ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare life insurance agents in Richmond. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 life insurance agents in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Jerry Goble
444 Big Hill Ave, Richmond, KY 40475
(859) 623-0350
jerrygobleinsurance.com
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199
parsonshowardinsurance.com
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500
insurancepro.biz
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883
shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933
brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254
kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002
insurewithmadison.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252
linvilleinsurance.com
Kentucky Farm Bureau Insurance
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725
kyfb.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031
shelterinsurance.com
New York Life
920 Barnes Mill Rd C, Richmond, KY 40475
(859) 594-7992
newyorklife.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309
coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888
alhinsurance.com
Roberts Insurance
527 W Main St, Richmond, KY 40475
(859) 623-7684
bobrobertsinsurance.com
Parks Insurance Services
620 Big Hill Ave #15, Richmond, KY 40475
(859) 626-5796
parksinsuranceservices.com
Whitaker-Vencill Insurance Agency
301 W Main St, Richmond, KY 40475
(859) 623-1818
Reynolds Insurance Inc
100 Bay View Dr, Richmond, KY 40475
(859) 623-8485
reynoldsinsuranceagency.com
Life insurance agents in Richmond, Kentucky help residents choose policies that provide financial security for their families. Kentucky law requires agents to hold a valid license from the Kentucky Department of Insurance. Local agents understand the specific needs of Madison County families and can guide you through options like term life, whole life, and universal life insurance.
What Does a Life Insurance Agent in Richmond Cost?
The cost of life insurance in Kentucky varies based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between $25 and $60 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. Rates can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Kentucky?
A life insurance agent in Kentucky must hold a valid insurance producer license from the Kentucky Department of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to maintain their license.
How do I choose a life insurance agent in Richmond?
Look for an agent with experience in Kentucky insurance laws and a good reputation in Madison County. You can check an agents license status on the Kentucky Department of Insurance website. Ask about policy options, fees, and how they handle claims.
What types of life insurance are available in Kentucky?
Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole life offers permanent coverage with a cash value component. Universal life gives flexible premiums and death benefits. Your agent can explain which type fits your situation.
Free • No Obligation
Compare Life Insurance Agents
Get matched with agents in Richmond who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.