The top-rated life insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 212 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 14 life insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 7 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 8 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 9 | Alan Iverson American Family Insurance | 4719 Park Nicollet Ave SE #110 | (952) 447-1025 |
| 10 | Speiker & Company, Ltd | 16186 Main Ave SE | (952) 440-6500 |
Mandi Vote- State Farm Insurance Agent serves Scott County and the surrounding metro area from its office in Prior Lake, Minnesota, specializing in life insurance and related coverage solutions. Residents and families in this region rely on this agency for guidance in protecting their financial future against life’s uncertainties. The agency assists clients with term life policies that provide coverage for a specific period. It also handles whole life insurance options that offer lifelong protection with a cash value component for the Prior Lake community.
AB & B Insurance provides life insurance coverage for residents of Prior Lake, Minnesota, offering policies that protect families and individuals against financial uncertainty. The company assists clients with selecting appropriate plans and modifies coverage as circumstances change over time. It provides ongoing policy reviews to ensure beneficiaries remain current and coverage levels stay suitable. AB & B Insurance services single-family homes, apartments, retail locations, and restaurants in the greater Prior Lake area.
Jeremy Senn - State Farm Insurance Agent in Prior Lake, Minnesota, provides life insurance solutions tailored to individual financial goals and family protection needs. The agency specializes in term and whole life policies designed to safeguard beneficiaries against unforeseen loss. It also offers complementary services such as final expense coverage and mortgage protection plans. Clients seeking reliable income replacement and estate planning support can work with this agent. The office serves commercial sectors including offices, warehouses, and food service operations.
Lakes Insurance in Prior Lake, MN, provides life insurance agent services to local homeowners, businesses, and property managers seeking financial protection for their families and assets. The agency offers guidance on term and permanent life policies designed to secure beneficiaries’ futures against unexpected loss. Clients can discuss coverage options that align with their personal or commercial needs. The company also serves nearby communities in the southwest metro area, including Shakopee and Savage.
Located in Prior Lake, Minnesota, Prior Lake State Agency serves individuals and families throughout the surrounding communities and the broader metro area for their life insurance needs. The agency handles a full range of life insurance products, including term and permanent policies designed to provide financial protection and estate planning support. When handling a typical case, it begins with a thorough needs analysis to determine appropriate coverage levels, then presents clear policy options tailored to the client’s financial goals and budget.
Van Curler Independent Insurance Agency in Prior Lake, MN helps clients distinguish between term life policies, which offer coverage for a set number of years, and permanent life products, which build cash value over a lifetime. These differences affect how premiums and benefits are structured. The agency provides guidance on selecting appropriate coverage based on individual financial goals and family needs. Consultations and plan adjustments are available on an as-needed basis, allowing clients to review their policies whenever personal circumstances change.
Nick Atkinson & Associates Inc American Family Insurance provides specialty services in life insurance, offering tailored policies for income replacement and final expense planning. In Prior Lake, MN, the agency assists individuals and families with general coverage needs, including term and whole life options. These agents guide clients through applications, underwriting, and beneficiary designations to ensure proper protection. As the seasons change, the agency helps customers reassess their coverage following major life events such as marriage, the birth of a child, or a new home purchase to keep policies aligned with current responsibilities.
Oak Tree Insurance provides life insurance services to residents and businesses in Prior Lake, Minnesota. Its agents assist clients by explaining policy options, assessing coverage needs, and facilitating applications for term, whole, and universal life plans. The agency also offers guidance on adding riders for critical illness or accidental death coverage. Within the local commercial sector, Oak Tree Insurance serves offices, warehouses, and food service establishments seeking to secure key person or buy-sell life insurance policies for their operations.
Alan Iverson American Family Insurance provides life insurance services to residential clients in Prior Lake, Minnesota. Commercial coverage is also extended to local businesses throughout the surrounding region. Policies are designed to help protect families and businesses from financial uncertainty. Agents work closely with clients to explain coverage options and assess personal needs. Follow-up appointments are scheduled regularly to review policies and make adjustments as life circumstances change. Ongoing communication between those regular visits ensures that coverage remains aligned with each client’s current situation.
As the weather shifts in Prior Lake, families often begin to review their financial protections. Speiker & Company, Ltd serves local residents seeking life insurance agent services to evaluate coverage needs. Policy options can address income replacement or final expenses based on individual circumstances. A meeting typically starts with a discussion of current policies and personal priorities. The process usually includes a preliminary review of assets and goals to determine appropriate products. An initial assessment helps identify gaps in the current plan.
What Does a a Life Insurance Agent in Prior Lake Cost?
Term life insurance in Minnesota typically costs between $20 and $50 per month for a healthy 35 year old with a $500,000 policy. Whole life insurance premiums are higher, often starting at $100 per month for the same coverage. Costs vary by age, health, policy type, and coverage amount. This is general information and not insurance advice.
About life insurance agents in Prior Lake
Life insurance agents in Prior Lake, Minnesota help residents choose coverage that fits their needs and budget. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Prior Lake need?
Agents in Minnesota must hold a valid life insurance producer license from the Minnesota Department of Commerce. They must complete pre-licensing education and pass a state exam. You can verify an agent license on the Department of Commerce website.
How much life insurance do I need in Prior Lake?
A common rule is to have coverage equal to 10 to 15 times your annual income. An agent can help calculate based on your debts, income, and family needs. Minnesota does not set a minimum amount for life insurance.
Can I change my life insurance policy after buying it in Minnesota?
Yes, most policies have a free look period of at least 10 days after delivery. During this time you can cancel for a full refund. After that, changes may require a new application or policy rider.
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