The top-rated life insurance agent in Forest Lake, Minnesota is Jesse Johnson - State Farm Insurance Agent, rated 4.9 stars across 311 reviews. Other highly rated options include Neal Peterson - State Farm Insurance Agent, National Insurance Brokers, Carney Insurance Services. This directory lists 19 life insurance agents serving Forest Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jesse Johnson - State Farm Insurance Agent | 568 Lake St S | (651) 464-7227 |
| 2 | Neal Peterson - State Farm Insurance Agent | 155 Lake St S | (651) 982-6325 |
| 3 | National Insurance Brokers | 25 Lake St N Suite 100 | (763) 398-4040 |
| 4 | Carney Insurance Services | 944 Lake St S | (651) 464-6001 |
| 5 | Farmers Insurance - Chris Stauner | 629 Lake St S | (651) 209-1811 |
| 6 | Melanie Berneck American Family Insurance | 24139 Greenway Rd A | (651) 408-0027 |
| 7 | Noah Insurance Group | 644 W Broadway Ave | (651) 464-2168 |
| 8 | Owens Insurance Agency | 255 MN-97 UNIT 5A | (651) 730-4804 |
| 9 | Shannon Strobel, Independent Insurance Agent at Sherman Insurance Agency | 555 W Broadway Ave | (651) 797-6955 |
| 10 | Robert Hinsch - Independent Insurance Agent | 25 Lake St N Ste 100 | (763) 398-4058 |
Jesse Johnson – State Farm Insurance Agent serves the Forest Lake, Minnesota area and surrounding communities, offering life insurance policies to local residents. The agency provides personal guidance through the process of selecting coverage that fits individual needs and budgets. Policies can help protect families from financial hardship after an unexpected death. The office works with clients to adjust plans as life circumstances change, such as marriage, parenthood, or retirement. Common services handled here include term life insurance and whole life insurance.
Neal Peterson - State Farm Insurance Agent serves the Forest Lake, Minnesota area as a life insurance agent. The agency helps local residents and families assess their financial protection needs. It provides guidance on policies designed to offer income replacement and final expense coverage. The office handles term life insurance for temporary financial obligations and whole life insurance for lifelong protection with potential cash value accumulation.
National Insurance Brokers provides a full range of life insurance services to individuals and families in Forest Lake, MN. It offers policy selection support, helping clients compare term, whole, and universal life options to match their needs. The agency also assists with policy maintenance, beneficiary updates, and coverage reviews. Its services extend to safeguarding financial futures for homeowners in single-family homes, apartments, retail spaces, and restaurants.
Carney Insurance Services serves homeowners, families, and individuals in Forest Lake, Minnesota, by providing life insurance policies that help protect financial futures. The agency works with clients to explain policy options and coordinate coverage that fits their specific needs and budgets. Understanding that each customer’s circumstances are unique, the team focuses on clear communication and personalized guidance throughout the application process. Carney Insurance Services also extends its services to clients in the surrounding communities of Wyoming and Chisago City.
Farmers Insurance - Chris Stauner serves the Forest Lake, Minnesota area and surrounding communities, handling life insurance policies for local residents and families. It offers coverage options designed to provide financial protection in the event of an unexpected death. The agency works with clients to assess their individual needs and budget limitations. To handle a typical job, it gathers personal information about the client’s dependents and debts, then presents a range of policy terms for consideration.
Life insurance agents provide both one-time services, such as purchasing a single policy, and recurring options like periodic policy reviews or beneficiary updates. Coverage through Melanie Berneck American Family Insurance in Forest Lake, MN helps protect families from financial hardship after an unexpected death. Another common service includes adjusting coverage as life events, such as a new child or home purchase, occur. This agent offers all client services on either a one-time, scheduled, or as-needed basis.
Noah Insurance Group provides life insurance policies and financial protection planning services for clients in and around Forest Lake, Minnesota. The agency assists with policy reviews, coverage adjustments, and beneficiary updates to ensure plans align with changing life circumstances. Regular consultations help maintain appropriate levels of protection for policyholders. The company services individual homeowners, small apartment complexes, local retail businesses, and area restaurants seeking tailored coverage solutions.
Owens Insurance Agency provides life insurance services, specializing in term, whole, and universal life policies for individuals and families in Forest Lake, Minnesota. It assists clients in evaluating coverage needs related to income replacement, mortgage protection, and final expense planning. The agency also guides policyholders through the application process, helping them select appropriate benefit amounts and riders. During the open enrollment period following a major life event like marriage or the birth of a child, it helps local residents adjust their existing coverage accordingly.
As families in Forest Lake prepare for a new school year or adjust to seasonal changes, they often consider their financial protection needs. Shannon Strobel, an independent insurance agent at Sherman Insurance Agency, helps local residents evaluate life insurance options tailored to their current circumstances and long-term goals. The agent provides clear guidance on term or permanent policies to ensure dependents are covered. An initial consultation typically begins with an assessment of the household’s financial situation and coverage needs.
Robert Hinsch - Independent Insurance Agent provides financial planning support and policy management to individuals and families in Forest Lake, Minnesota. This agency specializes in personal life insurance coverage, supplementing core protection with added policies for critical illness and accident recovery. Clients rely on these plans to help secure their household’s financial future and meet long-term savings objectives. The agency also extends its services to commercial sectors, regularly advising local offices, warehouses, and food service businesses on their insurance needs.
What Does a a Life Insurance Agent in Forest Lake Cost?
Typical costs for life insurance in Minnesota vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost more, sometimes $100 to $300 per month for the same face amount. Costs also depend on factors like smoking status and family medical history. This is general information, not insurance advice.
About life insurance agents in Forest Lake
Life insurance agents in Forest Lake, Minnesota help residents find coverage that fits their needs and budget. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents can explain state-specific rules, such as the 10-day free look period for new policies.
Frequently Asked Questions
What does a life insurance agent in Forest Lake do?
A life insurance agent helps you compare policies from different companies. They explain coverage options like term life and whole life. They also assist with the application and underwriting process.
How do I choose a life insurance agent in Forest Lake?
Look for an agent licensed in Minnesota with good reviews. Ask about their experience with policies that fit your needs. You can verify a license through the Minnesota Department of Commerce website.
What is the Minnesota free look period for life insurance?
Minnesota law gives you a 10-day free look period after you receive a new life insurance policy. During this time you can cancel for a full refund. This applies to most individual life insurance policies.
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