The top-rated life insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 276 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 18 life insurance agents serving Elk River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Gleitz - State Farm Insurance Agent | 370 Jackson Ave NW | (763) 441-2482 |
| 2 | Wayne Swart - State Farm Insurance Agent | 817 Main St NW | (763) 274-2000 |
| 3 | The Pampusch Agency | 17205 Yale St NW Suite B | (763) 441-4250 |
| 4 | North Central Insurance Agency | 16854 US-10 | (763) 241-7900 |
| 5 | Elk Agency Insurance | 325 Main St NW | (763) 241-0656 |
| 6 | Pentagon Insurance | 18853 Freeport St NW | (763) 331-8700 |
| 7 | Bonnie Koste Agency Inc American Family Insurance | 913 Main St NW | (763) 441-9029 |
| 8 | Forthright Insurance LLC | 231 Main St NW #3 | (763) 447-4112 |
| 9 | Patriot Insurance Brokers | 312 Main St NW | (763) 595-1544 |
| 10 | Farm Bureau Financial Services: Jessica Filipek | 19276 Vernon St NW Ste A | (763) 595-1146 |
Kevin Gleitz - State Farm Insurance Agent serves the Elk River, Minnesota area, specializing in life insurance solutions for local individuals and families. The agency helps clients understand various life insurance products designed to provide financial protection for their loved ones. Policies can address income replacement, final expense needs, and debt coverage in the event of an unexpected passing. The team assists residents with term life plans for temporary needs and whole life policies for lasting, cash value building coverage.
Wayne Swart - State Farm Insurance Agent in Elk River, MN, provides a comprehensive range of life insurance services, including term, whole, and universal life policies to help clients plan for the future. The agency offers ongoing policy reviews and adjustments to ensure coverage aligns with changing life circumstances and financial goals. Its service plans include annual consultations and beneficiary updates. The agency services a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and small business owners in Elk River turn to The Pampusch Agency for their life insurance agent needs. The agency assists clients in evaluating term, whole, and universal life policies to protect their families and financial futures. They guide individuals through the process of comparing coverage options and selecting appropriate benefit amounts. Their work also extends to helping customers understand policy riders and beneficiary designations. Beyond Elk River, The Pampusch Agency also covers the nearby communities of Otsego and Rogers.
North Central Insurance Agency serves Elk River and the surrounding communities in central Minnesota, handling personal life insurance policies for local families and individuals. It assists with evaluating coverage needs to help address financial security for beneficiaries. The agency typically reviews a client’s current situation and family goals to recommend appropriate policy options for peace of mind. This approach focuses on matching coverage to specific needs through a straightforward consultation process.
Elk Agency Insurance helps clients distinguish between securing a one-time policy for immediate needs and establishing recurring coverage for long-term financial protection. Life insurance plans available through this agency are designed to replace lost income, pay off debts, or fund final expenses for families living in Elk River, Minnesota. Service appointments are available on either a one-time or as-needed basis depending on the client’s current situation and future planning goals.
As winter approaches in Elk River, families often review their financial protection against unexpected loss. Pentagon Insurance responds by helping local residents understand life insurance options that suit their current stage of life. The agency serves as a life insurance agent, guiding clients through term and permanent policy choices. They focus on matching coverage to individual needs without overgeneralized advice. To begin this process, the company offers a complimentary initial assessment to review a client's current policies and long-term goals.
Bonnie Koste Agency Inc American Family Insurance provides life insurance agent services in Elk River, Minnesota, specializing in term life and whole life policies. It also helps clients with general coverage evaluations, retirement income planning, and tailored protection strategies designed to address long-term financial security concerns. The agency assists with year-end financial reviews and with planning for the increased estate and inheritance considerations that often arise during the spring and summer estate settlement season.
Forthright Insurance LLC provides life insurance coverage to individuals and families in Elk River, MN. Its agents focus on helping clients select policies that offer financial protection for loved ones. The agency can assist with term life, whole life, and universal life insurance options. Commercial services extend to offices, warehouses, and food service businesses seeking key person policies or buy-sell agreement funding.
Patriot Insurance Brokers serves residents of Elk River, Minnesota, with professional life insurance guidance tailored to individual needs. The company also assists local businesses by providing commercial coverage solutions alongside its personal lines. Service extends throughout the broader area surrounding Elk River to ensure convenient access for clients. Each policy is explained clearly, and agents work to match coverage with specific financial goals. Between regular visits, the firm remains available for follow-up questions or to adjust policies as life circumstances change.
Farm Bureau Financial Services: Jessica Filipek in Elk River, MN, is known for offering life insurance policies that provide financial protection for families and individuals. Its service range includes helping clients assess coverage needs and choose suitable term or permanent plans. The agency also integrates its life insurance options with broader financial planning strategies. A specialty service it can add on is offering final expense coverage to help with end-of-life costs.
What Does a a Life Insurance Agent in Elk River Cost?
Life insurance costs in Minnesota vary by age, health, and coverage amount. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may pay more. This is general information, not insurance advice.
About life insurance agents in Elk River
Life insurance agents in Elk River, Minnesota help residents find coverage to protect their families financial future. Minnesota law requires agents to be licensed by the state Department of Commerce. Local agents understand the needs of Elk River families and businesses.
Frequently Asked Questions
Do I need a license to sell life insurance in Elk River Minnesota?
Yes, all life insurance agents in Minnesota must hold a valid license from the Minnesota Department of Commerce. Agents must complete pre-licensing education and pass a state exam.
What types of life insurance are available in Elk River?
Common options include term life, whole life, and universal life insurance. A local agent can explain the differences and help you choose based on your budget and goals.
How does Minnesota law affect life insurance payouts?
Minnesota has a two-year contestability period during which an insurer can investigate a claim. After that period, payouts are generally guaranteed as long as premiums were paid.
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