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HomeLife Insurance AgentsMinnesota › Apple Valley

Find Life Insurance Agents Near You in Apple Valley, MN

Browse life insurance agents serving Apple Valley, Minnesota. Updated 2026-07-14.

The top-rated life insurance agent in Apple Valley, Minnesota is Globe Life American Income Division: Sparby Organization, rated 4.8 stars across 1,142 reviews. Other highly rated options include Butler & Associates Insurance Agency, Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Apple Valley.

Showing 20 life insurance agents in Apple Valley, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life American Income Division: Sparby Organization15322 Galaxie Ave Suite 203A(612) 369-1328
2Butler & Associates Insurance Agency14800 Galaxie Ave Suite 208(952) 953-3838
3Joe Etten - State Farm Insurance Agent14501 Granada Dr #101(952) 431-7100
4Dave Melle - State Farm Insurance Agent14831 Energy Way(952) 997-3010
5Brett McSparron - State Farm Insurance Agent15030 Glazier Ave #100(952) 431-1300
6Farmers Insurance - Kara Petter13000 Pilot Knob Rd Ste 1(952) 432-1967
7Retta Insurance Agency LLC14870 Granada Ave #155(763) 465-1101
8Kiley and Associates LLC American Family Insurance7373 147th St W #186(952) 432-3700
9Elfstrum Consulting Inc14799 Energy Way(952) 432-8873
10Mayer Insurance Agency15025 Garrett Ave #201(952) 432-5900
GL
15322 Galaxie Ave Suite 203A
Globe Life American Income Division: Sparby Organization
Life Insurance Agent · Apple Valley, MN

Globe Life American Income Division: Sparby Organization serves the Minneapolis–Saint Paul metro area, including Apple Valley, Minnesota, as a life insurance agency. This company provides individuals and families with financial protection through life insurance policies designed to help secure their beneficiaries’ future. The agency guides clients in selecting appropriate coverage amounts based on personal needs and circumstances. It specializes in term life insurance policies and final expense coverage for local residents.

BA
14800 Galaxie Ave Suite 208
Butler & Associates Insurance Agency
Life Insurance Agent · Apple Valley, MN

Butler & Associates Insurance Agency provides a range of life insurance services in the Apple Valley area, including term, whole, and universal life policies designed to meet diverse financial planning goals. Its service approach focuses on periodic policy reviews to adjust coverage as clients’ life circumstances change. The agency ensures beneficiaries are updated and claims assistance is available when needed. It services single-family homes, apartments, retail, and restaurants.

JE
14501 Granada Dr #101
Joe Etten - State Farm Insurance Agent
Life Insurance Agent · Apple Valley, MN

Serving Apple Valley and surrounding communities in Dakota County, Joe Etten’s State Farm Insurance Agency handles life insurance policies for local residents. The agency works with individuals and families to set up coverage that can provide financial support to beneficiaries after a loss. It discusses policy options such as term and whole life to address varying needs and budgets. For a typical job, the agency meets with a client to review household obligations and current coverage before recommending suitable policy amounts.

DM
14831 Energy Way
Dave Melle - State Farm Insurance Agent
Life Insurance Agent · Apple Valley, MN

Dave Melle - State Farm Insurance Agent serves homeowners, families, and individuals in Apple Valley, Minnesota, offering life insurance policies designed to help protect loved ones financially. The agency helps clients review their coverage needs to ensure adequate protection for mortgages, debts, and future expenses. They provide guidance on term and whole life insurance options as part of a broader financial strategy. This life insurance agent also serves residents in nearby communities such as Lakeville and the southern Twin Cities metro area.

BM
15030 Glazier Ave #100
Brett McSparron - State Farm Insurance Agent
Life Insurance Agent · Apple Valley, MN

In this area, life insurance agents offer policies as either a one-time purchase for final expense needs or as an ongoing service with renewable term or whole life coverage. Brett McSparron - State Farm Insurance Agent in Apple Valley, MN helps clients assess their needs for income replacement, mortgage protection, or estate planning. As a local life insurance agent, their typical service operates on a scheduled, recurring basis to review policies during major life events or at annual renewal periods.

FI
13000 Pilot Knob Rd Ste 1
Farmers Insurance - Kara Petter
Life Insurance Agent · Apple Valley, MN

Serving Apple Valley and the surrounding area, Farmers Insurance - Kara Petter specializes in life insurance policies to help protect families' financial futures. The agency also works with clients to address broader insurance needs, including health and long-term care coverage. Its services are designed for individuals seeking practical guidance on policy options that fit their personal circumstances. As winter arrives, the agency provides assistance with reviewing coverage plans to account for seasonal shifts in household financial priorities and safety concerns.

