The top-rated life insurance agent in Torrington, Connecticut is Brooks, Todd & McNeil Insurance, rated 4.7 stars across 162 reviews. Other highly rated options include Amie Chasse - State Farm Insurance Agent, HealthMarkets Insurance - Mel Brickman, Toth Insurance Agency LLC. This directory lists 19 life insurance agents serving Torrington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brooks, Todd & McNeil Insurance | 69 Water St | (860) 482-5591 |
| 2 | Amie Chasse - State Farm Insurance Agent | 469 Prospect St | (860) 482-6002 |
| 3 | HealthMarkets Insurance - Mel Brickman | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 4 | Toth Insurance Agency LLC | 1151 E Main St | (860) 496-7771 |
| 5 | Brickman Insurance Services | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 6 | Health Insurance Services Of Connecticut | Craig Yard | 438 E Main St | (860) 626-5594 |
| 7 | Strathman-Winch Insurance | 663 E Main St Suite #8 | (203) 272-5546 |
| 8 | Jeromy Comandini - State Farm Insurance Agent | 954 E Main St Suite 3 | (860) 489-4882 |
| 9 | Dave Turner - State Farm Insurance Agent | 1009 E Main St fl 1 | (860) 489-4882 |
| 10 | Summit Insurance | 2383 Winsted Rd | (860) 601-4046 |
Brooks, Todd & McNeil Insurance serves the Torrington, Connecticut metropolitan area and surrounding Litchfield County as a life insurance agency. The firm assists clients in evaluating and selecting appropriate life coverage options to meet their long-term financial and family protection needs. Brokers work with individuals and families to compare term, whole, and universal life policy plans from various carriers. The agency regularly handles new policy applications and beneficiary designations for local residents.
Amie Chasse - State Farm Insurance Agent in Torrington, CT provides life insurance policies designed to offer financial protection for beneficiaries. The agency assists clients with policy selection and ongoing coverage needs, ensuring that plans remain appropriate as circumstances change. Services include consultations to evaluate coverage amounts and options for term or whole life insurance. Adjustments to policies are available to accommodate life events, such as marriage or the birth of a child. Amie Chasse services single-family homes, apartments, retail businesses, and restaurants.
Serving Torrington and the surrounding communities of Litchfield County, this agency handles life insurance policies designed to provide financial protection for families. It assists clients in selecting coverage that meets their long-term needs, offering guidance on policy options throughout the process. The agency works with individuals to understand their specific situations and coverage requirements. To handle a typical job, it first reviews a client’s personal circumstances and goals before recommending a suitable plan from available insurers.
Life insurance from Toth Insurance Agency LLC can involve either a one-time purchase to cover specific temporary needs or a recurring premium plan designed to build cash value over the long term. Coverages help provide financial protection for Torrington, CT beneficiaries after a policyholder’s death. Determining whether a term or permanent policy suits a client depends on individual financial goals and family obligations. Services are typically arranged on a one-time or as-needed basis for initial consultations and new policy applications.
Brickman Insurance Services specializes in life insurance policies designed to provide financial protection for families and individuals in the Torrington, Connecticut area. It helps clients navigate the process of selecting appropriate coverage for long-term needs, including income replacement and final expense planning. The agency works with residents to assess their personal circumstances and recommend suitable policy options. As part of its ongoing support, it also assists clients with reviewing and updating their coverage in advance of the annual open enrollment period for related health benefits.
Health Insurance Services Of Connecticut | Craig Yard assists individuals and families with life insurance planning tailored to their specific financial goals. As a Torrington-based life insurance agent, the company specializes in helping clients evaluate term and permanent coverage options to secure long-term benefits. Services are available to both residents and business operators throughout the local area. Commercial sectors the agency can serve include offices, warehouses, and food service operations.
Strathman-Winch Insurance provides residential life insurance services to individuals and families in Torrington, Connecticut. Commercial coverage is also available for local businesses seeking protection for key personnel or buy-sell agreements. The agency serves clients throughout the Torrington area and surrounding communities. After an initial policy is in place, agents offer regular annual reviews to adjust coverage as life circumstances change, and follow-up service between those planned visits is provided whenever a client requests an update or question.
Jeromy Comandini - State Farm Insurance Agent in Torrington, CT, is known for providing life insurance policies that help individuals protect their families against financial hardship. Its service range includes term life, whole life, and universal life insurance, each tailored to different long-term needs and budget considerations. The agency assists clients in evaluating coverage amounts for income replacement, debt payoff, and final expenses. Alongside these core offerings, the agency can also add on accidental death and dismemberment coverage for additional protection.
As the leaves change in Litchfield County, many residents seek peace of mind about their family’s future. Dave Turner - State Farm Insurance Agent in Torrington helps local individuals understand essential life insurance options. The agency evaluates personal needs and financial situations to recommend appropriate coverage for financial protection. Every consultation focuses on explaining policy terms clearly and answering client questions thoroughly. A scheduled initial conversation reviews current assets and long-term goals to determine the right level of coverage.
Summit Insurance serves clients in Torrington, Connecticut, by providing life insurance agent services to help individuals and families secure financial protection. This company offers specialist supplementary coverage products that address specific needs not met by standard policies. Policy guidance focuses on assessing personal risk profiles and matching appropriate plan structures. Commercial sectors served by Summit Insurance include offices, warehouses, and food service establishments.
What Does a a Life Insurance Agent in Torrington Cost?
A term life policy for a healthy 35 year old in Connecticut typically costs 20 to 40 dollars per month for 500,000 dollars of coverage. Whole life policies cost more often 100 to 300 dollars per month for the same amount. Costs vary by age health and policy type. This is general information not insurance advice.
About life insurance agents in Torrington
Life insurance agents in Torrington Connecticut help residents find coverage to protect their families. Connecticut law requires agents to hold a valid state license and follow strict ethical standards. Local agents can explain how Connecticut estate tax rules may affect your policy choices.
Frequently Asked Questions
What license does a life insurance agent in Torrington need?
Agents must hold a Connecticut life insurance producer license. This requires passing a state exam and completing continuing education every two years.
How do Connecticut laws affect life insurance payouts?
Connecticut has a two-year contestability period. After that the insurer cannot deny a claim based on misstatements in the application unless fraud is proven.
Can a Torrington agent help with estate planning?
Yes many agents work with estate planners. Connecticut has an estate tax on estates over 9.1 million dollars in 2024. Life insurance can provide liquidity for this tax.
Life Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Greenwich · Guilford