The top-rated life insurance agent in Clearwater, Florida is Catch Health, rated 4.9 stars across 1,808 reviews. Other highly rated options include Florida Strategic Insurance, Freeway Insurance, Craig Duncan - State Farm Insurance Agent. This directory lists 25 life insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Catch Health | 18167 US Hwy 19 N Suite 285 | (888) 451-1169 |
| 2 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 3 | Freeway Insurance | 1993 Drew St | (727) 203-7001 |
| 4 | Craig Duncan - State Farm Insurance Agent | 2454 McMullen Booth Rd #421 | (727) 725-3668 |
| 5 | Achieva Insurance Agency | 4590 Ulmerton Rd Suite 208 | (888) 351-4672 |
| 6 | GreatFlorida Insurance: Jeff Callahan | 1700 N McMullen Booth Rd Ste D2 | (727) 315-0805 |
| 7 | Bridget Loring - Insurance Concierge Group | 2240 Belleair Rd #260 | (727) 366-7181 |
| 8 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
| 9 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 10 | The Turner Insurance Advisor Group aka Turner Insurance | 2121 NE Coachman Rd | (727) 442-0012 |
Catch Health serves the Clearwater, Florida area and surrounding Pinellas County as a life insurance agency. The firm assists individuals and families in securing financial protection through various policy options. Clients can find coverage for final expenses, income replacement, and long-term financial planning needs. The agency also helps coordinate beneficiary designations during annual policy reviews. Specific services offered include term life insurance for temporary coverage needs and whole life insurance policies for permanent protection and cash value accumulation.
Florida Strategic Insurance provides life insurance policies and related financial protection services to clients in Clearwater, Florida. The agency helps individuals evaluate their coverage options and offers guidance on selecting appropriate policy types, including term and whole life plans. Clients may also receive assistance with policy reviews and beneficiary updates as their needs change over time. The company services single-family homes, apartments, retail businesses, and restaurants.
Homeowners, families, and individuals in Clearwater rely on Freeway Insurance for life insurance agent services to help secure financial protection for their loved ones. The office assists clients in exploring term life, whole life, and other policy options suited to their needs and budgets. Licensed agents provide straightforward guidance on coverage amounts and application processes. This agency also serves residents and property owners throughout the greater Tampa Bay metro area, including nearby Dunedin.
Serving the Clearwater, Florida area and surrounding communities, Craig Duncan - State Farm Insurance Agent specializes as a life insurance agent. This agency handles term life and whole life policies, along with retirement planning services designed to secure a client's financial future. Navigating the various coverage options, the agent works to assess an individual's personal needs and financial goals. The general approach to handling a typical job involves a thorough review of the client's specific situation before presenting customized policy recommendations that align with their long-term objectives.
Achieva Insurance Agency serves clients in Clearwater, Florida, distinguishing between term life insurance, which provides coverage for a set period, and permanent life insurance, which offers lifelong protection with a cash value component. The agency helps individuals and families evaluate these options to secure financial protection for loved ones against unexpected loss. Service appointments are available on an as-needed basis, allowing clients to book meetings when they require policy reviews or new coverage.
GreatFlorida Insurance: Jeff Callahan specializes in term life and whole life insurance policies for families and individuals in Clearwater. The agency evaluates client needs to recommend coverage that protects income and financial obligations. It consistently works with local residents to navigate policy applications and beneficiary designations. During open enrollment season, the office frequently assists clients who are adjusting their life insurance coverage alongside changes in marital status or the birth of a child.
After seasonal storms cause frequent property concerns in communities around Clearwater, families often reassess their financial safeguards. As a life insurance agent, Bridget Loring - Insurance Concierge Group helps local residents understand the protections a policy can provide against unexpected hardships for their household. They guide clients through the detailed comparison of various term and permanent plans, focusing on individual coverage gaps. A thorough initial assessment reviews current health history and financial obligations to determine the most suitable policy demonstration.
Island Insurance Specialists Inc handles life insurance planning for individuals and families in Clearwater, FL. The firm focuses on long-term financial protection strategies to help clients secure their beneficiaries’ futures. It also offers specialized policy add-ons that can address income replacement needs during emergencies. Comprehensive coverage options include term and whole life policies. These plans can serve a variety of commercial sectors, including local offices, small warehouses, and food service businesses.
Bay Area Insurance Shop, Inc., based in Clearwater, Florida, is known for helping individuals and families identify appropriate life insurance coverage that fits their financial goals. The company represents an array of standard life policies, including term, whole, and universal life, and assists clients in understanding how each option can provide long-term security. A specialty service the agency can arrange for its customers is adding a living benefits rider to a policy for access to funds during a critical illness.
The Turner Insurance Advisor Group, also known as Turner Insurance, provides residential life coverage in Clearwater, Florida, and extends its services to commercial insurance needs for local businesses throughout the greater Clearwater area. As a life insurance agent, the firm helps clients protect family financial futures and offers business continuity planning for small enterprises. They schedule policy reviews and follow-up consultations to ensure coverage remains current between regular visits, adjusting plans as client circumstances evolve.
What Does a a Life Insurance Agent in Clearwater Cost?
Life insurance costs in Clearwater vary by age, health, and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Florida residents may pay slightly more due to higher risk of hurricanes and flooding. This is general information, not insurance advice.
About life insurance agents in Clearwater
Life insurance agents in Clearwater, Florida help residents choose policies that protect their families. Florida law requires agents to be licensed by the state and follow strict disclosure rules. Local agents understand the unique needs of Clearwater families, including hurricane coverage considerations and estate planning for Florida residents.
Frequently Asked Questions
Do I need a life insurance agent in Clearwater Florida?
Yes, an agent can help you compare policies from different companies. Florida law requires agents to explain policy terms and exclusions clearly. An agent also helps you navigate Florida's 10-day free look period for life insurance.
What types of life insurance do Clearwater agents offer?
Clearwater agents offer term life, whole life, universal life, and final expense insurance. Term life covers you for a set number of years. Whole life provides coverage for your entire life and builds cash value.
How do I choose a life insurance agent in Clearwater?
Look for a licensed agent with experience in Florida insurance markets. Check their standing with the Florida Department of Financial Services. Ask about their knowledge of local health factors and Florida specific policy options.
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