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HomeLife Insurance AgentsColorado › Durango

Find Life Insurance Agents Near You in Durango, CO

Browse life insurance agents serving Durango, Colorado. Updated 2026-07-14.

The top-rated life insurance agent in Durango, Colorado is Wendy Most - State Farm Insurance Agent, rated 4.9 stars across 384 reviews. Other highly rated options include Jay Hwang - State Farm Insurance Agent, Wade Agency, LLC American Family Insurance, Wilson Group Insurance®️. This directory lists 20 life insurance agents serving Durango.

Showing 20 life insurance agents in Durango, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Wendy Most - State Farm Insurance Agent1854 Main Ave(970) 259-2550
2Jay Hwang - State Farm Insurance Agent207 E 11th St(970) 247-3105
3Wade Agency, LLC American Family Insurance835 E 2nd Ave #425(970) 259-0091
4Wilson Group Insurance®️1099 Main Ave Ste 310a(970) 682-6700
5Eytchison Insurance Agency450 S Camino Del Rio #102(970) 247-0006
6Denise Elliott - State Farm Insurance Agent25825 US-160(970) 247-4060
7Woolverton Insurance725 E College Dr Unit C-2 UPSTAIRS(970) 259-9332
8Chris Latshaw - State Farm Insurance Agent400 S Camino Del Rio Ste C(970) 259-4500
9Farmers Insurance - Allen Michalak2223 Main Ave #101(970) 247-4302
10Farmers Insurance - Ben Frihauf1315 Main Ave Ste 105(970) 247-1292
WM
1854 Main Ave
Wendy Most - State Farm Insurance Agent
Life Insurance Agent · Durango, CO

Wendy Most - State Farm Insurance Agent serves the Durango, Colorado area, providing life insurance services to local residents and families. The agency helps clients understand policy options that can offer financial protection for loved ones. It guides individuals through the process of selecting coverage that suits their personal needs and budget. Each consultation focuses on explaining key terms and benefits to ensure clear understanding. Clients can visit the office to receive assistance with term life and whole life insurance policies suited for their stage of life.

JH
207 E 11th St
Jay Hwang - State Farm Insurance Agent
Life Insurance Agent · Durango, CO

Jay Hwang - State Farm Insurance Agent provides life insurance services to individuals and families in Durango, Colorado. These services help clients plan for financial security and future income replacement. Policy maintenance includes regular policy reviews and adjustments to keep coverage aligned with changing needs. The agent assists with beneficiary updates, loan options, and claims filing. Services are available for single-family homes and larger residential properties.

WA
835 E 2nd Ave #425
Wade Agency, LLC American Family Insurance
Life Insurance Agent · Durango, CO

Serving Durango and the surrounding communities of La Plata County, Wade Agency, LLC American Family Insurance handles life insurance needs for local families and individuals. The agency focuses on helping clients understand their coverage options, including term and whole life policies. It works to match each customer with a suitable policy based on their personal financial goals and long-term plans. To manage a typical job, the agency meets with the client to review their current situation, discusses potential needs, and then recommends a specific policy solution from its available offerings.

WG
1099 Main Ave Ste 310a
Wilson Group Insurance®️
Life Insurance Agent · Durango, CO

Wilson Group Insurance®️ in Durango, CO offers clients the choice between a single-purchase term life policy, which provides coverage for a set number of years, and a permanent life insurance plan, which accumulates cash value and remains in force for the insured’s lifetime. Their agents assess individual needs to recommend appropriate coverage levels. Service arrangements are entirely flexible, running on a one-time basis for term purchases or on a scheduled basis for ongoing policy reviews and premium payments.

EI
450 S Camino Del Rio #102
Eytchison Insurance Agency
Life Insurance Agent · Durango, CO

Eytchison Insurance Agency specializes in life insurance policies designed to provide financial protection for families and individuals in Durango, Colorado. It assists clients in selecting term, whole, and universal life plans to meet long-term security needs. The agency regularly works with residents to navigate policy options for income replacement and final expense coverage. As the fall season approaches, it helps families review their policies to ensure adequate coverage ahead of the winter holidays.

DE
25825 US-160
Denise Elliott - State Farm Insurance Agent
Life Insurance Agent · Durango, CO

Residents, homeowners, and small business owners in Durango, Colorado rely on Denise Elliott - State Farm Insurance Agent for personal and commercial life insurance coverage. The agency helps clients protect their families and businesses by offering options that address income replacement, mortgage protection, and estate planning needs. Each plan is tailored to an individual’s financial situation and long-term goals. In addition to serving the Durango area, this agency also provides life insurance solutions for residents and property owners in the neighboring community of Bayfield.

WI
725 E College Dr Unit C-2 UPSTAIRS
Woolverton Insurance
Life Insurance Agent · Durango, CO

Woolverton Insurance helps individuals and families navigate life insurance options, offering policies that provide financial protection and future planning support. As a life insurance agent in Durango, Colorado, the company specializes in term, whole, and universal life coverage, guiding clients through policy selection tailored to their needs. It can serve commercial sectors such as offices, warehouses, and food service establishments with group life insurance benefits for employees.

