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Find Life Insurance Agents Near You in Apple Valley, CA

Directory of life insurance agents in Apple Valley, California. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Apple Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 life insurance agents in Apple Valley, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Apple Valley Insurance and Member Services
19201 Bear Valley Rd Ste C, Apple Valley, CA 92308
(760) 247-4110 ace.aaa.com
Farmers Insurance - Andrea Rivera
21580 Bear Valley Rd Ste B2-6, Apple Valley, CA 92308
(760) 646-9284 agents.farmers.com
Farmers Insurance - Burke Myers
19341 Bear Valley Rd #205, Apple Valley, CA 92308
(760) 247-1000 agents.farmers.com
Apple Valley Medicare & Financial Services
21735 CA-18, Apple Valley, CA 92307
(760) 247-7990 avmfs.net
Wolken Insurance Services
16472 Kalo Rd, Apple Valley, CA 92307
(760) 900-6668 wolkeninsuranceservices.com
Les Palcsik Insurance Agency LLC - Farmers Insurance
19031 Outer Hwy 18 S Ste 270, Apple Valley, CA 92307
(909) 478-3347 agents.farmers.com
Richard Gonzalez: Allstate Insurance
17844 CA-18, Apple Valley, CA 92307
(760) 242-4992 agents.allstate.com
Guy Burnett - State Farm Insurance Agent
16048 Tuscola Rd Ste 2, Apple Valley, CA 92307
(760) 961-2000 guyburnett.com
KPIA - Kennedy Professional Insurance Agency
19167 Outer Hwy 18 S #1, Apple Valley, CA 92307
(760) 242-2345 kpia.com
Les Palcsik Insurance Agency LLC
19031 Outer Hwy 18 S Ste 270, Apple Valley, CA 92307
(760) 684-8019 lespalcsikinsurance.com
Guardado Insurance Services: Allstate Insurance
20786 Bear Valley Rd Unit B, Apple Valley, CA 92308
(760) 240-5900 agents.allstate.com
DJ Mathews - State Farm Insurance Agent
16048 Tuscola Rd #1, Apple Valley, CA 92307
(760) 247-8848 go2dj.com
Farmers Insurance - Marybel Rubio
17993 CA-18 Ste 2, Apple Valley, CA 92307
(760) 242-9131 agents.farmers.com
Hobby Pinnacle Solutions - Life Insurance Agent
18484 CA-18, Apple Valley, CA 92307
(760) 297-6356 life-insurance-agent.hobbypinnaclesolutions.com
Farmers Insurance - Sandra Overstreet
18835 CA-18 Ste 1a, Apple Valley, CA 92307
(760) 242-6600 agents.farmers.com
Farmers Insurance
17993 Outer Hwy 18 S #104, Apple Valley, CA 92307
(760) 242-9131 farmers.com
Farmers Insurance - Leslie Palcsik
19031 Outer Hwy 18 S Ste 270, Apple Valley, CA 92307
(909) 478-3346 agents.farmers.com

Life insurance agents in Apple Valley, California help residents find coverage that fits their needs and budget. California law requires agents to be licensed by the California Department of Insurance. Local agents understand the unique needs of High Desert families and businesses.

What Does a Life Insurance Agent in Apple Valley Cost?

A typical term life insurance policy in California costs between $20 and $50 per month for a healthy 30-year-old with a $250,000 policy. Whole life insurance can cost $100 to $300 per month for similar coverage. Costs vary based on age, health, and coverage amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in California?
A life insurance agent in California must hold a valid license from the California Department of Insurance. This license requires passing a state exam and completing continuing education every two years.
How long does it take to get life insurance in Apple Valley?
The process can take from a few days to several weeks depending on the policy type. Term life policies often have faster approval than whole life policies. Medical exams and underwriting can affect the timeline.
Can I buy life insurance without a medical exam in California?
Yes, some insurers offer no-exam life insurance policies in California. These policies typically have lower coverage amounts and higher premiums. They are a good option for people who need coverage quickly.