The top-rated life insurance agent in Hastings, Minnesota is Teran Harmon - State Farm Insurance Agent, rated 4.9 stars across 94 reviews. Other highly rated options include Mike Tschida - State Farm Insurance Agent, Farmers Insurance - Katrin Lindberg, Tony Ciro American Family Insurance. This directory lists 19 life insurance agents serving Hastings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Teran Harmon - State Farm Insurance Agent | 121 2nd St E | (651) 432-3911 |
| 2 | Mike Tschida - State Farm Insurance Agent | 11825 W Point Douglas Dr S | (651) 304-6085 |
| 3 | Farmers Insurance - Katrin Lindberg | 103 2nd St E | (651) 437-5031 |
| 4 | Tony Ciro American Family Insurance | 925 Hwy 55 UNIT 101 | (651) 438-3646 |
| 5 | Haggerty Insurance & Financial Services | 1206 N Frontage Rd | (651) 437-5410 |
| 6 | Danielle Menge & Associates LLC American Family Insurance | 830 Vermillion St #103 | (651) 437-6100 |
| 7 | Farmers Insurance - Michael Thoreson | 1350 S Frontage Rd | (651) 437-9564 |
| 8 | Stepan Agency Inc | 407 Vermillion St | (651) 480-1000 |
| 9 | Vermillion Insurance Agency | 255 33rd St W | (651) 480-4636 |
| 10 | Mandy Bremer - COUNTRY Financial Agent | 219 Sibley St | (651) 423-2220 |
Teran Harmon - State Farm Insurance Agent serves the Hastings, Minnesota area, providing assistance to local residents with their life insurance needs. The agency works with individuals seeking financial protection for their families against unexpected life events. Customers can explore options for covering final expenses or replacing lost income. This office also handles term and whole life insurance policies tailored for the community.
Mike Tschida - State Farm Insurance Agent in Hastings, MN, offers life insurance policies designed to provide financial protection for families and individuals. Service includes helping clients assess their coverage needs and adjusting plans as life circumstances change. Ongoing support is available for policy questions and claim assistance. The agent serves homeowners and renters, covering single-family homes and apartments, as well as local businesses including retail shops and restaurants.
Farmers Insurance - Katrin Lindberg serves homeowners, businesses, and property managers in Hastings, Minnesota, by providing life insurance policies that help protect their financial futures. This agency works with clients to understand individual coverage needs, offering options that can support families and businesses in preparing for unexpected events. Life insurance services include guidance on policy selection and beneficiary planning, tailored to local residents and commercial property owners. The agency also extends its services to nearby communities such as Cottage Grove and the greater Twin Cities metro area.
Serving Hastings, Minnesota, and the surrounding communities, Tony Ciro American Family Insurance handles life insurance policies designed to provide financial protection for families and individuals. The agency works with clients to assess their long-term needs and explain the differences between term and whole life options. For a typical client, the agency begins by reviewing personal circumstances and objectives, then compares available coverage plans to recommend a suitable fit for the client's budget and goals.
Haggerty Insurance & Financial Services in Hastings, MN offers both one-time policy consultations and ongoing service options. Coverage focuses on life insurance needs for local residents, helping them select plans that provide financial protection for their families. As a life insurance agent, the company assists clients in understanding policy terms and adjusting coverage as circumstances change. Service runs on a scheduled basis for annual policy reviews, with additional as-needed support for major life events like a marriage or the birth of a child.
Danielle Menge & Associates LLC American Family Insurance provides life insurance coverage options, including term and whole life policies, to residents of Hastings, Minnesota. The agency also offers general services such as policy reviews and beneficiary updates to existing clients. It assists community members with adjusting coverage to protect dependents during major life transitions. The agency additionally helps prepare families for end-of-life expenses before the winter holiday season.
As Hastings families plan for the future or adjust to a recent life change, understanding the role of life insurance becomes essential. Farmers Insurance - Michael Thoreson offers guidance to local residents on coverages that provide financial protection for loved ones. The agency works with clients to review their current situation and potential long-term needs. An initial consultation typically begins with a conversation about personal goals and current policies, followed by a review of insurance documents to confirm existing coverage and identify any gaps.
Stepan Agency Inc provides life insurance coverage to individuals and families in Hastings, MN, focusing on financial protection through death benefits and long-term planning. The agency specializes in adding riders for critical illness, accidental death, and disability income to customize policies for specific needs. It serves a range of commercial sectors, including offices requiring key person insurance, warehouses needing business continuation plans, and food service operations seeking employee benefit packages.
Vermillion Insurance Agency provides life insurance services for residents in Hastings and the surrounding area, also offering commercial coverage for local businesses in Minnesota. The agency assists clients in selecting policies that offer financial protection and long-term stability. Initial meetings focus on assessing individual needs and goals, with further consultations ensuring coverage continues to meet changing circumstances. Regular service visits are followed by timely check-ins to review any necessary adjustments or additions to existing plans.
Mandy Bremer - COUNTRY Financial Agent in Hastings, MN, is known for providing personalized life insurance coverage options tailored to individual financial situations. The agency serves local residents by offering guidance on term, whole, and universal life policies to help protect families and secure long-term financial stability. Beyond standard life insurance, this agent can add on specialized final expense coverage to assist clients with end-of-life planning.
What Does a a Life Insurance Agent in Hastings Cost?
The cost of a life insurance policy in Minnesota varies by age, health, and coverage amount. A healthy 35 year old might pay $25 to $50 per month for a 20 year term policy with $500,000 in coverage. Older applicants or those with health issues may pay higher rates. This is general information, not insurance advice.
About life insurance agents in Hastings
Life insurance agents in Hastings, Minnesota help residents find coverage to protect their families and assets. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents can guide you through term life, whole life, and universal life policies suited to your needs.
Frequently Asked Questions
What license does a life insurance agent need in Minnesota?
A life insurance agent in Minnesota must hold a valid license from the Minnesota Department of Commerce. This requires passing the state exam and completing continuing education every two years.
How long do I have to change my mind after buying a policy in Minnesota?
Minnesota law gives you a free look period of at least 10 days after receiving your policy. During this time you can cancel for a full refund.
Do life insurance agents in Hastings offer free consultations?
Many life insurance agents in Hastings offer a free initial consultation to review your needs and provide quotes. Always confirm if there is any fee before meeting.
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