Maintenance and service plans are offered to help landlords manage property risks and respond to tenant-related issues. The agency works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Leta Hankins: Allstate Insurance in Lacey, Washington, provides landlord insurance for residential rental properties. Commercial coverage is also available to protect apartment buildings and other income-producing real estate. Services extend to owners throughout the greater Lacey area. Policies are designed to shield both property and liability interests from tenant-related risks. Clients are encouraged to contact the office for a personalized policy review that assesses current coverage needs. Follow-up consultations help ensure ongoing protection between regular renewal visits for any changes in rental occupancy or property status.
Whims Insurance and Financial Services in Lacey, Washington, is known for providing property coverage for landlords who rent out residential dwellings. The agency helps local property owners select policies that protect against risks like tenant damage, liability claims, and loss of rental income. Options are tailored to the specific needs of those managing single-family homes or small multifamily units in the Thurston County area. A specialty service that can be added on is coverage for equipment breakdowns in rental properties.
State Farm Insurance in Lacey, Washington, serves homeowners, businesses, and property managers who own rental properties and need landlord insurance. The agency helps clients protect their investment properties with appropriate coverage for liability, building damage, and loss of rental income. It works with landlords to navigate the specific insurance requirements for residential rental units in the region. The agency also provides its landlord insurance services to property owners in Olympia and the greater Thurston County area.
All Insurance Inc One serves Lacey and the surrounding Thurston County communities, handling landlord insurance policies for residential rental properties. It assists property owners in covering dwelling damage, liability exposure, and loss of rental income. The agency focuses on explaining policy terms clearly before any agreement. For a typical job, it begins by reviewing the client’s property details and coverage needs together to tailor a policy accordingly.
Mike Oliver - COUNTRY Financial Representative in Lacey, WA, offers both one-time consultations for specific policy questions and recurring service to manage ongoing landlord insurance needs. Coverage options protect rental properties from common perils such as fire, wind, and liability claims related to tenant injuries or property damage. The agent advises on deductibles and coverage limits suited for local landlords. Service is provided on an as-needed basis, accommodating policy reviews or new policy requests when the client initiates contact.
As the rainy season returns in Lacey, property owners often face increased risks of water damage and liability claims from tenants. Angle Agency provides landlord insurance agent services tailored to these local conditions. The company helps landlords secure policies that typically cover dwelling protection, liability coverage, and loss of rental income. They assist clients in understanding policy limits and exclusions relevant to Pacific Northwest properties. The process usually begins with a thorough inspection of the rental unit to assess its current condition and identify potential hazards.
L A I: Allstate Insurance in Lacey provides specialized landlord insurance services, including property protection plans for rental dwellings. It also offers general coverage solutions to property owners. The agency addresses common tenant-related risks throughout the year. For instance, it helps local clients prepare for seasonal challenges posed by Washington’s autumn storms and potential water damage from heavy rains.
What Does a a Landlord Insurance Agent in Lacey Cost?
Landlord insurance in Washington typically costs between 15 to 25 percent more than standard homeowners insurance. For a single family rental in Lacey, annual premiums often range from 800 to 1500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Lacey
Landlord insurance agents in Lacey Washington help property owners protect their rental investments. Washington state law requires landlords to maintain certain coverages such as liability protection and dwelling coverage. Local agents can guide you through policies that meet Lacey city codes and Washington landlord tenant laws.
Frequently Asked Questions
What does landlord insurance cover in Lacey Washington?
Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income. In Washington, policies often include coverage for vandalism and fire. You can add optional coverages like flood or earthquake protection.
Is landlord insurance required by law in Washington?
Washington state does not legally require landlord insurance. However most mortgage lenders and property management companies require it. Having a policy protects you from financial loss due to property damage or liability claims.
How do I choose a landlord insurance agent in Lacey?
Look for an agent who specializes in rental property insurance and knows Washington state regulations. Ask about policy exclusions, deductible options, and whether they offer replacement cost coverage. Compare quotes from multiple agents to find suitable coverage.
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