The top-rated life insurance agent in Alameda, California is Kelly Lux - State Farm Insurance Agent, rated 5.0 stars across 524 reviews. Other highly rated options include AAA Alameda Branch, Christie Kennett - State Farm Insurance Agent, Farmers Insurance - Alfonso Servin. This directory lists 16 life insurance agents serving Alameda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Lux - State Farm Insurance Agent | 2221 Harbor Bay Pkwy | (510) 521-1222 |
| 2 | AAA Alameda Branch | 2650 5th St Building F, Suite H | (510) 336-7100 |
| 3 | Christie Kennett - State Farm Insurance Agent | 550 Park St Ste 108 | (510) 521-0060 |
| 4 | Farmers Insurance - Alfonso Servin | 550 Park St Ste 104 | (510) 522-0123 |
| 5 | Farmers Insurance - Leah Nishi | 1516 Oak St Suite 100 | (510) 473-5565 |
| 6 | Aurora Noche - State Farm Insurance Agent | 2236 Mariner Square Dr STE 100 | (510) 865-2110 |
| 7 | Farmers Insurance - David Reidenbach | 2306 Central Ave Ste D | (510) 523-3677 |
| 8 | Larkins insurance Agency | 1101 Marina Village Pkwy suit 202 | (341) 223-3403 |
| 9 | Caffrey Insurance Solutions, Inc. | 2413 Webb Ave ste c | (510) 444-5447 |
| 10 | Larry Bolton - State Farm Insurance Agent | 934 Central Ave | (510) 521-4272 |
Kelly Lux - State Farm Insurance Agent serves Alameda County, California, providing life insurance coverage to local residents. Life insurance agents in this region help individuals and families protect against financial uncertainty by offering policies that replace lost income. Clients in Alameda typically need assistance assessing their coverage needs. The agency handles term life insurance and whole life insurance policies in this area.
AAA Alameda Branch provides life insurance services designed to help individuals and families in Alameda, CA, secure financial protection for their beneficiaries. Service plans typically include policy reviews to match coverage with changing life circumstances and needs. Routine maintenance options focus on updating beneficiaries, adjusting policy amounts, and ensuring premium payments remain current. This support helps policyholders navigate both term and permanent life insurance choices effectively. The company services a range of properties including single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Homeowners, renters, and small business owners in Alameda turn to Christie Kennett’s State Farm Insurance office for life insurance coverage designed to protect their families and assets. The agency helps clients understand term, whole, and universal life options, tailoring policies to individual financial goals and future needs. This life insurance agent also serves residents and property owners throughout the East Bay area, including the neighboring community of Oakland.
Farmers Insurance - Alfonso Servin proudly serves Alameda, California, along with the surrounding East Bay communities, addressing the life insurance needs of local families and individuals. It handles term life, whole life, and universal life policies designed to provide financial protection for beneficiaries. The agency also assists clients with integrating life insurance into broader estate planning strategies. To manage a typical assignment, it evaluates each client's personal circumstances and long-term goals to recommend an appropriate coverage amount and policy structure that fits within their budget.
Farmers Insurance - Leah Nishi in Alameda, CA advises clients on both single-purchase coverage needs and recurring premium-based life insurance policies. Each policy is designed to provide financial protection for beneficiaries in the event of an insured individual’s passing. The agency works with residents to evaluate term, whole, or other living benefit options appropriate for their circumstances. Service arrangements are scheduled on either a one-time basis for quote consultations or an as-needed schedule for policy reviews and updates.
Aurora Noche - State Farm Insurance Agent in Alameda, CA specializes in life insurance policies and also assists clients with auto, home, and renters coverage. The agency helps individuals and families build financial protection through tailored plans that address long-term security needs. With the changing seasons, it provides guidance on reviewing or updating life coverage after major life events such as a new arrival or a move to the Bay Area.
As the fall season brings conversations about family protection and estate planning in Alameda, Farmers Insurance - David Reidenbach provides life insurance agent services tailored to local residents. The agency helps clients navigate term, whole, and universal policy options to meet financial security goals. By focusing on individual coverage needs and budget considerations, the firm supports decision-making for households and small businesses. An initial assessment of current policies and future obligations is scheduled during the first no-obligation consultation.
Larkins Insurance Agency provides life insurance coverage to individuals and families in the Alameda area. The firm offers term and permanent policies to help clients manage financial protection needs. In addition to standard life products, it can arrange for specialized riders that address long-term care or accidental death benefits. Its services serve a range of commercial sectors, including small offices, warehouses of varying sizes, and food service establishments.
Caffrey Insurance Solutions, Inc. in Alameda, CA is known for its personalized approach to life insurance planning. The company serves individuals and families in the local community, helping them navigate the options of term, whole, and universal life policies. This work includes evaluating financial needs, comparing company products, and simplifying the application process. It can also add on an accelerated death benefit rider, providing policyholders with early access to funds in case of a qualifying chronic or terminal illness.
Larry Bolton - State Farm Insurance Agent provides life insurance services to residents in Alameda, California. Commercial coverage options are also available for local business clients throughout the greater Alameda area. This office assists individuals and families in selecting policies that offer financial protection for their beneficiaries. Regular consultations help ensure coverage remains aligned with changing life circumstances. Follow-up support is typically provided between periodic visits to address any policy adjustments or beneficiary updates.
What Does a a Life Insurance Agent in Alameda Cost?
Life insurance costs in California vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Alameda might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. This is general information, not insurance advice.
About life insurance agents in Alameda
Life insurance agents in Alameda help residents choose policies that protect their families and comply with California insurance regulations. California law requires agents to hold a valid license from the California Department of Insurance. Local agents understand the unique needs of Alameda homeowners and renters in the Bay Area market.
Frequently Asked Questions
What license does a life insurance agent need in California?
Agents must hold a valid life-only or life and disability license from the California Department of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How do I verify a life insurance agent in Alameda?
You can check an agents license status on the California Department of Insurance website. Look for a valid license number and confirm there are no disciplinary actions. This ensures the agent is legally authorized to sell policies in Alameda.
What types of life insurance are common in Alameda?
Common options include term life, whole life, and universal life policies. Term life provides coverage for a set period, while whole life builds cash value. Many Alameda residents choose term life for affordability and whole life for long-term savings.
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