The top-rated landlord insurance agent in La Crosse, Wisconsin is Reggie Rabb - State Farm Insurance Agent, rated 4.9 stars across 422 reviews. Other highly rated options include Coulee Region Insurance & Financial, Inc., Kurt Pfaff - State Farm Insurance Agent, Preferred Insurance Agency. This directory lists 18 landlord insurance agents serving La Crosse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Reggie Rabb - State Farm Insurance Agent | 3454 Losey Blvd S | (608) 787-1000 |
| 2 | Coulee Region Insurance & Financial, Inc. | 2942 Darling Ct | (608) 784-8280 |
| 3 | Kurt Pfaff - State Farm Insurance Agent | 2100 WI-16 WI-16 | (608) 783-1130 |
| 4 | Preferred Insurance Agency | 401 King St | (608) 881-6566 |
| 5 | Blake Bunjovac - State Farm Insurance Agent | 1901 Jackson St | (608) 784-4510 |
| 6 | Kyle Visker - State Farm Insurance Agent | 111 2nd St S | (608) 784-9518 |
| 7 | Townsend Insurance | 3629 Mormon Coulee Rd # C | (608) 788-4258 |
| 8 | O'Brien Insurance Agency, Inc | 700 3rd St N LL2 | (608) 785-7854 |
| 9 | Rita Sanger Agency LLC American Family Insurance | 3502 Mormon Coulee Rd | (608) 787-1820 |
| 10 | SMA Insurance Group | 3167 Berlin Dr | (800) 344-3948 |
Reggie Rabb - State Farm Insurance Agent serves the La Crosse, Wisconsin area with landlord insurance policies. This agency offers coverage that protects rental property owners from financial losses related to damaged buildings or lost rental income. Tenant liability issues and weather-related claims are common concerns for local landlords. The agent helps clients select appropriate deductibles and policy limits for their specific properties. Services handled by this office include dwelling fire insurance and personal liability protection for rental units.
Coulee Region Insurance & Financial, Inc. in La Crosse, WI provides a range of coverage options for local property owners, including policies for rental dwellings. Its service plans address common property protections such as liability coverage and building damage repair. The agency assists landlords in managing risks inherent to leasing income-generating real estate. It handles policies for single-family homes, apartments, retail spaces, and restaurants.
Serving La Crosse and its surrounding Wisconsin communities, Kurt Pfaff - State Farm Insurance Agent handles landlord insurance for local rental property owners. The agency assists with coverage for single-family rentals, duplexes, and small multi-unit buildings, addressing risks like property damage and liability. For each typical client, it tailors a policy by assessing the specific property and landlord needs to provide balanced protection.
Preferred Insurance Agency serves homeowners and property managers in La Crosse, Wisconsin, who need specialized landlord insurance coverage for rental properties. The agency helps clients understand policies that protect against property damage, liability claims, and loss of rental income. Each client receives personalized guidance to match coverage with their specific investment properties. The agency also extends its landlord insurance services to property owners in Onalaska and the surrounding La Crosse metro area.
Landlords in La Crosse, WI can choose between one-time consultation for a single policy review or ongoing service to manage annual coverage updates. Blake Bunjovac - State Farm Insurance Agent provides landlord insurance focusing on property damage, liability protection, and rental income loss. Services analyze risks unique to residential rental properties, helping owners safeguard their investments. Coverage runs through a standard annual policy renewal cycle, with service available for new quotes or adjustments whenever a property status changes.
Kyle Visker - State Farm Insurance Agent in La Crosse, WI offers specialized landlord insurance policies tailored for residential property owners. The agency also handles general personal insurance needs for local households, providing standard coverage options for homes and vehicles. Landlord insurance here typically protects rental properties against structure damage, liability claims, and lost rental income. The agent assists clients during lease transitions or after severe winter weather, such as frozen pipe incidents that require prompt claim attention.
Landlords in La Crosse often face seasonal challenges from freeze-thaw cycles and heavy spring rains that can damage properties. Townsend Insurance offers landlord insurance policies that cover common rental risks like liability claims and income loss from tenant-disrupted units. Their plans help property owners maintain cash flow when repairs force temporary vacancies. To get started, a client schedules a property risk inspection to document existing conditions and discuss coverage needs.
O’Brien Insurance Agency, Inc provides landlord insurance services in La Crosse, WI and the surrounding area. As a specialized local agency, it offers tailored coverage for rental property owners, including protection for structures, liability, and loss of rental income. The firm understands the unique risks of managing residential and commercial tenants. Clients seeking quotes and policy guidance can contact the agency for assistance. It serves local business sectors such as professional offices, warehouses, and food service operations.
Rita Sanger Agency LLC American Family Insurance is known for providing landlord insurance coverage in La Crosse, WI, serving property owners with policies that protect rental dwellings. The agency offers standard protections, including property damage and liability coverage for landlords. A typical policy can also be customized to address risks specific to local rental properties. For an additional layer of protection, the agency can add on coverage for loss of rental income when a unit becomes uninhabitable.
SMA Insurance Group provides residential landlord insurance services for property owners in La Crosse, Wisconsin. The agency also structures commercial coverage for rental buildings and multi-unit dwellings throughout the surrounding region. Policy options are tailored to protect income property investments. Agents consult closely to address specific risks associated with owning rental real estate. Follow-up or repeat service is scheduled between regular policy review visits, ensuring active properties remain continuously covered.
What Does a a Landlord Insurance Agent in La Crosse Cost?
Typical costs for landlord insurance in Wisconsin range from 25 to 50 percent more than standard homeowners insurance. A basic policy for a single family rental might cost 800 to 1500 dollars per year. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in La Crosse
A landlord insurance agent in La Crosse Wisconsin helps property owners protect their rental investments. Wisconsin law does not require landlord insurance but mortgage lenders often do. Agents can explain local risks like severe winter weather and liability coverage for tenants.
Frequently Asked Questions
What does a landlord insurance agent in La Crosse do?
A landlord insurance agent helps you find a policy that covers your rental property. They explain dwelling coverage, liability protection, and loss of rental income options. They also advise on Wisconsin specific exclusions like flood or earthquake damage.
Is landlord insurance required by Wisconsin law?
Wisconsin does not require landlord insurance by state statute. However your mortgage lender may require it as a condition of the loan. An agent can help you meet lender requirements while getting adequate coverage.
How do I choose a landlord insurance agent in La Crosse?
Look for an agent who is licensed in Wisconsin and has experience with rental properties. Ask about coverage for vacant units and liability for tenant injuries. Compare quotes from multiple agents to find a policy that fits your needs.
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