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HomeLife Insurance AgentsKentucky › Somerset

Find Life Insurance Agents Near You in Somerset, KY

Browse life insurance agents serving Somerset, Kentucky. Updated 2026-07-14.

The top-rated life insurance agent in Somerset, Kentucky is Isaacs Insurance, rated 4.9 stars across 93 reviews. Other highly rated options include Chad Smallwood - State Farm Insurance Agent, Stewart & Tucker Insurance, Cundiff & Company Insurance Inc.. This directory lists 20 life insurance agents serving Somerset.

Showing 20 life insurance agents in Somerset, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Isaacs Insurance250 Belmont Drive Suite 3(606) 679-1590
2Chad Smallwood - State Farm Insurance Agent823 S Hwy 27 Ste 2(606) 416-5072
3Stewart & Tucker Insurance3737 S Hwy 27(606) 451-2139
4Cundiff & Company Insurance Inc.525 Ogden St(606) 679-8379
5Priority Insurance Agency110 Richie Ln suite a(606) 425-4862
6Farm Bureau Don Hurt Agency345 Langdon St(606) 679-8441
7Kentucky Farm Bureau Insurance95 Farm Bureau Drive(606) 679-5900
8Reed Brothers Insurance Services, Inc.95 E Somerset Church Rd(606) 679-6311
9Safe Harbor Insurance, LLC211 W Mt Vernon St(606) 677-0051
10Mathis Insurance Agency, Inc1340 S Hwy 27(606) 679-7836
II
250 Belmont Drive Suite 3
Isaacs Insurance
Life Insurance Agent · Somerset, KY

Isaacs Insurance serves the Somerset, Kentucky area as a local life insurance agent. The company assists clients with selecting appropriate life coverage plans to protect their families and financial futures. Navigating policy options can be complex, and this agency works to explain terms and benefits clearly. It also helps individuals compare term and whole life insurance products to find suitable solutions for specific needs and budgets in this region.

CS
823 S Hwy 27 Ste 2
Chad Smallwood - State Farm Insurance Agent
Life Insurance Agent · Somerset, KY

Chad Smallwood - State Farm Insurance Agent in Somerset, KY, offers a range of life insurance policies designed to provide financial protection for families and individuals. Clients can work with the agent to review coverage options and adjust plans as their needs change. Common services include policy consultations, beneficiary updates, and claims assistance. The agency helps protect a variety of properties, including single-family homes, apartments, retail spaces, and local restaurants in the Somerset area.

ST
3737 S Hwy 27
Stewart & Tucker Insurance
Life Insurance Agent · Somerset, KY

Stewart & Tucker Insurance serves local homeowners, families, and individuals in Somerset, KY, who need life insurance coverage. It assists clients in selecting suitable term or whole life policies to protect their beneficiaries and provide financial security. The company also helps those planning for final expenses or looking to supplement existing coverage. Its agents focus on matching recommendations to each customer’s unique needs and budget. In addition to Somerset, Stewart & Tucker provides its life insurance services to residents across neighboring Burnside.

CC
525 Ogden St
Cundiff & Company Insurance Inc.
Life Insurance Agent · Somerset, KY

Cundiff & Company Insurance Inc. serves the Somerset, Kentucky area and the surrounding Pulaski County communities. This life insurance agent business handles individual term life policies, whole life coverage, and final expense insurance products. It works with local families and small business owners to assess their specific protection needs and financial goals. The agency generally reviews a client's current coverage, evaluates gaps in protection, and then recommends a suitable policy from available carriers. Its typical approach involves a detailed consultation to match coverage with the individual's long-term financial planning objectives.

PI
110 Richie Ln suite a
Priority Insurance Agency
Life Insurance Agent · Somerset, KY

For clients choosing between a one-time policy review and an ongoing coverage relationship, Priority Insurance Agency in Somerset, KY works to clarify the options for life insurance protection. The agency assists individuals and families with understanding how various policy types may address long-term financial planning and loved ones’ security. Service is provided on an as-needed basis, allowing policyholders to request guidance when a life event or renewal requires updated coverage decisions.

FB
345 Langdon St
Farm Bureau Don Hurt Agency
Life Insurance Agent · Somerset, KY

The Farm Bureau Don Hurt Agency in Somerset, KY, provides specialty life insurance services, including term, whole, and universal life policies, alongside general coverage for final expenses and income protection. It serves local families and individuals seeking financial security for their beneficiaries. The agency helps clients with specific seasonal concerns, such as planning coverage before spring and summer travel or preparing for estate needs during end-of-year financial reviews.