RI
14870 Granada Ave #155
Retta Insurance Agency LLC
Life Insurance Agent · Apple Valley, MN

As winter approaches in Apple Valley, families often review financial protections against unexpected loss. Retta Insurance Agency LLC addresses these concerns by offering guidance on life insurance policies tailored to local needs. Their agents help clients compare term and permanent options to ensure adequate coverage for dependents or final expenses. Located in Apple Valley, the company serves Minnesota residents seeking straightforward advice on policy selection. Each new inquiry begins with a no-obligation assessment of personal circumstances and coverage goals.

KA
7373 147th St W #186
Kiley and Associates LLC American Family Insurance
Life Insurance Agent · Apple Valley, MN

Kiley and Associates LLC American Family Insurance provides financial protection planning services for residents in Apple Valley, MN. Its work focuses on life insurance solutions that help safeguard families against unexpected loss. The agency also specializes in offering add-on coverage options to strengthen standard life policies. It can serve a variety of commercial sectors, including local offices, warehouses, and food service businesses, tailoring its approach to each distinct operational risk.

EC
14799 Energy Way
Elfstrum Consulting Inc
Life Insurance Agent · Apple Valley, MN

Elfstrum Consulting Inc provides life insurance services for residential clients in Apple Valley, helping families secure financial protection. The firm also extends commercial coverage to local businesses in Minnesota, addressing policy needs for both individuals and organizations. Serving the greater surrounding area, the company reviews existing policies during regular visits and coordinates adjustments as circumstances change. Clients may contact the office again between scheduled meetings for policy updates or to discuss beneficiaries, ensuring coverage remains aligned with their goals.

MI
15025 Garrett Ave #201
Mayer Insurance Agency
Life Insurance Agent · Apple Valley, MN

Mayer Insurance Agency in Apple Valley, MN, is a life insurance agent known for helping individuals and families secure financial protection. Its service range includes term, whole, and universal life policies tailored to various needs and budgets. Like other agents in the area, it assists clients in evaluating coverage amounts based on income, debt, and future goals. The agency can add on a service for reviewing existing policies to address potential gaps in coverage.

DS
14698 Galaxie Ave
Debra Suman American Family Insurance
Life Insurance Agent · Apple Valley, MN
(952) 953-0900
amfam.com/agents/minnesota/apple-valley/debra-suman
FI
14771 Energy Way
Farmers Insurance - Fink Agency
Life Insurance Agent · Apple Valley, MN
(651) 288-5633
agents.farmers.com/mn/apple-valley/melissa-fink
FI
7300 147th St W
Farmers Insurance - James Harris
Life Insurance Agent · Apple Valley, MN
(706) 829-9750
agents.farmers.com/mn/apple-valley/james-harris
DS
6990 151st St W
David Simmons Agency
Life Insurance Agent · Apple Valley, MN
(952) 388-1445
davidsimmonsagency.com
AI
7600 147th St W #102
AAA Insurance - Patrick Bevan Agency
Life Insurance Agent · Apple Valley, MN
(952) 891-5566
locator.acg.aaa.com/mn/apple-valley/aaa-insurance-patrick-bevan-agency
FI
14540 Pennock Ave #101
Farmers Insurance - Jason Gallus
Life Insurance Agent · Apple Valley, MN
(952) 255-8589
agents.farmers.com/mn/apple-valley/jason-gallus
HM
14851 Energy Way
Horace Mann Insurance Co
Life Insurance Agent · Apple Valley, MN
(952) 431-2121
agents.horacemann.com/scottwright
GP
15010 Glazier Ave Ste. 201
Ginther Personal Insurance Agency
Life Insurance Agent · Apple Valley, MN
(651) 261-8217
gintherpersonalinsurance.com
SI
7373 147th St W #158
Sterner Insurance Agency
Life Insurance Agent · Apple Valley, MN
(952) 432-1111
FI
14771 Energy Way
Farmers Insurance - Melissa Fink
Life Insurance Agent · Apple Valley, MN
(651) 288-5633
agents.farmers.com/mn/apple-valley/melissa-fink

What Does a a Life Insurance Agent in Apple Valley Cost?

Typical costs for a term life insurance policy in Minnesota range from 20 to 50 dollars per month for a healthy 30 year old with a 500,000 dollar policy. Whole life policies cost more, often 100 to 300 dollars per month for similar coverage. Rates vary based on age, health, and policy type. This is general information, not insurance advice.

About life insurance agents in Apple Valley

Life insurance agents in Apple Valley, Minnesota help residents find coverage that fits their needs and budget. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents can explain options like term life and whole life policies for families and individuals.

Frequently Asked Questions

What license does a life insurance agent need in Minnesota?

An agent must hold a valid Minnesota insurance producer license from the Department of Commerce. This requires passing a state exam and completing continuing education every two years.

How long does it take to get life insurance in Apple Valley?

The process can take a few days to several weeks depending on the policy type. Term life policies often require a medical exam and underwriting review before approval.

Can I buy life insurance without a medical exam in Minnesota?

Yes, some insurers offer simplified issue or guaranteed issue policies. These policies usually have higher premiums and lower coverage limits compared to medically underwritten plans.

Life Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.