The top-rated life insurance agent in Apple Valley, Minnesota is Globe Life American Income Division: Sparby Organization, rated 4.8 stars across 1,142 reviews. Other highly rated options include Butler & Associates Insurance Agency, Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Sparby Organization | 15322 Galaxie Ave Suite 203A | (612) 369-1328 |
| 2 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 3 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 4 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 5 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 6 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 7 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 8 | Kiley and Associates LLC American Family Insurance | 7373 147th St W #186 | (952) 432-3700 |
| 9 | Elfstrum Consulting Inc | 14799 Energy Way | (952) 432-8873 |
| 10 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
Globe Life American Income Division: Sparby Organization serves the Minneapolis–Saint Paul metro area, including Apple Valley, Minnesota, as a life insurance agency. This company provides individuals and families with financial protection through life insurance policies designed to help secure their beneficiaries’ future. The agency guides clients in selecting appropriate coverage amounts based on personal needs and circumstances. It specializes in term life insurance policies and final expense coverage for local residents.
Butler & Associates Insurance Agency provides a range of life insurance services in the Apple Valley area, including term, whole, and universal life policies designed to meet diverse financial planning goals. Its service approach focuses on periodic policy reviews to adjust coverage as clients’ life circumstances change. The agency ensures beneficiaries are updated and claims assistance is available when needed. It services single-family homes, apartments, retail, and restaurants.
Serving Apple Valley and surrounding communities in Dakota County, Joe Etten’s State Farm Insurance Agency handles life insurance policies for local residents. The agency works with individuals and families to set up coverage that can provide financial support to beneficiaries after a loss. It discusses policy options such as term and whole life to address varying needs and budgets. For a typical job, the agency meets with a client to review household obligations and current coverage before recommending suitable policy amounts.
Dave Melle - State Farm Insurance Agent serves homeowners, families, and individuals in Apple Valley, Minnesota, offering life insurance policies designed to help protect loved ones financially. The agency helps clients review their coverage needs to ensure adequate protection for mortgages, debts, and future expenses. They provide guidance on term and whole life insurance options as part of a broader financial strategy. This life insurance agent also serves residents in nearby communities such as Lakeville and the southern Twin Cities metro area.
In this area, life insurance agents offer policies as either a one-time purchase for final expense needs or as an ongoing service with renewable term or whole life coverage. Brett McSparron - State Farm Insurance Agent in Apple Valley, MN helps clients assess their needs for income replacement, mortgage protection, or estate planning. As a local life insurance agent, their typical service operates on a scheduled, recurring basis to review policies during major life events or at annual renewal periods.
Serving Apple Valley and the surrounding area, Farmers Insurance - Kara Petter specializes in life insurance policies to help protect families' financial futures. The agency also works with clients to address broader insurance needs, including health and long-term care coverage. Its services are designed for individuals seeking practical guidance on policy options that fit their personal circumstances. As winter arrives, the agency provides assistance with reviewing coverage plans to account for seasonal shifts in household financial priorities and safety concerns.
As winter approaches in Apple Valley, families often review financial protections against unexpected loss. Retta Insurance Agency LLC addresses these concerns by offering guidance on life insurance policies tailored to local needs. Their agents help clients compare term and permanent options to ensure adequate coverage for dependents or final expenses. Located in Apple Valley, the company serves Minnesota residents seeking straightforward advice on policy selection. Each new inquiry begins with a no-obligation assessment of personal circumstances and coverage goals.
Kiley and Associates LLC American Family Insurance provides financial protection planning services for residents in Apple Valley, MN. Its work focuses on life insurance solutions that help safeguard families against unexpected loss. The agency also specializes in offering add-on coverage options to strengthen standard life policies. It can serve a variety of commercial sectors, including local offices, warehouses, and food service businesses, tailoring its approach to each distinct operational risk.
Elfstrum Consulting Inc provides life insurance services for residential clients in Apple Valley, helping families secure financial protection. The firm also extends commercial coverage to local businesses in Minnesota, addressing policy needs for both individuals and organizations. Serving the greater surrounding area, the company reviews existing policies during regular visits and coordinates adjustments as circumstances change. Clients may contact the office again between scheduled meetings for policy updates or to discuss beneficiaries, ensuring coverage remains aligned with their goals.
Mayer Insurance Agency in Apple Valley, MN, is a life insurance agent known for helping individuals and families secure financial protection. Its service range includes term, whole, and universal life policies tailored to various needs and budgets. Like other agents in the area, it assists clients in evaluating coverage amounts based on income, debt, and future goals. The agency can add on a service for reviewing existing policies to address potential gaps in coverage.
What Does a a Life Insurance Agent in Apple Valley Cost?
Typical costs for a term life insurance policy in Minnesota range from 20 to 50 dollars per month for a healthy 30 year old with a 500,000 dollar policy. Whole life policies cost more, often 100 to 300 dollars per month for similar coverage. Rates vary based on age, health, and policy type. This is general information, not insurance advice.
About life insurance agents in Apple Valley
Life insurance agents in Apple Valley, Minnesota help residents find coverage that fits their needs and budget. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents can explain options like term life and whole life policies for families and individuals.
Frequently Asked Questions
What license does a life insurance agent need in Minnesota?
An agent must hold a valid Minnesota insurance producer license from the Department of Commerce. This requires passing a state exam and completing continuing education every two years.
How long does it take to get life insurance in Apple Valley?
The process can take a few days to several weeks depending on the policy type. Term life policies often require a medical exam and underwriting review before approval.
Can I buy life insurance without a medical exam in Minnesota?
Yes, some insurers offer simplified issue or guaranteed issue policies. These policies usually have higher premiums and lower coverage limits compared to medically underwritten plans.
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