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Find Landlord Insurance Agents Near You in St Albans, WV

Browse landlord insurance agents serving St Albans, West Virginia. Updated 2026-07-14.

The top-rated landlord insurance agent in St Albans, West Virginia is J.C. Spears - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Colby Johnson - State Farm Insurance Agent, Affordable Insurance Solutions: Ethan Poole, Saint Albans Insurance Agency. This directory lists 11 landlord insurance agents serving St Albans.

Showing 11 landlord insurance agents in St Albans, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1J.C. Spears - State Farm Insurance Agent120 Walnut St(304) 722-7227
2Colby Johnson - State Farm Insurance Agent222 Third Ave(304) 722-4201
3Affordable Insurance Solutions: Ethan Poole1000 6th Ave(304) 727-0969
4Saint Albans Insurance Agency701 6th Ave(304) 396-7353
5State Farm Insurance222 Third Ave(304) 722-4201
6Morris Insurance Services715 6th Ave(304) 722-6443
7D. Scott Jarrett: Allstate Insurance200 Kanawha Terrace #5(304) 220-7026
8Horace Mann Insurance1000 6th Ave(304) 727-0969
9Trusted insurance co221 4th Ave(304) 202-1478
10LeRose Insurance LLC701 6th Ave(304) 722-5512
JC
120 Walnut St
J.C. Spears - State Farm Insurance Agent
Landlord Insurance Agent · St Albans, WV

J.C. Spears - State Farm Insurance Agent serves the St Albans, WV, metro area and provides landlord insurance coverage for local property owners. This agency offers policies designed to protect rental properties, including single-family homes and multi-unit dwellings. Clients can work with an agent to review coverage for a wide range of risks. The company sees local landlords for customized protection and handles property insurance alongside liability solutions. Specific services here include loss assessment coverage and quotes for rental dwelling policies.

CJ
222 Third Ave
Colby Johnson - State Farm Insurance Agent
Landlord Insurance Agent · St Albans, WV

Colby Johnson, a State Farm Insurance Agent in St Albans, WV, provides a range of landlord insurance services including property damage liability, loss of rental income coverage, and general risk assessments. Personalized policies are structured to address common maintenance issues and emergency repairs, with ongoing plan adjustments available as property conditions change. Regular service reviews help align coverage with evolving landlord needs. The company serves single-family homes, multi-unit apartments, retail spaces, and local restaurants.

AI
1000 6th Ave
Affordable Insurance Solutions: Ethan Poole
Landlord Insurance Agent · St Albans, WV

Affordable Insurance Solutions: Ethan Poole in St Albans, West Virginia offers specialized landlord insurance policies tailored to protect rental properties and their owners. The agency serves local residential and commercial landlords by structuring coverage for property damage, liability risks, and lost rental income. Routine services include policy review and gap analysis to ensure adequate protection amid changing market conditions. As seasonal turnover approaches, the broker provides guidance on adjusting coverage for new tenants or newly vacant units to minimize financial exposure.

SA
701 6th Ave
Saint Albans Insurance Agency
Landlord Insurance Agent · St Albans, WV

Saint Albans Insurance Agency serves St Albans, West Virginia, and the surrounding communities in Kanawha County with landlord insurance coverage. It handles policies that protect rental property owners from financial losses due to property damage, liability claims, and lost rental income. The agency explains different coverage options to clients based on the type of rental property they own. To handle a typical job, it reviews the property’s specific risks and then recommends a policy that matches those exposures and the client’s budget.

SF
222 Third Ave
State Farm Insurance
Landlord Insurance Agent · St Albans, WV

A landlord insurance agent in St Albans, WV, can assist with either a single-policy purchase or an ongoing service relationship to manage changing property risks. Coverage typically protects rental dwellings against fire, liability, and weather damage. State Farm Insurance provides policies tailored to local rental property owners. Services are available on a one-time, scheduled, or as-needed basis, depending on the policyholder’s request.

