The top-rated life insurance agent in Lake Elmo, Minnesota is Dan Stoudt - State Farm Insurance Agent, rated 5.0 stars across 387 reviews. Other highly rated options include Auto-Owners Insurance Minnesota Regional Office, Zignego Agency Inc, Goosehead Insurance - Tony Muckala. This directory lists 15 life insurance agents serving Lake Elmo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Stoudt - State Farm Insurance Agent | 3549 Lake Elmo Ave N | (651) 478-4979 |
| 2 | Auto-Owners Insurance Minnesota Regional Office | 8574 Eagle Point Cir | (800) 332-2886 |
| 3 | Zignego Agency Inc | 8975 33rd St N | (651) 777-8788 |
| 4 | Goosehead Insurance - Tony Muckala | 8530 Eagle Point Blvd Suite 100 | (612) 852-5165 |
| 5 | Honey Bear Insurance Agency LLC | 8530 Eagle Point Blvd Suite 100 #113 | (651) 432-4164 |
| 6 | Paul McCarthy - State Farm Insurance Agent | 11200 Stillwater Blvd STE 107 | (651) 748-9400 |
| 7 | Eagle Point Insurance Group | 8665 Eagle Point Blvd | (651) 209-9330 |
| 8 | Buddy Martin - COUNTRY Financial Agent | 8645 Eagle Point Blvd | (651) 275-9187 |
| 9 | Protectors Agency: Dave Lesch | 8530 Eagle Point Blvd Suite 100 | (651) 204-7148 |
| 10 | Sarrack & Associates, Inc American Family Insurance | 8615 Eagle Point Blvd | (651) 777-7633 |
Dan Stoudt - State Farm Insurance Agent serves homeowners, renters, and local business owners in Lake Elmo, Minnesota, offering life insurance policies to help protect families and secure financial futures. The agency also provides guidance on term and whole life options tailored to individual needs. Clients receive personal attention for policy reviews and claims assistance. Serving the broader east metro area, the office additionally covers nearby Woodbury for insurance services.
Auto-Owners Insurance Minnesota Regional Office serves the greater Washington County area from its location in Lake Elmo, Minnesota. As a life insurance agent, it assists clients with term and whole life policies that can help provide financial protection for families. The agency simplifies the process of comparing available coverage options and helps residents complete required applications for new policies. It also handles routine policy adjustments and beneficiary updates for existing life insurance accounts in this region.
Zignego Agency Inc provides comprehensive life insurance coverage options tailored to individual and family needs, including term and permanent policies. The agency helps clients assess their financial protection requirements and select appropriate plans to secure dependents' futures. Ongoing support includes policy reviews and adjustments to reflect life changes. The company serves homeowners and renters in Lake Elmo and surrounding communities, offering coverage for single-family homes and apartment dwellers, along with protection for small businesses such as retail establishments and restaurants.
Homeowners, families, and small business owners in Lake Elmo, Minnesota rely on Goosehead Insurance - Tony Muckala for their life insurance agent services. The agency guides clients through term, whole, and universal life policy options to help protect their financial futures. Coverage consultations are tailored to individual needs, including income replacement and debt management. The office also serves surrounding communities in the greater Stillwater area and the eastern Twin Cities metro region.
Located in Lake Elmo, Minnesota, Honey Bear Insurance Agency LLC serves clients in that city and throughout the surrounding communities. It handles a broad range of life insurance agent services, helping individuals and families secure financial protection for their loved ones. For each policy review or application, the agency takes a thorough, consultative approach, beginning by assessing the client's specific coverage needs and long-term goals before recommending suitable options from available carriers.
Paul McCarthy - State Farm Insurance Agent in Lake Elmo, MN, first helps clients distinguish between term life insurance, which covers a set period, and permanent policies, which offer lifelong protection. Coverage options are tailored for financial security, from income replacement to final expense planning. The office addresses personal and family needs with a focus on long-term risk management through individual consultations. Service runs on a scheduled basis, with periodic policy reviews recommended to adjust coverage as life circumstances change.
Eagle Point Insurance Group specializes in life insurance policies tailored for estate planning and income replacement, while also providing general coverage options for individuals and families in Lake Elmo, MN. The agency works with clients to assess their long-term financial needs and secure appropriate protection for their dependents. As winter approaches, it helps families update their policies to account for seasonal travel and increased time indoors.
As Lake Elmo families prepare for the next school year, they often reassess their financial safety nets. Buddy Martin - COUNTRY Financial Agent helps area residents secure their loved ones’ future through tailored life insurance policies. Meeting with clients in Lake Elmo, the agent takes time to understand individual circumstances before recommending coverage options. The initial step involves a straightforward needs assessment, which examines household obligations and long-term goals to determine appropriate policy types. A complementary in-person inspection of the client’s current coverage follows this evaluation.
Protectors Agency: Dave Lesch provides life insurance planning services in the Lake Elmo, Minnesota area, specializing in policy options that supplement existing coverage for individuals and families. The agency focuses on matching clients with suitable term, whole, or universal life products to address long-term financial protection needs. Its commercial expertise extends to serving businesses located in local offices, warehouses, and food service establishments.
Sarrack & Associates, Inc American Family Insurance provides life insurance agent services to residential clients in Lake Elmo. The agency also addresses commercial insurance coverage for local businesses within the greater area. Helping clients understand their policy options and risk protection needs is a primary focus. Supporting claims filing and paperwork between regular annual or biennial reviews allows the agent to maintain long-term relationships and follow up on evolving coverage requirements.
What Does a a Life Insurance Agent in Lake Elmo Cost?
Life insurance costs in Minnesota vary by age, health, and coverage amount. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Rates are regulated by the Minnesota Department of Commerce. This is general information, not insurance advice.
About life insurance agents in Lake Elmo
Life insurance agents in Lake Elmo, Minnesota help residents find policies that fit their needs. Minnesota requires agents to hold a valid state license and follow regulations set by the Minnesota Department of Commerce. Local agents can guide you through term, whole, and universal life options.
Frequently Asked Questions
What license does a life insurance agent need in Lake Elmo?
Agents must hold a Minnesota resident insurance producer license. This requires passing the state exam and completing continuing education every two years.
How long does it take to get life insurance in Minnesota?
The process can take from a few days to several weeks. It depends on the policy type and whether a medical exam is needed. Minnesota law allows a free look period of 10 days after you receive the policy.
Can I buy life insurance without a medical exam in Minnesota?
Yes, some insurers offer simplified issue or guaranteed issue policies. These policies may have lower coverage amounts and higher premiums. They are available through licensed agents in Lake Elmo.
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