CL
400 S Camino Del Rio Ste C
Chris Latshaw - State Farm Insurance Agent
Life Insurance Agent · Durango, CO

As the seasons shift in Durango, families often reassess their financial protections against life’s uncertainties. Chris Latshaw - State Farm Insurance Agent provides life insurance coverage designed to support local residents through major life transitions and long-term planning needs. The agency works with clients to evaluate individual circumstances and policy options that align with personal goals. An initial consultation typically includes a review of current coverage and future obligations before scheduling a formal needs assessment to determine suitable policy terms.

FI
2223 Main Ave #101
Farmers Insurance - Allen Michalak
Life Insurance Agent · Durango, CO

Farmers Insurance - Allen Michalak in Durango, CO, assists residents throughout the region with life insurance needs and related personal coverage options. Commercial insurance services are also available for local businesses, supporting financial protection for various operations and assets across the Durango area. The agency serves clients in Colorado communities, helping individuals and companies find suitable policy solutions for specific requirements. Future follow-up appointments are arranged to review coverage changes and ensure policies remain aligned with evolving circumstances between regular visits.

FI
1315 Main Ave Ste 105
Farmers Insurance - Ben Frihauf
Life Insurance Agent · Durango, CO

Farmers Insurance - Ben Frihauf in Durango, CO, provides life insurance services to residents in the local area. The agency helps clients navigate policy options designed to offer financial protection for their families. Coverage plans can address income replacement and final expense needs, ensuring beneficiaries receive support during difficult times. Tailored consultations focus on assessing individual household situations to determine appropriate benefit levels. As an additional specialty service, the agency can offer accident and health insurance along with standard life policies.

JS
2855 Main Ave STE A102
Jay Short Insurance
Life Insurance Agent · Durango, CO
(970) 382-8147
jayshortinsurance.com
FI
555 S Camino Del Rio STE A3
Farmers Insurance
Life Insurance Agent · Durango, CO
(970) 403-8018
agents.farmers.com/co/durango
3I
3416 Main Ave #103
360 Insurance Company - Kimberly Winsor Agency
Life Insurance Agent · Durango, CO
(970) 828-5457
GI
1099 Main Ave Ste 316
Goosehead Insurance - Zachary Kirschstein
Life Insurance Agent · Durango, CO
(970) 449-0064
goosehead.com/agents/co/durango/zachary-kirschstein
IA
5 E 18th St
Insurance Agency Durango
Life Insurance Agent · Durango, CO
(719) 203-1118
DC
700 Main Ave f
Durango CoWest Insurance
Life Insurance Agent · Durango, CO
(970) 375-0226
durangocowest.com
MW
135 Burnett Dr Unit 2
Mountain West Insurance & Financial Services, LLC (Durango)
Life Insurance Agent · Durango, CO
(970) 247-1555
mtnwst.com/office/durango-co
DI
1537 Florida Rd #109
Durango Insurance Advisors
Life Insurance Agent · Durango, CO
(970) 759-6172
salamander-bumblebee-sf78.squarespace.com/contact
NY
359 Co Rd 250
New York Life Insurance
Life Insurance Agent · Durango, CO
(970) 247-2693
maycock.nylagents.com
CF
341 S Camino Del Rio
Colorado Farm Bureau Insurance
Life Insurance Agent · Durango, CO
(970) 247-0900
cfbinsurance.com/find-an-agent/place/EiwyMDA3IE1haW4gQXZlIHVuaXQgYiwgRHVyYW5nbywgQ08gODEzMDEsIFVTQSIiGiAKFgoUChIJd9RydxmoPocRzUJSOintn_USBnVuaXQgYg/radius/10

What Does a a Life Insurance Agent in Durango Cost?

Typical costs for a life insurance agent in Colorado range from zero direct fee to a commission of 50 to 100 percent of the first years premium. Term life policies for a healthy 35 year old in Durango often cost 20 to 50 dollars per month for 500,000 dollars in coverage. Whole life policies cost more often 100 to 300 dollars per month for the same amount. Costs vary by age health coverage type and policy features. This is general information not insurance advice.

About life insurance agents in Durango

Life insurance agents in Durango Colorado help residents find coverage that fits their needs and budget. Colorado law requires agents to be licensed by the Colorado Division of Insurance. Local agents can explain how state regulations affect policy options and claims.

Frequently Asked Questions

What license does a life insurance agent need in Colorado?

Agents must hold a valid Colorado life insurance license from the Colorado Division of Insurance. They must complete continuing education every two years to renew the license.

How long does Colorado law give to pay a life insurance claim?

Colorado law requires insurers to pay claims within 30 days after receiving proof of death. If payment is delayed beyond 60 days the insurer must pay 10 percent interest on the claim amount.

Can a Durango agent help with policies for high altitude activities?

Yes many agents in Durango understand local outdoor lifestyles. They can find policies that cover activities like skiing hiking and mountain biking without extra exclusions.

Life Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.