The top-rated life insurance agent in Eldersburg, Maryland is Eddie Bleiberg - State Farm Insurance Agent, rated 4.9 stars across 290 reviews. Other highly rated options include Liberty Preferred Insurance Group, LLC, Freedom Insurance Agency, Inc., Wayne Hollenbaugh - State Farm Insurance Agent. This directory lists 11 life insurance agents serving Eldersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eddie Bleiberg - State Farm Insurance Agent | 1932 Liberty Rd B | (410) 970-6000 |
| 2 | Liberty Preferred Insurance Group, LLC | 2028 Liberty Rd #200 | (410) 552-0403 |
| 3 | Freedom Insurance Agency, Inc. | 1010 Liberty Rd # 102 | (410) 795-2000 |
| 4 | Wayne Hollenbaugh - State Farm Insurance Agent | 1425 Liberty Rd #205 | (410) 795-7100 |
| 5 | Marcia Duffy - State Farm Insurance Agent | 6242 Sykesville Rd | (410) 781-4747 |
| 6 | Nelson Insurance Services Inc | 1912 Liberty Rd ste 22 | (240) 332-8051 |
| 7 | American Heritage Insurance Agency | 1643 Liberty Rd | (410) 552-1200 |
| 8 | Michael Stebner: Primerica - Financial Services | 1332 Londontown Blvd SUITE 112B | (443) 257-0815 |
| 9 | Summit Financial Services, LLC | 1425 Liberty Rd Suite. 200 | (301) 262-7032 |
| 10 | Northeast Brokerage Inc | 1643 Liberty Rd Suite 201 | (410) 552-9300 |
As the seasons change and families in Eldersburg review their financial priorities, many seek to secure their loved ones’ future with a life insurance policy. Eddie Bleiberg - State Farm Insurance Agent assists local residents in this process by exploring available options tailored to individual needs. The agency guides clients through understanding term and permanent policies, helping clarify coverage amounts and beneficiaries. An initial consultation typically involves a review of current circumstances and a needs assessment to recommend suitable plans.
Liberty Preferred Insurance Group, LLC serves residents of Carroll County and the surrounding Eldersburg, Maryland area as a life insurance agent. This agency helps clients evaluate their financial strategies and select appropriate coverage to protect their loved ones' futures. The team works to match individuals with policies that address income replacement, final expenses, and mortgage protection. Life insurance products, including term and whole life plans, are arranged for local families.
Freedom Insurance Agency, Inc. provides a range of life insurance services for individuals and families in the Eldersburg, MD area. The agency helps clients assess their coverage needs and select appropriate policies to protect beneficiaries. Ongoing support includes policy reviews and claims assistance to ensure plans remain current. It advises on term, whole, and universal life options. The company services single-family homes, apartments, retail, and restaurants.
Wayne Hollenbaugh - State Farm Insurance Agent serves homeowners, businesses, and property managers in Eldersburg, Maryland, with life insurance policies tailored to protect families and financial futures. The agency assists clients in securing term and whole life coverage that aligns with long-term planning goals. Regular reviews help ensure policies adapt to changing life circumstances. This location also provides services to residents of nearby Sykesville within Carroll County.
Located in Eldersburg and serving the greater Carroll County region and surrounding communities, Marcia Duffy - State Farm Insurance Agent handles life insurance policies designed to provide financial protection for local families. The agency’s typical job involves assessing a client’s personal coverage needs and then explaining available term and whole life policy options. Each case is approached by first reviewing the client’s current financial situation and long-term goals to recommend a suitable plan.
Life insurance is typically purchased as an ongoing policy with scheduled premium payments rather than a one-time transaction, providing long-term financial protection for beneficiaries. Nelson Insurance Services Inc, based in Eldersburg, MD, assists clients in evaluating their coverage needs. The firm guides individuals through term or whole life options to suit different budgets and goals. Service continues on an as-needed basis, with policyholders able to consult the agent for reviews, updates, or beneficiary changes.
American Heritage Insurance Agency in Eldersburg, MD specializes in guiding clients through term, whole, and universal life policy options. The agency works closely with individuals and families to assess long-term financial protection needs and to coordinate coverage with existing financial plans. This local service helps residents secure life insurance for final expenses and income replacement during critical times. As tax season approaches, it also assists clients in evaluating how new policies can fit into their annual financial planning.
As local families in Eldersburg prepare for the upcoming school year and review their household budgets, Michael Stebner: Primerica - Financial Services helps residents assess their life insurance coverage to ensure financial protection. The company focuses on matching individuals with appropriate term life policies that fit their current needs. Clients can expect a straightforward discussion about coverage gaps and potential income replacement. The initial step involves scheduling a free, no-obligation assessment of their existing policies and financial goals.
Summit Financial Services, LLC in Eldersburg, MD assists clients with the general work of evaluating their coverage needs, including life insurance policies to protect families from financial hardship. The company specializes in offering additional policy features, such as accelerated death benefits or riders for critical illness, to enhance a basic plan. Through this approach, the agency can serve various commercial sectors, including offices, warehouses, and food service operations, helping them address business continuity and key person protection.
Northeast Brokerage Inc provides life insurance services to residential clients in Eldersburg, MD, helping individuals protect their families through personalized policy options. The firm also offers commercial coverage for local businesses seeking to safeguard their operations and key personnel. Their service area extends throughout the surrounding region, including Carroll County and neighboring communities. Clients can expect thorough follow-up assistance between regular visits, ensuring coverage remains aligned with evolving personal and professional needs.
What Does a a Life Insurance Agent in Eldersburg Cost?
Term life insurance for a healthy 40-year-old in Maryland typically costs between 20 and 50 dollars per month for a 20-year 500,000 dollar policy. Whole life insurance premiums range from 100 to 300 dollars per month for similar coverage. Costs depend on age health smoking status and policy type. This is general information not insurance advice.
About life insurance agents in Eldersburg
Life insurance agents in Eldersburg Maryland help residents protect their families with term life whole life and universal life policies. Maryland law requires agents to hold a state license and follow strict disclosure rules. Local agents understand the needs of Carroll County families and can explain how Maryland estate tax laws may affect your coverage choices.
Frequently Asked Questions
What license does a life insurance agent in Eldersburg need?
Maryland requires life insurance agents to hold a valid resident license through the Maryland Insurance Administration. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the Maryland Insurance Administration website.
How long do I have to review a life insurance policy in Maryland?
Maryland gives you a free look period of at least 10 days after you receive your policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies sold in the state.
Does Maryland have a state inheritance tax on life insurance?
Life insurance proceeds paid to a named beneficiary are generally not subject to Maryland inheritance tax. However proceeds paid to your estate may be included in your estate for Maryland estate tax purposes. Consult an agent or tax professional for your specific situation.
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