The top-rated landlord insurance agent in Hurricane, West Virginia is Christian Brand - State Farm Insurance Agent, rated 5.0 stars across 405 reviews. Other highly rated options include Morris Insurance Services, Caldwell Insurance Agency, John Bumgarner - State Farm Insurance Agent. This directory lists 16 landlord insurance agents serving Hurricane.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Brand - State Farm Insurance Agent | 3853 Teays Valley Road | (304) 760-5001 |
| 2 | Morris Insurance Services | 3353 Teays Valley Road | (304) 757-5477 |
| 3 | Caldwell Insurance Agency | 3744 Teays Valley Road Suite 101 | (681) 265-3735 |
| 4 | John Bumgarner - State Farm Insurance Agent | 3550 Teays Valley Road Suite 1 | (304) 562-9000 |
| 5 | Henderson Insurance Inc | 3275 Teays Valley Road | (304) 562-9681 |
| 6 | Tom Moore - State Farm Insurance Agent | 3745 Teays Valley Road | (304) 757-7711 |
| 7 | Kirtley Insurance Services | 111 County Rd 19 Ste C | (304) 562-9226 |
| 8 | Brightway Insurance, The Mays Agency | 600 Prestige Park Dr Ste B1 Ofc 4 | (304) 814-2509 |
| 9 | Larry Bevins: Allstate Insurance | 2939 Virginia Ave Ste 2000 | (304) 397-4455 |
| 10 | Comparion Insurance Agency | 3955 Teays Valley Road | (304) 757-4220 |
Christian Brand - State Farm Insurance Agent serves the Hurricane, West Virginia area as a landlord insurance provider. This agency helps property owners protect their rental investments with tailored coverage options. Landlord insurance typically covers the building structure, liability protection, and loss of rental income. Policies are designed to address the specific risks associated with renting properties. The agency can assist clients in evaluating their individual coverage needs. It handles both single-family rental properties and multi-unit dwellings in the local market.
Morris Insurance Services provides landlord insurance policies that cover property damage, liability protection, and loss of rental income for investment property owners in the Hurricane, WV area. Their service plans include regular policy reviews to adjust coverage as properties age or rental markets shift, along with claims assistance to help landlords navigate the filing process. Single-family homes are their primary focus, though they also serve apartments, retail spaces, and restaurants needing commercial property coverage for leased premises.
Caldwell Insurance Agency in Hurricane, West Virginia provides general property insurance services for landlords, including policies covering dwelling structures and liability protection. Its specialty add-ons can include coverage for loss of rental income and vandalism. The agency helps property owners manage risks associated with leasing residential and commercial real estate in the local area. It can serve commercial sectors such as offices, warehouses, and food service.
John Bumgarner - State Farm Insurance Agent in Hurricane, WV, serves residential landlords and property managers seeking insurance for rental dwellings. It assists clients with policies that help protect buildings, liability exposure, and potential loss of rental income. Landlords looking to safeguard their investment properties can obtain coverage for single-family homes or multi-unit complexes. The company also provides support for local rental property owners in the greater Charleston metropolitan area.
Henderson Insurance Inc serves Hurricane, West Virginia, and the surrounding communities of Putnam County. It handles landlord insurance policies for residential and small commercial rental properties in this region. The agency focuses on property, liability, and loss-of-rent coverage options for local landlords. To manage a typical client request, it reviews the specific rental structure and risk profile, then compares appropriate insurance solutions from multiple carriers to address coverage needs.
Tom Moore - State Farm Insurance Agent in Hurricane, WV offers both single-policy transactions and ongoing account management for landlord insurance needs, covering properties against common perils such as fire, theft, and liability from tenant injuries. Policies can be tailored to protect rental income and structural assets in the local area. Service runs on a scheduled renewal basis, with options for as-needed consultations when coverage questions or policy adjustments arise before a term ends.
Kirtley Insurance Services offers landlord-specific insurance policies for residential and commercial rental properties in the Hurricane area. The agency assists property owners with general liability protection and property damage coverage. It works to secure policies that address risks from tenant-related incidents and vacant unit exposures. Its agents help adjust coverage limits for individual rental homes or multi-unit buildings. During winter months, it advises clients on managing claims from frozen pipes or ice-related roof damage, a common seasonal concern for landlords in West Virginia.
Brightway Insurance, The Mays Agency provides residential landlord insurance for property owners in Hurricane, West Virginia, covering risks associated with rental dwellings. Commercial coverage is also available for larger multi-unit buildings or investment properties. The agency serves clients throughout the greater Hurricane area. Landlords can obtain policies tailored to their specific portfolios, with options for liability and property protection. Following an initial policy setup, the agency offers regular follow-up service to adjust coverage between annual renewals or after property changes.
Larry Bevins: Allstate Insurance provides landlord insurance agent services to property owners in Hurricane, WV. The company specializes in customizing policies with critical add-ons such as liability protection, loss-of-rent coverage, and dwelling property safeguards. Its work also includes assessing local risk factors common to rental properties in the area. The agency can serve commercial sectors that require landlord insurance, including offices, warehouses, and food service operations.
When severe storms and shifting ground conditions in Hurricane put rental properties at risk, Comparative Insurance Agency works with landlords to secure appropriate coverage for their single-family homes and multi-unit buildings. By focusing on hazard protection and income-loss considerations, the agency tailors each policy to address various rental scenarios common across West Virginia. Prospective clients begin with a thorough property inspection and an initial assessment of their individual insurance needs.
What Does a a Landlord Insurance Agent in Hurricane Cost?
The cost of landlord insurance in West Virginia typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Hurricane, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location near flood zones, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Hurricane
Landlord insurance agents in Hurricane, West Virginia help property owners find coverage for rental homes and apartments. West Virginia law does not require landlord insurance but mortgage lenders often do. Local agents understand the risks from flooding in the Kanawha Valley and can guide you on policies that cover fire, liability, and loss of rent.
Frequently Asked Questions
What does landlord insurance cover in Hurricane West Virginia?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. In West Virginia, flood damage is not included and requires a separate policy from the National Flood Insurance Program.
Is landlord insurance required by law in West Virginia?
West Virginia state law does not require landlord insurance. However, most mortgage lenders will require you to have a policy that covers the property value. It is a smart way to protect your investment.
How do I choose a landlord insurance agent in Hurricane?
Look for an agent who is licensed in West Virginia and has experience with rental properties. Ask about coverage for vacant units and liability limits. Local agents can also advise on wind and hail risks common in the area.
Landlord Insurance Agents in Other West Virginia Cities
Charleston · Huntington · Morgantown · Parkersburg · St Albans · Wheeling