The top-rated life insurance agent in Urbandale, Iowa is American Income Life: AO, rated 4.7 stars across 228 reviews. Other highly rated options include Buenzow Insurance Group, Ryan Clausen - State Farm Insurance Agent, Jones Insurance & Associates. This directory lists 14 life insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | American Income Life: AO | 10574 Justin Dr | (515) 381-1911 |
| 2 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 3 | Ryan Clausen - State Farm Insurance Agent | 8541 Hickman Rd | (515) 278-4618 |
| 4 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 5 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 6 | Fortress Insurance Services | 7701 Douglas Ave | (515) 225-1712 |
| 7 | Phillips Stafford Insurance Group | 4566 114th St | (515) 978-9010 |
| 8 | Brad Wilson Insurance | 2962 99th St Suite 1 | (515) 513-3741 |
| 9 | Brokers International | 4135 NW Urbandale Dr | (800) 362-1097 |
| 10 | Midwest Family Mutual | 12130 Meredith Dr Suite 230W | (515) 842-0010 |
American Income Life: AO serves the greater Des Moines metro area, including Urbandale, Iowa, as a life insurance agent. This agency offers financial protection products designed for working families and individuals. AO specializes in providing term life insurance and supplemental health coverage. By focusing on these core offerings, the agency helps local residents address personal income protection needs. It handles final expense planning and mortgage protection policies for clients throughout Urbandale and Polk County.
Buenzow Insurance Group provides a range of life insurance services including term, whole, and universal life policies tailored to individual financial goals and family protection needs. Its service plans involve annual policy reviews to adjust coverage as life circumstances change, along with assistance during claims processing. The company services single-family homes, apartments, retail establishments, and restaurants in and around Urbandale, ensuring estate preservation and business continuity across diverse residential and commercial property types.
Ryan Clausen - State Farm Insurance Agent serves homeowners and drivers in the Urbandale, Iowa area, offering life insurance policies that provide financial protection for families. As a local agent, he assists clients in selecting coverage to help secure their beneficiaries’ future and meet long-term goals. The agency also provides support for vehicle and property insurance needs. Service extends to residents of neighboring West Des Moines and the broader Des Moines metro.
Jones Insurance & Associates serves Urbandale, Iowa, and the surrounding communities, handling life insurance agent services for local residents. The company helps clients navigate the process of selecting appropriate life insurance coverage. It works with individuals and families in the area to address their specific financial protection needs. The general approach it uses to handle a typical job includes taking time to review each client’s personal circumstances before recommending suitable policy options.
Cupp Insurance Inc. in Urbandale, IA helps clients understand the difference between term life, which offers coverage for a set period, and permanent life insurance, which lasts a lifetime and may build cash value. The company assists individuals in selecting appropriate coverage amounts based on their financial goals and family needs. Policyholders can typically adjust their plans as life circumstances change. Service runs on a one-time or as-needed basis, such as during initial consultation or policy review.
Fortress Insurance Services serves the Ames, Iowa area as a life insurance agent. This company helps residents and families plan for financial security by evaluating their long-term coverage needs. It guides clients through the process of selecting appropriate policy types to protect loved ones and assets. The firm also offers personalized consultations to explain policy terms and coverage options in this region. Specific services handled include term life insurance and whole life insurance for local clients.
Phillips Stafford Insurance Group specializes in term and permanent life insurance options, tailoring policies to individual financial goals and family needs. The agency further serves clients across Urbandale, IA, by providing guidance on policy structures and beneficiary designations. It assists with final expense planning and income replacement strategies. As families prepare for a new baby or navigate retirement transitions, the office offers timely policy reviews to ensure adequate coverage during these major life changes.
Brad Wilson Insurance offers life insurance guidance to individuals and families in the Urbandale area. The agency helps clients select policies that provide financial protection for future needs. It also specializes in adding supplemental coverage options to strengthen a policyholder’s overall security. Whether for individuals or business owners, the firm can address insurance requirements for office environments, warehouse operations, and food service establishments seeking employee or owner coverage.
Brokers International provides residential life insurance services for clients in Urbandale, Iowa, ensuring families have coverage for their long-term needs. The company also handles commercial life insurance policies, assisting local business owners with key-person and buy-sell arrangements. Their service area covers Urbandale and the surrounding communities within Polk County. Agents work closely with clients to tailor policies to individual circumstances. Follow-up service is provided between regular visits, allowing for policy adjustments as life events occur and consistent relationship maintenance.
As spring storms approach the Des Moines metro area, families in Urbandale often begin thinking about protecting their home and future. Midwest Family Mutual helps local residents review how a coverage plan fits their changing household needs, from a new baby to a mortgage renewal. Each consultation focuses on understanding individual financial goals before matching options to those specific circumstances. The process begins with a no-obligation review of existing policies and a discussion of desired protection levels at a convenient local office appointment.
What Does a a Life Insurance Agent in Urbandale Cost?
Typical costs for a life insurance policy in Iowa depend on age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year 250000 dollar term policy. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Iowa does not have a state premium tax on life insurance. This is general information not insurance advice.
About life insurance agents in Urbandale
Life insurance agents in Urbandale Iowa help residents find term life whole life and universal life policies. Iowa law requires agents to hold a valid license from the Iowa Insurance Division. Local agents understand the needs of Urbandale families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Iowa?
An agent must hold a valid Iowa insurance producer license for life insurance. The Iowa Insurance Division oversees licensing and requires continuing education every two years.
How long does a life insurance application take in Urbandale?
The process can take from a few days to several weeks. Factors include the policy type your health history and the insurer underwriting requirements. Iowa law allows a free look period of 10 days after you receive the policy.
Can a life insurance agent help with Iowa estate planning?
Yes many agents coordinate with estate planning attorneys. Life insurance proceeds in Iowa are generally not subject to state inheritance tax if paid to a named beneficiary. An agent can explain how policies fit your overall plan.
Life Insurance Agents in Other Iowa Cities
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