The top-rated life insurance agent in Durango, Colorado is Wendy Most - State Farm Insurance Agent, rated 4.9 stars across 384 reviews. Other highly rated options include Jay Hwang - State Farm Insurance Agent, Wade Agency, LLC American Family Insurance, Wilson Group Insurance®️. This directory lists 20 life insurance agents serving Durango.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wendy Most - State Farm Insurance Agent | 1854 Main Ave | (970) 259-2550 |
| 2 | Jay Hwang - State Farm Insurance Agent | 207 E 11th St | (970) 247-3105 |
| 3 | Wade Agency, LLC American Family Insurance | 835 E 2nd Ave #425 | (970) 259-0091 |
| 4 | Wilson Group Insurance®️ | 1099 Main Ave Ste 310a | (970) 682-6700 |
| 5 | Eytchison Insurance Agency | 450 S Camino Del Rio #102 | (970) 247-0006 |
| 6 | Denise Elliott - State Farm Insurance Agent | 25825 US-160 | (970) 247-4060 |
| 7 | Woolverton Insurance | 725 E College Dr Unit C-2 UPSTAIRS | (970) 259-9332 |
| 8 | Chris Latshaw - State Farm Insurance Agent | 400 S Camino Del Rio Ste C | (970) 259-4500 |
| 9 | Farmers Insurance - Allen Michalak | 2223 Main Ave #101 | (970) 247-4302 |
| 10 | Farmers Insurance - Ben Frihauf | 1315 Main Ave Ste 105 | (970) 247-1292 |
Wendy Most - State Farm Insurance Agent serves the Durango, Colorado area, providing life insurance services to local residents and families. The agency helps clients understand policy options that can offer financial protection for loved ones. It guides individuals through the process of selecting coverage that suits their personal needs and budget. Each consultation focuses on explaining key terms and benefits to ensure clear understanding. Clients can visit the office to receive assistance with term life and whole life insurance policies suited for their stage of life.
Jay Hwang - State Farm Insurance Agent provides life insurance services to individuals and families in Durango, Colorado. These services help clients plan for financial security and future income replacement. Policy maintenance includes regular policy reviews and adjustments to keep coverage aligned with changing needs. The agent assists with beneficiary updates, loan options, and claims filing. Services are available for single-family homes and larger residential properties.
Serving Durango and the surrounding communities of La Plata County, Wade Agency, LLC American Family Insurance handles life insurance needs for local families and individuals. The agency focuses on helping clients understand their coverage options, including term and whole life policies. It works to match each customer with a suitable policy based on their personal financial goals and long-term plans. To manage a typical job, the agency meets with the client to review their current situation, discusses potential needs, and then recommends a specific policy solution from its available offerings.
Wilson Group Insurance®️ in Durango, CO offers clients the choice between a single-purchase term life policy, which provides coverage for a set number of years, and a permanent life insurance plan, which accumulates cash value and remains in force for the insured’s lifetime. Their agents assess individual needs to recommend appropriate coverage levels. Service arrangements are entirely flexible, running on a one-time basis for term purchases or on a scheduled basis for ongoing policy reviews and premium payments.
Eytchison Insurance Agency specializes in life insurance policies designed to provide financial protection for families and individuals in Durango, Colorado. It assists clients in selecting term, whole, and universal life plans to meet long-term security needs. The agency regularly works with residents to navigate policy options for income replacement and final expense coverage. As the fall season approaches, it helps families review their policies to ensure adequate coverage ahead of the winter holidays.
Residents, homeowners, and small business owners in Durango, Colorado rely on Denise Elliott - State Farm Insurance Agent for personal and commercial life insurance coverage. The agency helps clients protect their families and businesses by offering options that address income replacement, mortgage protection, and estate planning needs. Each plan is tailored to an individual’s financial situation and long-term goals. In addition to serving the Durango area, this agency also provides life insurance solutions for residents and property owners in the neighboring community of Bayfield.
Woolverton Insurance helps individuals and families navigate life insurance options, offering policies that provide financial protection and future planning support. As a life insurance agent in Durango, Colorado, the company specializes in term, whole, and universal life coverage, guiding clients through policy selection tailored to their needs. It can serve commercial sectors such as offices, warehouses, and food service establishments with group life insurance benefits for employees.
As the seasons shift in Durango, families often reassess their financial protections against life’s uncertainties. Chris Latshaw - State Farm Insurance Agent provides life insurance coverage designed to support local residents through major life transitions and long-term planning needs. The agency works with clients to evaluate individual circumstances and policy options that align with personal goals. An initial consultation typically includes a review of current coverage and future obligations before scheduling a formal needs assessment to determine suitable policy terms.
Farmers Insurance - Allen Michalak in Durango, CO, assists residents throughout the region with life insurance needs and related personal coverage options. Commercial insurance services are also available for local businesses, supporting financial protection for various operations and assets across the Durango area. The agency serves clients in Colorado communities, helping individuals and companies find suitable policy solutions for specific requirements. Future follow-up appointments are arranged to review coverage changes and ensure policies remain aligned with evolving circumstances between regular visits.
Farmers Insurance - Ben Frihauf in Durango, CO, provides life insurance services to residents in the local area. The agency helps clients navigate policy options designed to offer financial protection for their families. Coverage plans can address income replacement and final expense needs, ensuring beneficiaries receive support during difficult times. Tailored consultations focus on assessing individual household situations to determine appropriate benefit levels. As an additional specialty service, the agency can offer accident and health insurance along with standard life policies.
What Does a a Life Insurance Agent in Durango Cost?
Typical costs for a life insurance agent in Colorado range from zero direct fee to a commission of 50 to 100 percent of the first years premium. Term life policies for a healthy 35 year old in Durango often cost 20 to 50 dollars per month for 500,000 dollars in coverage. Whole life policies cost more often 100 to 300 dollars per month for the same amount. Costs vary by age health coverage type and policy features. This is general information not insurance advice.
About life insurance agents in Durango
Life insurance agents in Durango Colorado help residents find coverage that fits their needs and budget. Colorado law requires agents to be licensed by the Colorado Division of Insurance. Local agents can explain how state regulations affect policy options and claims.
Frequently Asked Questions
What license does a life insurance agent need in Colorado?
Agents must hold a valid Colorado life insurance license from the Colorado Division of Insurance. They must complete continuing education every two years to renew the license.
How long does Colorado law give to pay a life insurance claim?
Colorado law requires insurers to pay claims within 30 days after receiving proof of death. If payment is delayed beyond 60 days the insurer must pay 10 percent interest on the claim amount.
Can a Durango agent help with policies for high altitude activities?
Yes many agents in Durango understand local outdoor lifestyles. They can find policies that cover activities like skiing hiking and mountain biking without extra exclusions.
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