KF
95 Farm Bureau Drive
Kentucky Farm Bureau Insurance
Life Insurance Agent · Somerset, KY

Kentucky Farm Bureau Insurance serves Somerset residents with life insurance coverage tailored to individual and family needs. The agency also offers commercial policies for local businesses seeking financial protection. Serving the broader surrounding area, the office provides personalized consultations to help clients choose appropriate plans. Following each policy review or enrollment, the agent schedules follow-up appointments to update coverage and address any changes between regular visits.

RB
95 E Somerset Church Rd
Reed Brothers Insurance Services, Inc.
Life Insurance Agent · Somerset, KY

As the changing seasons in Somerset bring new family priorities, many residents seek to secure their financial futures. Reed Brothers Insurance Services, Inc. specializes in life insurance solutions that address these evolving needs. The agency helps clients understand coverage options tailored to their circumstances, from income protection to final expenses. Designed to provide straightforward guidance, their process begins with an initial consultation. This assessment considers individual goals and health background before presenting suitable policy choices.

SH
211 W Mt Vernon St
Safe Harbor Insurance, LLC
Life Insurance Agent · Somerset, KY

Safe Harbor Insurance, LLC provides life insurance services to residential clients in and around Somerset, KY, while also offering commercial coverage options for local businesses. Their work focuses on helping individuals and organizations understand their insurance needs and select appropriate policies. The company serves the greater Somerset area, ensuring clients receive support during the application process. Follow-up consultations are available between regular scheduled visits to address any policy questions or updates.

MI
1340 S Hwy 27
Mathis Insurance Agency, Inc
Life Insurance Agent · Somerset, KY

Mathis Insurance Agency, Inc provides life insurance solutions for individuals and families in the Somerset, KY area. The firm focuses on helping clients secure financial protection for their loved ones through customizable policy options. Policies can address income replacement, final expenses, and other long-term planning needs. The agency also serves commercial clients, helping businesses protect key personnel and fund buy-sell agreements. Its services are available to offices, warehouses, and food service operations.

PI
429 Ogden St #2
Pearson Insurance Agency
Life Insurance Agent · Somerset, KY
(606) 679-1450
pearsonins.net
HB
225 Langdon St
Hays Brother's Insurance
Life Insurance Agent · Somerset, KY
(606) 679-4297
haysbrothers.com
FI
2520 S Hwy 27
First Insurance Group USA
Life Insurance Agent · Somerset, KY
(606) 679-3570
firstinsurancegroupusa.com
JI
150 Creek Terrace
Jarvis Insurance Agency, Inc.
Life Insurance Agent · Somerset, KY
(606) 678-4911
jarvisinsagency.com
LI
1126 S Hwy 27
Lakeland Insurance Group
Life Insurance Agent · Somerset, KY
(606) 679-5830
lakelandinsurancegroup.com
AI
4311 S Hwy 27 #2
American Insurance Agency
Life Insurance Agent · Somerset, KY
(606) 677-0717
aiasomerset.com
PI
118 N Main St
Parker Insurance Agency
Life Insurance Agent · Somerset, KY
(606) 678-5246
theparkeragency.net
SC
99 Tandy Ave
South Central Insurance LLC
Life Insurance Agent · Somerset, KY
(606) 425-4943
sciky.net
TI
429 Ogden St
Toohey Insurance Services
Life Insurance Agent · Somerset, KY
(606) 678-0540
tooheyinsurance.net
LI
207 Apache Trail
Lakeland Insurance Group
Life Insurance Agent · Somerset, KY
(606) 425-1279
lakelandinsurancegroup.com/about-our-agency

What Does a a Life Insurance Agent in Somerset Cost?

A typical term life policy for a healthy 40 year old in Kentucky might cost 25 to 50 dollars per month for 250000 dollars of coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Final expense policies for seniors can range from 30 to 100 dollars per month. Actual costs depend on age health and policy type. This is general information and not insurance advice.

About life insurance agents in Somerset

Life insurance agents in Somerset Kentucky help residents find coverage that fits their needs and budget. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Local agents can explain how state regulations affect policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in Kentucky?

Agents must hold a valid Kentucky life insurance license from the Kentucky Department of Insurance. They must complete continuing education every two years to keep their license active.

How long after applying does coverage start in Somerset?

Coverage can start immediately after approval and payment of the first premium. Kentucky law allows a free look period of 10 days for most policies so you can cancel for a full refund if you change your mind.

Can I name anyone as my beneficiary in Kentucky?

Yes you can name any person trust or organization as your beneficiary. Kentucky law does not restrict who you choose but your spouse may have certain rights to life insurance proceeds under state law.

Life Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.