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Browse life insurance agents serving Cary, North Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Cary, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 life insurance agents in Cary, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Globe Life Liberty National Division: Lomenick Agency
Life insurance agents in Cary, North Carolina help residents and families choose the right coverage to protect their financial future. North Carolina law requires agents to hold a valid state license and follow strict regulations set by the North Carolina Department of Insurance. Whether you need term life, whole life, or universal life insurance, a local agent can explain options and guide you through the application process.
What Does a Life Insurance Agent in Cary Cost?
The cost of a life insurance agent in Cary, North Carolina is typically included in the policy premium and does not require a separate fee. Agents earn commissions from the insurance company, usually ranging from 40% to 90% of the first years premium and 2% to 10% for renewal years. For a healthy 35 year old, a 20 year term life policy with 500,000 dollars of coverage might cost 25 to 40 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for similar coverage. Costs vary based on age, health, policy type, and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do life insurance agents need in Cary North Carolina?
Life insurance agents in North Carolina must hold a valid life insurance producer license issued by the North Carolina Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also complete continuing education courses every two years to renew their license.
How do I choose a life insurance agent in Cary NC?
Look for an agent who is licensed in North Carolina and has experience with the type of policy you need. You can verify an agents license on the North Carolina Department of Insurance website. Ask about their experience with term, whole, and universal life policies and whether they work with multiple insurance companies.
What is the grace period for life insurance in North Carolina?
North Carolina law provides a 31 day grace period for life insurance policies. If you miss a premium payment, the policy will not lapse during this time. The insurer must send a notice of cancellation at least 30 days before the policy ends if payment is not made.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.