The top-rated life insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 472 reviews. Other highly rated options include Omar Juarbe - State Farm Insurance Agent, Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent. This directory lists 21 life insurance agents serving Stratford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A J Gambardella Insurance and Financial Services | 6580 Main St #201 | (203) 377-8455 |
| 2 | Omar Juarbe - State Farm Insurance Agent | 3231 Main St | (203) 377-5167 |
| 3 | Portsmouth Atlantic Insurance | 160 1st Ave | (603) 431-4020 |
| 4 | Rick LoCicero - State Farm Insurance Agent | 1516 Barnum Ave | (203) 610-6939 |
| 5 | Kim LoCicero - State Farm Insurance Agent | 1516 Barnum Ave Ste 2 | (203) 278-5128 |
| 6 | Scott Insurance | 3151 Main St | (203) 375-5847 |
| 7 | Kevin Lavelle: Allstate Insurance | 3651 Main St Unit 1 | (203) 371-1131 |
| 8 | Carl Baker - State Farm Insurance Agent | 305 Boston Ave #202 | (203) 385-1108 |
| 9 | Dougherty Insurance Agency, Inc. | 2420 Main St | (203) 377-4394 |
| 10 | State Farm Insurance | 3231 Main St | (203) 377-5167 |
A J Gambardella Insurance and Financial Services in Stratford, CT provides a range of life insurance products designed to help individuals and businesses secure their financial futures. The agency works with clients to tailor coverage plans that align with personal protection needs, offering periodic policy reviews to ensure ongoing suitability and adaptability to changing circumstances. It serves a diverse clientele, including owners of single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Omar Juarbe - State Farm Insurance Agent serves Stratford and the surrounding Fairfield County area, offering life insurance policies to local residents and families. The agency helps clients understand how life coverage can provide financial protection for loved ones. Guidance is given on comparing policy options and adjusting coverage over time. Specific services handled here include term and whole life insurance.
Portsmouth Atlantic Insurance serves homeowners, businesses, and property managers seeking life insurance coverage in Stratford, Connecticut. The agency helps clients navigate term life, whole life, and universal life policies to protect their families and business interests. They provide personalized consultations to assess individual financial needs and long-term goals. Each policy is selected based on the client’s unique situation and budget. The agency also covers clients in nearby Bridgeport and the greater Fairfield County metro area.
Rick LoCicero - State Farm Insurance Agent serves Stratford, Connecticut, and the surrounding communities, offering life insurance policies tailored to individual needs. The agency handles term life, whole life, and universal life coverage for residents planning for their family’s financial future. It works with clients to assess their long-term goals and existing coverage gaps. To handle a typical job, the agent reviews each client’s current situation and income requirements, then explains suitable policy options with clear details on benefits and premiums before proceeding with an application.
For those seeking a single policy review or a comprehensive long-term financial safety net, Kim LoCicero - State Farm Insurance Agent in Stratford, CT, provides both one-time needs assessments and ongoing coverage guidance. This agency helps local residents evaluate term, whole, or universal life insurance plans to match their specific protection goals. Services are available on both a one-time consultative basis for a simple purchase or as scheduled recurring reviews throughout the life of a policy.
Scott Insurance offers specialized life insurance agent services in Stratford, CT, focusing on policy selection for individuals and families. It provides general insurance guidance, helping clients assess their coverage needs for financial security. The company assists with routine policy reviews and new applications to fit changing circumstances. As the fall season approaches, it helps clients evaluate updated beneficiary designations and coverage adjustments for life events like marriage or the arrival of a new child.
As autumn approaches in Stratford, families begin reviewing their financial protections before the holiday season. Kevin Lavelle: Allstate Insurance offers guidance on life insurance options tailored to local residents, helping them address coverage gaps and plan for future needs. The agent explains policy types and possible riders during a straightforward discussion. To begin, an initial assessment is scheduled to review a household’s current coverage and long-term goals.
Carl Baker - State Farm Insurance Agent in Stratford, CT, provides life insurance services designed to help individuals and families manage financial risk and plan for future needs. The agency specializes in term and permanent life policies to offer financial protection and legacy options. Clients can receive personalized consultations to assess coverage requirements for various situations. Policy options support business continuity and asset protection for commercial operations. The agency serves clients working in local offices, warehouses, and food service establishments.
Dougherty Insurance Agency, Inc. serves Stratford residents with life insurance policies tailored to protect families and individual financial futures. The agency also provides commercial coverage for local businesses in the surrounding area. Their experienced agents help clients evaluate term, whole, and other policy options to match personal goals and budgets. By focusing on clear explanations of coverage needs, they build lasting relationships that often lead to policy adjustments or renewals when they meet with clients between regular scheduled visits.
What Does a a Life Insurance Agent in Stratford Cost?
Life insurance costs in Connecticut vary by age health and policy type. A healthy 30 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies cost more often starting at 100 to 300 dollars per month. Premiums are based on your individual risk factors. This is general information not insurance advice.
About life insurance agents in Stratford
Life insurance agents in Stratford Connecticut help residents find coverage that fits their needs and budget. Connecticut law requires agents to hold a valid state license and follow strict regulations. Local agents can explain how Connecticut estate tax laws might affect your policy choices.
Frequently Asked Questions
What license does a life insurance agent in Stratford need?
Agents must hold a Connecticut life insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Connecticut Insurance Department website.
How long do I have to review a life insurance policy in Connecticut?
Connecticut law gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies.
Can a Stratford agent help with both term and whole life insurance?
Yes most licensed agents can offer both term life and permanent life insurance options. They will assess your needs and explain the differences in coverage and cost. Some agents may specialize in one type so ask about their experience.
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