MI
715 6th Ave
Morris Insurance Services
Landlord Insurance Agent · St Albans, WV

As autumn storms bring heavy rains to the St Albans area, Morris Insurance Services helps local property owners secure proper coverage for their rental units. This Landlord Insurance Agent works with landlords to understand the specific risks their properties face, from sudden tenant vacancies to weather-related damage. By focusing on policies that address those common concerns, they assist in protecting rental investments from unexpected financial loss. The process begins with a thorough on-site inspection and discussion of each property’s current liabilities to determine suitable coverage options from available insurers.

DS
200 Kanawha Terrace #5
D. Scott Jarrett: Allstate Insurance
Landlord Insurance Agent · St Albans, WV

D. Scott Jarrett: Allstate Insurance provides tailored coverage solutions for landlords, including protection for rental properties and liability. It also handles standard personal insurance policies such as auto and home. Serving St Albans, WV, the agency assists property owners in managing risks unique to renting. The team helps clients address concerns like tenant damage or weather-related losses during the region’s seasonal storms.

HM
1000 6th Ave
Horace Mann Insurance
Landlord Insurance Agent · St Albans, WV

As seasonal storms and changing temperatures affect rental properties across St Albans, WV, Horace Mann Insurance helps landlords protect their investments through tailored coverage for multi-family units and single-family rentals. The agency understands the specific risks associated with leasing property in this region, such as weather-related damage and tenant liability claims, and works closely with owners to adapt policies accordingly. To begin, the agent schedules a thorough on-site inspection of the rental property to assess current conditions and recommend appropriate coverage limits.

TI
221 4th Ave
Trusted insurance co
Landlord Insurance Agent · St Albans, WV

Trusted insurance co in St Albans, WV provides general landlord insurance coverage for residential rental properties. It offers specialty add-ons for liability protection and loss of rental income. This agency understands the local rental market and helps property owners manage risks from tenant damage and weather-related events. It serves commercial sectors including offices, warehouses, and food service properties where landlord insurance is required.

LI
701 6th Ave
LeRose Insurance LLC
Landlord Insurance Agent · St Albans, WV

LeRose Insurance LLC in St Albans, WV provides residential landlord insurance solutions for property owners leasing single-family homes and duplexes across the region. Commercial coverage is also available for small apartment buildings and multi-unit rental properties within Kanawha and surrounding counties. The agency works to protect landlords against property damage and liability claims during tenancies. After policies are issued, agents remain available for follow-up service and can handle adjustments or renewals between regular visits.

FB
200 Kanawha Terrace #5
Ficon-Bush Insurance Agency, Inc
Landlord Insurance Agent · St Albans, WV
(304) 727-7228

What Does a a Landlord Insurance Agent in St Albans Cost?

Landlord insurance in West Virginia typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in St Albans, annual premiums often range from 800 to 1,500 dollars, depending on property value, location, and coverage limits. Costs can increase if the property is older or in a flood zone. This is general information and not insurance advice.

About landlord insurance agents in St Albans

Landlord insurance agents in St Albans, West Virginia help property owners find coverage for rental homes and duplexes. West Virginia law requires landlords to maintain certain property standards, and a good policy can protect against liability and property damage. Local agents understand the flood risks near the Kanawha River and can tailor policies to your specific rental property needs.

Frequently Asked Questions

What does landlord insurance cover in St Albans West Virginia?

Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In West Virginia, policies often exclude flood damage, so you may need separate flood insurance for properties near the Kanawha River.

Is landlord insurance required by law in West Virginia?

West Virginia does not legally require landlord insurance, but most mortgage lenders will require it for rental properties. Without it, you could be personally liable for tenant injuries or property damage, which can be costly in a state with high property claim rates.

How do I choose a landlord insurance agent in St Albans?

Look for an agent who specializes in rental properties and understands West Virginia insurance laws. Ask about coverage for vacancy periods, as many policies limit coverage if a unit is empty for more than 30 days. Compare quotes from multiple agents to find the right balance of coverage and cost.

Landlord Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.