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Looking for a landlord insurance agent in St Albans? Review the directory below to compare your options.
11 agents listed
Updated May 2026
St Albans, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 11 landlord insurance agents in St Albans, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J.C. Spears - State Farm Insurance Agent
120 Walnut St, St Albans, WV 25177
(304) 722-7227
jcspearssf.com
Colby Johnson - State Farm Insurance Agent
222 Third Ave, St Albans, WV 25177
(304) 722-4201
protectwithcolbyj.com
Affordable Insurance Solutions: Ethan Poole
1000 6th Ave, St Albans, WV 25177
(304) 727-0969
affordableautohomelife.com
Saint Albans Insurance Agency
701 6th Ave, St Albans, WV 25177
(304) 396-7353
State Farm Insurance
222 Third Ave, St Albans, WV 25177
(304) 722-4201
Morris Insurance Services
715 6th Ave, St Albans, WV 25177
(304) 722-6443
morrisinsuranceservices.com
D. Scott Jarrett: Allstate Insurance
200 Kanawha Terrace #5, St Albans, WV 25177
(304) 220-7026
agents.allstate.com
Horace Mann Insurance
1000 6th Ave, St Albans, WV 25177
(304) 727-0969
agents.horacemann.com
Trusted insurance co
221 4th Ave, St Albans, WV 25177
(304) 202-1478
luciennevina259076.wixsite.com
LeRose Insurance LLC
701 6th Ave, St Albans, WV 25177
(304) 722-5512
leroseinsurancellc.com
Ficon-Bush Insurance Agency, Inc
200 Kanawha Terrace #5, St Albans, WV 25177
(304) 727-7228
Landlord insurance agents in St Albans, West Virginia help property owners find coverage for rental homes and duplexes. West Virginia law requires landlords to maintain certain property standards, and a good policy can protect against liability and property damage. Local agents understand the flood risks near the Kanawha River and can tailor policies to your specific rental property needs.
What Does a Landlord Insurance Agent in St Albans Cost?
Landlord insurance in West Virginia typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in St Albans, annual premiums often range from 800 to 1,500 dollars, depending on property value, location, and coverage limits. Costs can increase if the property is older or in a flood zone. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in St Albans West Virginia?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In West Virginia, policies often exclude flood damage, so you may need separate flood insurance for properties near the Kanawha River.
Is landlord insurance required by law in West Virginia?
West Virginia does not legally require landlord insurance, but most mortgage lenders will require it for rental properties. Without it, you could be personally liable for tenant injuries or property damage, which can be costly in a state with high property claim rates.
How do I choose a landlord insurance agent in St Albans?
Look for an agent who specializes in rental properties and understands West Virginia insurance laws. Ask about coverage for vacancy periods, as many policies limit coverage if a unit is empty for more than 30 days. Compare quotes from multiple agents to find the right balance of coverage and cost.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of West Virginia.