The top-rated life insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 20 life insurance agents serving Winona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schmit Insurance Group | 1159 Gilmore Ave #3 | (507) 458-0007 |
| 2 | Anthony Vote - State Farm Insurance Agent | 1201 Gilmore Ave Ste F-6 | (507) 452-9270 |
| 3 | A.J. Kanz American Family Insurance | 163 Walnut St | (507) 454-4638 |
| 4 | Strategic Insurance Group | 157 W 3rd St Suite E | (507) 858-5365 |
| 5 | Steve Young Agency Inc American Family Insurance | 1502 W Service Dr | (507) 454-1185 |
| 6 | Wunderlich Insurance Agency | 601 Main St | (507) 454-3348 |
| 7 | State Farm Insurance | 678 Mankato Ave #100 | (507) 452-2934 |
| 8 | Farm Bureau Financial Services: Steve Jansen | 163 W 2nd St | (507) 615-5166 |
| 9 | Farmers Insurance - David Jensen | 350 E Sarnia St Ste 5 | (507) 474-7005 |
| 10 | WA Group (formerly Winona Agency) | 174 Center St | (507) 452-3366 |
Schmit Insurance Group serves the Winona, Minnesota area as a life insurance agent. The firm assists clients in exploring coverage options designed to provide financial protection for families and individuals. It specializes in helping residents understand how life insurance can support long-term financial goals. Policies may help cover final expenses, replace lost income, or leave a legacy for beneficiaries. The agency offers services for both term life insurance and whole life insurance policies.
Anthony Vote - State Farm Insurance Agent in Winona, MN, provides a range of life insurance services designed to help individuals and families plan for the future. Policy options include term and permanent coverage, each aimed at offering financial protection and supporting long-term security goals. Agent-led consultations help clients review their needs and adjust plans over time as circumstances change. The office serves a diverse client base, covering single-family homes, apartments, restaurants, and retail locations throughout the local area.
A.J. Kanz American Family Insurance serves homeowners and renters in Winona, Minnesota, offering life insurance policies that help protect families from financial hardship. The agency assists individuals in selecting coverage to support beneficiaries in the event of a death. Policies can address final expenses and income replacement needs. This life insurance agent works to match clients with appropriate term or whole life solutions based on personal circumstances. The agency also provides its services to residents in the neighboring communities of Goodview and along the Minnesota side of the Mississippi River.
Strategic Insurance Group serves policyholders in Winona, Minnesota, and the surrounding communities. The agency handles life insurance policies, including term and permanent coverage, to help individuals and families plan for financial protection. It works with multiple insurance carriers to match clients with suitable plans. For a typical job, the company first reviews each client's current coverage and future goals, then explains available options before helping select an appropriate policy and completing the application process.
Steve Young Agency Inc American Family Insurance specializes in life insurance policies designed to protect families financially. It generally assists Winona residents with coverage needs, including final expense plans and income replacement. The agency works to match clients with appropriate policy options for their long-term security. It routinely helps individuals update beneficiaries or adjust coverage after major life milestones. During the transition from spring to summer, the agency often assists new homeowners with incorporating life insurance into their broader financial planning.
As the seasons change in Winona, families often reassess their financial safeguards, particularly when considering how to protect loved ones from unexpected hardship. Wunderlich Insurance Agency addresses this need by offering personalized guidance through life insurance options that can help provide long-term security for local households. The company focuses on understanding each client’s unique circumstances rather than promoting generic solutions. To begin this process, the agent schedules a thorough needs analysis to discuss income replacement, debt coverage, and future goals during an in-home or virtual consultation.
A life insurance agent typically offers both one-time term policies and recurring whole life coverage options. State Farm Insurance in Winona, MN helps individuals select plans to protect their families financially. Policies can address income replacement and end-of-life expenses depending on client needs. Service arrangements are available on a one-time, scheduled, or as-needed basis depending on the type of policy and required ongoing adjustments.
Farm Bureau Financial Services: Steve Jansen provides life insurance solutions for individuals and families in the Winona, Minnesota area. The agency also offers specialized products such as annuities and retirement planning services to help clients secure their financial futures. With a focus on personalized consultations, the team assesses coverage needs for various stages of life. They serve the local community and can assist commercial operations including offices, warehouses, and food service establishments with appropriate policies.
Farmers Insurance - David Jensen in Winona, MN is known for helping individuals and families secure financial protection through life insurance policies. The agency provides guidance on term, whole, and universal life plans to meet varying coverage needs. A local life insurance agent in this area works personally with clients to assess long-term financial goals. As a specialty service, the agent can add a policy rider for accidental death benefit coverage to enhance a foundational life plan.
WA Group, formerly Winona Agency, provides residential life insurance services to homeowners and renters in the Winona area. Commercial coverage options are also available for local small businesses. As a dedicated life insurance agent, the company serves clients throughout Winona County and the surrounding region. After an initial consultation and policy setup, the agent typically contacts clients for periodic coverage reviews or when family changes occur between regular annual visits.
What Does a a Life Insurance Agent in Winona Cost?
Typical costs for life insurance in Minnesota vary by age, health, and policy type. A term life policy for a healthy 35-year-old might cost 20 to 40 dollars per month for 250,000 dollars of coverage. Whole life policies are more expensive, often 100 to 300 dollars per month for the same amount. Costs also depend on the insurance company and your specific risk factors. This is general information, not insurance advice.
About life insurance agents in Winona
Life insurance agents in Winona, Minnesota help residents choose policies that fit their needs and budget. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents understand the Winona community and can guide you through term life, whole life, and other options.
Frequently Asked Questions
What does a life insurance agent in Winona do?
A life insurance agent helps you compare policies from different companies. They explain coverage types and costs. They also assist with applications and claims.
How do I choose a life insurance agent in Winona?
Look for an agent licensed in Minnesota. Check their experience with policies you need. Ask about fees and whether they represent one company or many.
Is life insurance required in Minnesota?
Life insurance is not required by Minnesota law. However, it is often needed to protect your family or meet loan requirements. Some policies have a 30-day free look period under Minnesota law.
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