The top-rated life insurance agent in Apopka, Florida is Zachary Ingram - GEICO Insurance Agent, rated 5.0 stars across 2,079 reviews. Other highly rated options include Numero Uno Insurance, Amanda Kimmel: Allstate Insurance, The Insurance Store USA. This directory lists 20 life insurance agents serving Apopka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zachary Ingram - GEICO Insurance Agent | 3840 E State Rd 436 Suite 1012 | (407) 551-4350 |
| 2 | Numero Uno Insurance | 380 Semoran Commerce Pl Suite 102 | (407) 880-7283 |
| 3 | Amanda Kimmel: Allstate Insurance | 1706 E Semoran Blvd STE 104 | (407) 889-8494 |
| 4 | The Insurance Store USA | 529 S Orange Blossom Trail | (407) 880-2090 |
| 5 | State Farm: Shren Yeager | 49A E 3rd St | (407) 880-3167 |
| 6 | Declue Brothers | 218 S Lake Ave | (407) 884-7843 |
| 7 | We Insure Apopka - Dexter Chase | 65 E Station St | (321) 248-4495 |
| 8 | Seancrest LLC | 645 Bishop Bay Lp | (561) 634-6684 |
| 9 | Patrick Malcolm: Allstate Insurance | 1089 W Orange Blossom Trail | (407) 884-0909 |
| 10 | Heather Baker - State Farm Insurance Agent | 1643 Rock Springs Rd | (407) 889-2557 |
Zachary Ingram - GEICO Insurance Agent serves the Apopka, Florida area as a life insurance agent. It helps local residents and families secure financial protection through various coverage options. Life insurance policies from this office are intended to provide beneficiaries with support after a policyholder’s death, which can help with expenses such as final arrangements or ongoing household costs. The agent offers term life policies that cover individuals for a set number of years. Whole life insurance is also handled, providing lifelong coverage with a cash value component.
Numero Uno Insurance provides life insurance agent services in Apopka, Florida, offering guidance on individual term, whole, and universal life policies to help local residents secure financial protection for their beneficiaries. The agency assists clients with policy selection, application processing, and coverage adjustments as personal circumstances change over time. It also supports beneficiaries through the claims process when needed. The firm typically services single-family homes, apartments, retail, and restaurants in the Apopka area.
Homeowners and small business owners in Apopka, Florida, work with Amanda Kimmel: Allstate Insurance for their life insurance coverage. An agent guides clients through term and whole life policy selections, helping to protect dependents and business interests against financial loss. This office focuses on assessing income replacement needs and debt coverage for local families and entrepreneurs. It also serves the greater Orlando metro area, including the communities of Ocoee and Winter Garden.
The Insurance Store USA serves Apopka, Florida, and the surrounding communities. It handles life insurance agent services for local residents, addressing the need to secure financial protection for their families. The agency helps clients navigate policy selections, focusing on individual coverage needs and long-term benefits. It generally begins by reviewing a client’s current situation and financial goals before presenting suitable insurance options that align with their specific circumstances and budget.
State Farm: Shren Yeager in Apopka, FL, helps clients understand the difference between term policies, which provide coverage for a set period, and permanent options that can build cash value over time. These plans aim to replace lost income and cover final expenses for families. The agent assists with choosing appropriate protection based on individual needs and budget. Service for consultations, policy review, and new applications is available on a scheduled appointment basis throughout the local area.
Declue Brothers provides specialized life insurance services in the Apopka, Florida area, focusing on term, whole, and universal life policies. The company also assists clients with general insurance needs, including financial planning for long-term security. Their work involves evaluating individual coverage requirements to protect families and businesses from unforeseen loss. Local residents often seek its guidance when preparing for major life changes, such as a new home purchase or the arrival of a child. The agency can also help with adjusting coverage during retirement planning or after a significant health event.
As families in Apopka consider their financial future during open enrollment season, safeguarding loved ones becomes a top priority. We Insure Apopka - Dexter Chase serves residents by explaining term, whole, and universal life options tailored to household budgets and long-term goals. The agency helps clients understand how coverage can protect mortgages, education plans, and final expenses. New appointments typically begin with a complimentary review of current policies and personal needs, followed by an inspection of health history and underwriting requirements to present accurate quotes.
Seancrest LLC in Apopka, Florida provides life insurance services, focusing on helping individuals secure financial protection for their families through policy selection and coverage planning. The company also works with local residents to review options for additional disability or critical illness riders. Serving both residential and commercial clients, it can handle coverage needs for offices, warehouses, and food service operations.
Heather Baker's life insurance agency serves residents in Apopka with personalized policy assessments for individual financial planning and family protection needs. The practice also assists commercial clients in the area with relevant coverage options tailored to business continuity priorities. Service is extended throughout Apopka and surrounding communities for those seeking straightforward guidance. Follow-up consultations are available to adjust policies as circumstances evolve, ensuring continuity of coverage between regular annual review visits.
What Does a a Life Insurance Agent in Apopka Cost?
A term life policy in Florida typically costs between 20 and 60 dollars per month for a healthy 35 year old with a 250 thousand dollar benefit. Whole life policies often range from 100 to 300 dollars per month. Costs depend on age health coverage amount and policy type. This is general information not insurance advice.
About life insurance agents in Apopka
Life insurance agents in Apopka Florida help residents choose coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow strict disclosure rules under Florida Statute 626. A local agent can explain how Florida specific factors like hurricane risk and estate planning affect policy options.
Frequently Asked Questions
What license does a life insurance agent in Apopka need?
Agents must hold a Florida 2-15 Life and Health license from the Florida Department of Financial Services. They must complete continuing education every two years to renew the license.
How does Florida law affect life insurance policy payouts?
Florida has a two year contestability period during which insurers can investigate misstatements on an application. After that period claims are generally paid unless fraud is proven. Florida also requires a 60 day grace period for premium payments.
Can a life insurance agent help with estate planning in Florida?
Yes many agents coordinate with estate planning attorneys to structure policies that avoid Florida probate. Proceeds from a properly designated life insurance policy pass directly to beneficiaries outside of probate under Florida law.
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