Skip to main content

Find Life Insurance Agents Near You in Monticello, MN

Compare life insurance agents in Monticello. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Monticello, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 11 life insurance agents in Monticello, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Katchmark - State Farm Insurance Agent
1113 Cedar St Suite 109, Monticello, MN 55362
(763) 295-0137 katchmarkinsurance.com
Dan Olson - State Farm Insurance Agent
207 W 3rd St, Monticello, MN 55362
(763) 295-2199 danolsonagency.com
Christensen Group Insurance Monticello, MN
114 W 3rd St #200, Monticello, MN 55362
(763) 295-2614 christensengroup.com
Monticello Agency
3616 School Blvd UNIT 100, Monticello, MN 55362
(763) 295-4900 monticelloagency.com
Farmers Insurance - Benjamin Thornton
228 W Broadway St, Monticello, MN 55362
(763) 344-8896 agents.farmers.com
Michael Richardson - COUNTRY Financial Agent
154 Broadway St E Ste 4, Monticello, MN 55362
(763) 486-4047 agents.countryfinancial.com
Michele Hanson Agency LLC American Family Insurance
520 Pine St, Monticello, MN 55362
(763) 295-3795 amfam.com
Quality Plus Insurance Brokers
155 Broadway St E, Monticello, MN 55362
(763) 310-8603
Primerica Financial Services
207 Pine St, Monticello, MN 55362
(763) 390-7652 primerica.com
Simplicity Group
101 W Broadway St suite 100, Monticello, MN 55362
(800) 921-3100 simplicitylife.com
North Risk Partners
1206 Cedar St Suite 200, Monticello, MN 55362
(763) 314-0400 northriskpartners.com

Life insurance agents in Monticello, Minnesota help residents choose policies that protect their families and meet financial goals. Minnesota law requires agents to hold a valid insurance license and follow state regulations on policy disclosures. Local agents can explain how Minnesota estate tax rules may affect your coverage needs.

What Does a Life Insurance Agent in Monticello Cost?

A term life policy for a healthy 35-year-old in Minnesota may cost between $20 and $40 per month for $500,000 in coverage. Whole life policies typically range from $100 to $300 per month for the same face amount. Costs depend on age, health, lifestyle, and policy type. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Monticello need?
Agents must hold a Minnesota resident insurance producer license for life insurance. They complete pre-licensing education and pass the state exam. You can verify a license on the Minnesota Department of Commerce website.
How do Minnesota laws affect life insurance policies?
Minnesota has a 10-day free look period for new policies. The state also requires agents to provide a policy summary and disclosure of any exclusions. Minnesota law does not limit the amount of coverage you can buy.
What types of life insurance are common in Monticello?
Term life insurance provides coverage for a set period. Whole life and universal life offer permanent coverage with a cash value component. Many local agents also offer final expense and group life policies.