The top-rated life insurance agent in Windsor, Connecticut is Lynn Dobrowsky - State Farm Insurance Agent, rated 5.0 stars across 339 reviews. Other highly rated options include Oxygen Insurance Agency LLC, Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income, The Hartford. This directory lists 13 life insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lynn Dobrowsky - State Farm Insurance Agent | 150 Poquonock Ave | (860) 640-6777 |
| 2 | Oxygen Insurance Agency LLC | 360 Bloomfield Ave Suite 301 | (860) 580-6226 |
| 3 | Bolton Financial, LLC - Helping Connecticut retirees optimize pensions, Social Security, and retirement income | 100 Northfield Dr #200 | (860) 298-1011 |
| 4 | The Hartford | 1 Griffin Rd N | (860) 547-5000 |
| 5 | Brian Busam - State Farm Insurance Agent | 555 Day Hill Rd | (860) 787-5415 |
| 6 | Allstate - Gridley Insurance | 181 Broad St Ste 2 | (860) 602-6456 |
| 7 | Vantis Life Insurance Co | 200 Day Hill Rd | (866) 826-8471 |
| 8 | Farmers Insurance - Louis Pinnock | 65 Maple Ave fl 1 | (860) 787-5777 |
| 9 | John Bullock | 360 Bloomfield Ave #202 | (860) 602-4274 |
| 10 | Rabbett Insurance Agency | 233 Addison Rd | (860) 688-1303 |
Lynn Dobrowsky - State Farm Insurance Agent serves the Windsor, Connecticut area, providing life insurance services to local residents. This agency helps clients evaluate their financial protection needs and select appropriate life insurance policies for their circumstances. Additional services include auto and home insurance options. The agency handles term life insurance policies and final expense coverage for clients in this region.
Oxygen Insurance Agency LLC provides life insurance planning and risk management services to individuals and families in the Windsor, CT area. The agency assists clients with policy selection, coverage reviews, and beneficiary designations tailored to their long-term financial needs. It offers ongoing policy maintenance and periodic plan evaluations to ensure adequate protection as life circumstances change. Services are available for homeowners, apartment residents, and those seeking coverage while operating small retail businesses or local restaurants.
Bolton Financial, LLC assists Connecticut homeowners and retirees in Windsor with life insurance policies that also coordinate with pension and Social Security decisions. The agency focuses on protecting families while helping clients structure their retirement income for long-term stability and peace of mind. Life insurance is carefully selected to complement existing financial plans, ensuring beneficiaries are secure without overcomplicating a retiree's budget. This guidance is also extended to individuals living in surrounding communities such as Bloomfield or the greater Hartford metro area.
The Hartford provides a range of life insurance solutions, focusing on financial protection and risk management for clients in Windsor, Connecticut. Its service plans typically include policy consultation, personalized coverage assessment, and ongoing support for policy adjustments or beneficiary updates. Maintenance plans ensure policies remain aligned with changing life circumstances through regular reviews and guidance. The company services individuals seeking coverage for their estates or families, including those residing in single-family homes, apartments, retail, and restaurants.
Serving Windsor, Connecticut, and the surrounding Hartford County communities, Brian Busam operates as a local State Farm Insurance agent focusing on life insurance. This agency helps residents assess their individual coverage needs, whether for final expenses, income replacement, or family financial security. Each policy is built around the client’s personal goals and budget. The business typically handles an initial client meeting by conducting a thorough review of financial priorities and existing assets before recommending tailored policy options for long-term protection.
As a life insurance agent, Allstate - Gridley Insurance offers term and whole life policies along with supplemental accident coverage. It helps families in Windsor, CT, secure financial protection through these general services. Approaching retirement, residents often seek advice on using life insurance to supplement income. The company addresses this specific concern by explaining policy cash value options and guaranteed death benefits.
Unlike policies offering a single, one-time term or annual renewable coverage, Vantis Life Insurance Co in Windsor, CT provides both permanent and temporary life insurance options to address different financial planning needs. Permanent coverage builds cash value and protects a family over a lifetime, while term policies offer straightforward death benefit protection for a specified period. Services for local families and individuals in the region are structured to run on both an initial scheduled setup basis for policy issuing and then on an as-needed basis for future adjustments or claims assistance.
As the seasons change in Windsor, families often reassess their financial plans to ensure loved ones are protected. Farmers Insurance - Louis Pinnock addresses these concerns by offering life insurance policies suited to local households. This agency helps residents navigate term and whole life options, providing clarity on coverage amounts. After discussing goals and potential needs, the agent schedules a thorough review of the applicant’s current situation. A no-obligation initial assessment is then arranged to outline personalized recommendations.
John Bullock operates as a life insurance agent in Windsor, CT, providing individuals and families with policies designed to secure financial protection against unforeseen events. The practice specializes in offering tailored coverage options that address long-term planning needs and estate preservation strategies. Local clients can access term, whole, and universal life insurance products through the agency’s professional consultations. This firm arranges coverages suitable for various commercial sectors, including offices, warehouses, and food service operations.
Rabbett Insurance Agency in Windsor, CT serves local residents with life insurance coverage to protect their families. The agency also assists commercial clients in securing appropriate business life policies throughout the Greater Hartford area. Agents work with individuals to tailor plans according to personal needs and long-term goals. After policies are placed, the office provides ongoing support to ensure accounts remain aligned with changing circumstances. Follow-up check-ins help clients adjust coverage between regular reviews.
What Does a a Life Insurance Agent in Windsor Cost?
Life insurance costs in Connecticut vary by age health and policy type. A term life policy for a healthy 40 year old might cost 25 to 50 dollars per month for 500k in coverage. Whole life policies are more expensive often 200 to 500 dollars per month for the same face amount. Premiums are higher for smokers or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Windsor
Life insurance agents in Windsor Connecticut help residents choose policies that fit their financial goals. Connecticut law requires agents to hold a valid state license and follow strict ethical guidelines. An agent can explain how Connecticut estate tax rules may affect your coverage needs.
Frequently Asked Questions
What license does a life insurance agent need in Connecticut?
Agents must hold a Connecticut life insurance producer license. This requires completing pre-licensing education and passing a state exam. You can verify an agents license on the Connecticut Insurance Department website.
How does Connecticut law affect life insurance payouts?
Connecticut has a two year contestability period for life insurance policies. After two years the insurer cannot deny a claim based on misstatements in the application. Beneficiaries should also know that life insurance proceeds are generally not subject to Connecticut income tax.
Can a Windsor agent help with estate planning for Connecticut taxes?
Yes a local agent can coordinate with your estate planner to address Connecticuts estate tax. The state exempts estates under a certain value from tax. Your agent can help structure ownership and beneficiaries to minimize tax exposure.
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