The top-rated life insurance agent in Elkridge, Maryland is Zacharias Insurance Agency, rated 4.9 stars across 153 reviews. Other highly rated options include Mary Crow - State Farm Insurance Agent, Tonya Semones: Allstate Insurance, J & L Insurance Services LLC. This directory lists 13 life insurance agents serving Elkridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zacharias Insurance Agency | 6755 Business Pkwy #104 | (410) 660-2699 |
| 2 | Mary Crow - State Farm Insurance Agent | 6325 H, Washington Blvd | (410) 379-6500 |
| 3 | Tonya Semones: Allstate Insurance | 5841 Washington Blvd | (410) 796-0370 |
| 4 | J & L Insurance Services LLC | 6865 Deerpath Rd Suite 101 | (443) 775-9566 |
| 5 | Continental Insurance Agency, Inc. | 7421 Washington Blvd | (410) 540-9999 |
| 6 | Semones Insurance: Allstate Insurance | 5841 Washington Blvd | (410) 796-0370 |
| 7 | Auto Tag Agency | 5871 Washington Blvd | (410) 617-8093 |
| 8 | Todd J. Zoren: Allstate Insurance | 6010 Meadowridge Center Dr Ste G | (410) 551-3005 |
| 9 | MetLife | 6085 Marshalee Dr #210 | (877) 638-2862 |
| 10 | Nationwide Insurance: Ekop Insurance Agency, Inc. | 6920 Scarlet Oak Dr | (443) 812-4135 |
Zacharias Insurance Agency serves the greater Elkridge, Maryland area, providing life insurance agent services. This agency helps residents evaluate their financial future and secure protection for their families. Clients can explore various policy types to ensure their loved ones are supported in difficult times. The team guides individuals through coverage options that align with long-term goals. Policyholders receive assistance with term life insurance and whole life insurance solutions.
Mary Crow - State Farm Insurance Agent in Elkridge, MD provides a range of life insurance services, including term life and whole life policies designed to help protect families financially. Ongoing service plans include regular policy reviews to adjust coverage as clients’ needs change over time. The agent assists with filing claims and offers guidance on beneficiaries and policy updates. Its services cover individual homeowners, renters in apartments, small retail businesses, and local restaurants in the Elkridge area.
Tonya Semones: Allstate Insurance serves homeowners and local business owners in Elkridge, Maryland, helping them secure life insurance policies that provide financial protection for their families and enterprises. The agency offers guidance on tailored coverage options, assisting clients in understanding how life insurance can safeguard assets and future income. This agent also provides services for residents and property managers in the neighboring community of Columbia, ensuring broader metro area coverage.
Serving Elkridge, Maryland, and the surrounding communities of Howard County, J & L Insurance Services LLC handles life insurance policies for local residents. It offers term and whole life options to help individuals protect their families financially. The company also guides clients through the process of selecting appropriate coverage limits and beneficiaries. A typical job begins with a personal consultation to assess a client’s financial situation and long-term goals, after which the agent presents tailored policy comparisons to meet those specific needs.
Continental Insurance Agency, Inc. in Elkridge, MD, assists individuals in distinguishing between term life policies that cover a defined period and permanent policies offering lifelong protection. As a life insurance agent, the firm helps clients evaluate coverage amounts necessary to secure their family’s financial future or meet estate planning needs. Appointments are available on an as-needed basis, allowing clients to review or adjust their policies whenever personal circumstances or coverage requirements change.
As families grow and plan for the future in Elkridge, protecting their household income becomes a key concern. Semones Insurance: Allstate Insurance offers coverage options designed to replace lost earnings and manage final expenses for local residents. Life insurance policies help ensure that dependents maintain financial stability after an unexpected loss. The agent works with clients to determine appropriate policy limits based on individual circumstances and household budgets. An initial assessment of current needs begins with a complimentary policy review at the Elkridge office.
Auto Tag Agency in Elkridge, Maryland assists clients with general life insurance needs, connecting individuals to term or whole life policies to protect families and financial obligations. The agency also specializes in ancillary insurance products like accidental death coverage. It can serve commercial enterprises such as offices needing key person insurance, warehouses requiring business continuation policies, and food service operations seeking employer-sponsored life benefit plans.
Todd J. Zoren: Allstate Insurance offers life insurance policies designed for income replacement, final expense planning, and wealth transfer strategies. The agency in Elkridge, MD, also assists clients with the general review of existing coverage to ensure alignment with current financial goals and family needs. Customers commonly turn to this office when updating beneficiaries after a major life change such as marriage, the birth of a child, or when preparing for the distinct financial pressures of the approaching holiday season.
As a life insurance agent based in Elkridge, Maryland, MetLife provides residential service to local families seeking to secure their financial futures. It also offers commercial coverage for area businesses, ensuring their long-term stability and continuity. Serving clients throughout Elkridge and the surrounding communities, this agent works to help individuals and organizations find appropriate protection for their needs. A new policyholder can continue to receive support during regular service visits, with arrangements made for any needed adjustments or follow-up care in between those visits.
What Does a a Life Insurance Agent in Elkridge Cost?
Life insurance costs in Maryland vary by age health and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 500000 dollar term policy. Older applicants or those with health conditions may pay higher rates. Whole life policies cost more often starting at 100 dollars per month. This is general information not insurance advice.
About life insurance agents in Elkridge
Life insurance agents in Elkridge Maryland help residents choose policies that meet state and personal needs. Maryland requires agents to be licensed by the Maryland Insurance Administration. Working with a local agent can simplify understanding coverage options for your family or business.
Frequently Asked Questions
What license does a life insurance agent need in Maryland?
In Maryland a life insurance agent must hold a valid license from the Maryland Insurance Administration. This requires passing a state exam and completing continuing education courses. You can verify an agents license on the Maryland Insurance Administration website.
How long does it take to get a life insurance policy in Elkridge?
The process usually takes from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam can be issued in days. Fully underwritten policies may require a medical exam and take two to six weeks.
Does Maryland have a grace period for life insurance payments?
Yes Maryland law requires a 31 day grace period for life insurance policies. If you miss a premium payment you have 31 days to pay without losing coverage. After that the policy may lapse or enter a nonforfeiture option.
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