The top-rated life insurance agent in Englewood, Colorado is Shani Sorensen - State Farm Insurance Agent, rated 5.0 stars across 486 reviews. Other highly rated options include Integrity First Insurance, McGirl Insurance, Kimberly Brogan Smith - State Farm Insurance Agent. This directory lists 18 life insurance agents serving Englewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shani Sorensen - State Farm Insurance Agent | 3630 S Sherman St | (303) 232-5099 |
| 2 | Integrity First Insurance | 4275 S Broadway | (303) 597-1667 |
| 3 | McGirl Insurance | 3030 S Washington St | (303) 907-3667 |
| 4 | Kimberly Brogan Smith - State Farm Insurance Agent | 867 Englewood Pkwy | (303) 798-5594 |
| 5 | Michael Kalush - Agency of the Rockies: Allstate Insurance | 3333 S Bannock St Ste 880 | (303) 429-2600 |
| 6 | Guild Insurance Services | 384 Inverness Pkwy #260 | (800) 818-8087 |
| 7 | Shelter Insurance - Josh Curley | 333 W Hampden Ave # 200 | (303) 904-9889 |
| 8 | Majeske Insurance | 3012 S Broadway | (720) 753-4886 |
| 9 | Neisen Borth Insurance Agency | Chase Tower, 333 W Hampden Ave Ste 305 | (303) 781-6776 |
| 10 | Cockriel Insurance | 333 W Hampden Ave | (303) 788-0885 |
Shani Sorensen - State Farm Insurance Agent serves Englewood and the surrounding Denver metro area, providing life insurance and financial planning services. The agency helps residents and business owners assess their long-term coverage needs, offering term and permanent life policies that align with individual circumstances. Personalized consultations take place at the local office or remotely, focusing on building strategies for family protection and income replacement. Shani Sorensen handles both final expense insurance for end-of-life costs and whole life policies for savings accumulation.
Integrity First Insurance in Englewood, CO, provides life insurance products to help individuals and families plan for their financial futures. The agency offers guidance on policy selection, application assistance, and ongoing support for claims or beneficiary questions. Its service plans include regular policy reviews to adjust coverage as client needs change. The agency services single-family homes, apartments, retail businesses, and restaurants within the local community.
McGirl Insurance serves homeowners, families, and local business owners in Englewood, Colorado, with life insurance coverage designed to protect financial futures. The agency works with clients to understand their individual needs, helping them select policies that provide support for beneficiaries and long-term security. Professional guidance is offered through the application process, including policy explanations and beneficiary designations. The company also provides life insurance services to residents in the neighboring community of Littleton and the surrounding south Denver metro area.
Serving Englewood, Colorado, and the surrounding communities, Kimberly Brogan Smith - State Farm Insurance Agent handles life insurance coverage for local residents. The agency assists clients in evaluating their financial obligations and long-term needs to select appropriate policies. Through detailed conversations, the agent explains term and whole life options to ensure understanding. For a typical job, the agent first reviews a client’s personal situation, then recommends a coverage amount and policy structure that aligns with their specific goals and budget.
Michael Kalush - Agency of the Rockies: Allstate Insurance, based in Englewood, CO, operates as a life insurance agent serving area residents. Life coverage options differ between term policies, which provide temporary protection for a specific period, and permanent policies, which build cash value and last a lifetime. A local agent guides clients in selecting the appropriate structure based on long-term financial goals and family needs. Scheduling for initial consultations and policy reviews typically occurs on an as-needed basis, allowing clients to request service at their own convenience.
Guild Insurance Services in Englewood, Colorado specializes in life insurance policies tailored to individual financial goals. The agency assists clients with term, whole, and universal life coverage, guiding them through the complexities of policy selection and beneficiary planning. It serves local families and individuals seeking long-term financial protection. The agency helps with adjustments to coverage after major life events, such as the birth of a child or a significant change in income, ensuring portfolios remain aligned with new circumstances.
As families in Englewood consider how their life insurance coverage aligns with changing needs through seasons like annual enrollment or a new job, Shelter Insurance - Josh Curley provides guidance on available term and whole life options. The agency helps local residents assess necessary protection for their income and dependents in this Denver metro area. An initial session evaluates current policies and compares new benefits to address both short-term obligations and long-term estate goals. A basic inspection of coverage details helps start this planning conversation.
Majeske Insurance provides financial protection services in Englewood, Colorado, offering individual life insurance policies and assisting clients with coverage planning. The agency also specializes in adding policy riders, such as critical illness or accidental death benefits, to customize a plan around specific needs. Supporting households and businesses in the region, this life insurance agent can serve commercial sectors including offices, warehouses, and food service operations.
Neisen Borth Insurance Agency provides life insurance coverage for residential clients in the Englewood area, tailoring policies to individual needs and budgets. Commercial life insurance solutions are also available for local businesses, supporting their long-term stability. The agency serves clients throughout Englewood and the surrounding Colorado communities. For continuing clients, they offer proactive follow-up and policy reviews conducted between regular visits, ensuring coverage aligns with changing circumstances and life events.
Cockriel Insurance, located in Englewood, Colorado, is known as a local life insurance agent serving residents across the region. It provides clients with access to various policies designed to offer financial protection and income replacement for beneficiaries. Working with multiple carriers, the agency can help individuals compare options to fit their budgets and coverage needs. Specializing in final expense coverage, Cockriel Insurance can also assist with smaller, whole-life policies intended to cover end-of-life costs.
What Does a a Life Insurance Agent in Englewood Cost?
Typical costs for life insurance in Colorado depend on age health and coverage amount. A healthy 35 year old might pay 25 to 40 dollars per month for a 20 year 500000 dollar term policy. Whole life policies often cost 200 to 500 dollars per month for similar coverage. Rates vary by carrier and individual health factors. This is general information and not insurance advice.
About life insurance agents in Englewood
Life insurance agents in Englewood Colorado help residents find coverage that protects their families and assets. Colorado law requires all life insurance agents to hold a valid state license from the Division of Insurance. Local agents can guide you through options like term life whole life and universal life policies.
Frequently Asked Questions
What license does a life insurance agent in Englewood need?
Agents must hold a Colorado insurance producer license for life insurance. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Colorado Division of Insurance website.
How long do I have to contest a life insurance claim in Colorado?
Colorado law gives insurers a two year contestability period from the policy issue date. After two years the insurer cannot deny a claim based on misstatements in the application unless fraud is proven. This is standard under Colorado Revised Statutes.
Can an Englewood agent help with both term and permanent life insurance?
Yes most agents in Englewood offer both term life and permanent life insurance options. Term policies provide coverage for a set period while permanent policies like whole life build cash value. Your agent can explain the differences and costs for each.
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