The top-rated life insurance agent in Farmington, Minnesota is Sierra Juhl - State Farm Insurance Agent, rated 5.0 stars across 342 reviews. Other highly rated options include TJ Larson - State Farm Insurance Agent, The Pam McCarthy Agency Inc American Family Insurance, Story Agency Inc.. This directory lists 12 life insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sierra Juhl - State Farm Insurance Agent | 431 3rd St Ste 2 | (612) 279-8488 |
| 2 | TJ Larson - State Farm Insurance Agent | 18400 Pilot Knob Rd # A | (651) 344-7414 |
| 3 | The Pam McCarthy Agency Inc American Family Insurance | 402 3rd St #101 | (651) 460-3333 |
| 4 | Story Agency Inc. | 19430 Elkridge Trail | (651) 463-3334 |
| 5 | Minnwest Insurance Agency, Inc. | 3380 Vermillion River Trail | (651) 463-4300 |
| 6 | farmers | 20700 Chippendale Ave W #5 | (952) 888-9000 |
| 7 | Castle Rock Agency | 22140 Chippendale Ave W | (651) 460-2345 |
| 8 | First National Insurance | 324 Oak St | (651) 460-6014 |
| 9 | Farmers Union Insurance Agency - Jerry Theisen Agency | 821 3rd St #202 | (651) 463-7667 |
| 10 | McLead Insurance | 18566 Duluth St | (952) 222-8073 |
Sierra Juhl - State Farm Insurance Agent serves Dakota County and the Farmington, Minnesota area, providing personal insurance and financial services to local residents and small businesses. As a life insurance agent in this community, the agency helps individuals and families select appropriate coverage to protect their financial futures. Common service needs addressed include policies for income replacement and final expense planning. The office also assists with filing claims, adjusting existing coverages as life circumstances change, and offering term life insurance plans.
TJ Larson - State Farm Insurance Agent in Farmington, MN, provides a range of life insurance services, including term, whole, and universal life policies. The agency helps clients assess coverage needs and maintain policies through regular reviews to adjust for changing life circumstances. Service plans focus on ensuring beneficiaries are updated and coverage remains aligned with financial goals. The agency services single-family homes, apartments, retail locations, and restaurants.
The Pam McCarthy Agency Inc American Family Insurance serves homeowners and property managers in Farmington, Minnesota, offering life insurance coverage that helps protect families financially against unexpected loss. Policies are designed to provide income replacement for dependents and to cover final expenses. The agency guides clients through the process of evaluating their individual insurance needs during personal consultations. It also extends its life insurance services to residents of nearby Lakeville and the surrounding southern metro communities.
Story Agency Inc. serves Farmington, Minnesota, and nearby communities throughout Dakota County. The agency handles life insurance policies including term, whole, and universal coverage. It helps clients assess their financial responsibilities and select appropriate coverage amounts. For a typical job, the agency first reviews the client's family situation and long-term goals, then compares policy options from different carriers to present clear, straightforward recommendations.
At Minnwest Insurance Agency, Inc., residents of Farmington, MN can choose between a single policy purchase for immediate coverage or a scheduled review of their life insurance needs over time. Life insurance agents help clients understand term, whole, and universal life options to protect beneficiaries financially. A typical service engagement involves assessing an individual’s dependents, debts, and income to determine appropriate coverage amounts. Ongoing service runs on an as-needed basis, such as when a client experiences a major life change like marriage, a new child, or a home purchase.
Farmers in Farmington, MN offers life insurance agent services including helping clients select term and whole life policies tailored to individual financial goals. It also assists local residents with adjusting coverage as family needs change over time. Additionally, the agency guides customers through policy comparisons to ensure appropriate protection for their dependents. As winter approaches, it helps families review their plans to confirm adequate coverage for end-of-life expenses and mortgage obligations.
As the seasons shift in Farmington, families often begin reviewing their financial safety nets. Castle Rock Agency provides life insurance agent services to help local residents address these planning concerns. The company works with individuals to understand their coverage needs, focusing on options suited to their stage of life. Policies can help secure a household’s stability after an unexpected loss. An initial inspection of a client’s current coverages is performed during the first assessment meeting to identify potential gaps.
First National Insurance helps individuals and families in Farmington, Minnesota, plan for their financial futures by offering life insurance coverage. The agency specializes in term, whole, and universal life policies tailored to meet long-term income replacement and legacy needs. Their services include guiding clients through beneficiary designations and policy reviews. Alongside personal coverage, First National Insurance serves commercial sectors such as local offices, warehouses, and food service businesses, providing key person and buy-sell protection.
Serving residents in Farmington, Minnesota, this agency provides life insurance coverage designed to protect families and their financial futures. In addition to residential client needs, commercial coverage options are available for local business owners seeking business continuity and employee benefit plans. The service area encompasses the immediate community and surrounding towns within Dakota County. Agents meet with clients to review current policies and life changes. After the initial policy is issued, they schedule follow-up appointments or provide updated quotes between regular visits.
McLead Insurance, based in Farmington, MN, is a life insurance agent known for helping clients understand their coverage needs and secure financial protection. The company serves individuals and families throughout the region, offering guidance on term life, whole life, and universal policies. Policies are tailored to fit income levels and long-term planning. As a specialty service, McLead Insurance also assists with adding beneficiaries or adjusting riders for existing policies.
What Does a a Life Insurance Agent in Farmington Cost?
Typical costs for life insurance in Minnesota depend on age, health, and coverage amount. A 35-year-old in good health might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Costs vary widely by individual case and insurer. This is general information, not insurance advice.
About life insurance agents in Farmington
Life insurance agents in Farmington, Minnesota help residents choose policies that protect their families and meet state regulations. Minnesota law requires agents to hold a valid state license and follow specific disclosure rules under Minnesota Statutes Section 60A. Local agents understand the needs of Farmington families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Minnesota?
In Minnesota, life insurance agents must hold a producer license issued by the Minnesota Department of Commerce. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long do I have to file a life insurance claim in Minnesota?
Minnesota law does not set a specific deadline for filing a life insurance claim, but most policies require prompt notice. Beneficiaries should file as soon as possible after the insureds death. Delays can complicate the claims process.
Can a life insurance agent help with policy reviews in Farmington?
Yes, many Farmington agents offer policy reviews to ensure coverage matches your current needs. They can compare existing policies with new options available in Minnesota. Reviews are helpful after major life events like marriage or having children.
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