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Find Life Insurance Agents Near You in Charlotte, NC
Browse life insurance agents serving Charlotte, North Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 life insurance agents in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118
curtishelmsinsurance.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200
capinsurancegroup.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886
laurieinsurancegroup.com
Globe Life Liberty National Division: The Jenkins Agencies
205 Regency Executive Park Dr #105, Charlotte, NC 28217
(980) 215-0385
ln.globelifeinsurance.com
Latorre Insurance
124 N McDowell St, Charlotte, NC 28204
(704) 566-8181
latorreinsurance.com
Howard Hanna Insurance Services
6207 Park S Dr #201, Charlotte, NC 28210
(704) 547-5656
insurance.allentate.com
Jeff Genant - State Farm Insurance Agent
14835 Ballantyne Village Way #200, Charlotte, NC 28277
537 W Sugar Creek Rd Ste 104B, Charlotte, NC 28213
(704) 598-4442
a1insurancepros.com
Life insurance agents in Charlotte, North Carolina help residents choose policies that protect their families and meet financial goals. North Carolina law requires all agents to hold a valid state license and follow the North Carolina Insurance Code. Local agents understand the specific needs of Charlotte families, from mortgage protection to college savings.
What Does a Life Insurance Agent in Charlotte Cost?
In North Carolina, life insurance premiums vary by age, health, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost 100 to 300 dollars per month for similar coverage. Costs also depend on the insurer and the agents commission structure. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do life insurance agents in Charlotte need a license?
Yes, all life insurance agents in North Carolina must hold a valid license issued by the North Carolina Department of Insurance. They must complete pre-licensing education and pass a state exam.
What types of life insurance policies are common in Charlotte?
Common policies include term life for temporary coverage, whole life for permanent protection with cash value, and universal life for flexible premiums. Many Charlotte agents also offer final expense and group policies.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.