The top-rated life insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Randy Fenley - State Farm Insurance Agent, Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc. This directory lists 20 life insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Randy Fenley - State Farm Insurance Agent | 2750 S 26th St Ste A | (701) 772-5684 |
| 3 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 4 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 5 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 6 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 7 | Dj Colter Agency Inc American Family Insurance | 1725 32nd Ave S STE C | (701) 775-5568 |
| 8 | Logan Karsky - State Farm Insurance Agent | 2211 S Washington St Suite A | (701) 203-0210 |
| 9 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
| 10 | Moen Insurance Services, LLC | 1913 S Washington St | (701) 757-1613 |
Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, ND area and surrounding communities. The company specializes in life insurance, helping residents plan for long-term financial security. Clients can meet with an agent to review coverage options that protect their families. The agency works to find policies that fit individual budgets and needs. Andrew Bergee - State Farm Insurance Agent handles term life insurance and whole life insurance in this region.
Randy Fenley - State Farm Insurance Agent in Grand Forks, ND provides life insurance policies designed to offer financial protection for families and individuals. The agent assists clients in reviewing coverage options, adjusting plans as personal circumstances change, and processing claims to ensure beneficiaries receive benefits smoothly. This local office serves the insurance needs of single-family homes, apartments, and commercial properties including retail and restaurants.
For homeowners, businesses, and property managers in Grand Forks, ND, Farmers Insurance - Don Zerr Agency provides life insurance services. The agency helps clients secure financial protection for their families and businesses. Its agents assist in selecting appropriate policies, such as term or whole life coverage, designed to meet specific needs and long-term goals. The agency works with local residents and companies to ensure they understand their options. It also serves clients in the neighboring community of East Grand Forks, offering the same attentive support across the metro area.
Insurance Brokers of MN Inc in Grand Forks, ND, specializes in helping individuals and families select appropriate life insurance policies to meet long-term financial goals. It also provides general agent services, assisting clients with policy reviews and beneficiary designations to maintain sufficient coverage over time. A specific seasonal concern the company addresses is preparing coverage for the summer travel season, ensuring families have adequate protection before vacation trips.
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl in Grand Forks, ND distinguishes between one-time policy enrollments and recurring service agreements for life insurance coverage, helping clients select term, whole, or universal plans to meet long-term financial protection needs. Their team structures support around individual beneficiary arrangements and periodic policy reviews. Required services typically run on a scheduled basis with as-needed adjustments available for beneficiary updates or coverage changes during life events.
As winter weather in Grand Forks brings added concern for family security, Insure Forward helps local residents plan for the financial future of their households. As a life insurance agent, the company works with individuals to select coverage that can support beneficiaries in times of unexpected loss. Each client receives a needs assessment to determine appropriate policy terms. The process begins with a confidential review of personal circumstances and long-term goals during an initial consultation.
Serving Grand Forks and the surrounding communities, Dj Colter Agency Inc American Family Insurance provides life insurance coverage to local residents. The agency handles the sale and management of life insurance policies designed to protect families against financial hardship. A typical client engagement begins with a consultation to assess individual needs and financial goals. The agency then approaches each case by carefully comparing available policy options and explaining them in clear terms before guiding the client through the application and underwriting process.
Logan Karsky - State Farm Insurance Agent in Grand Forks, ND provides life insurance coverage to help individuals protect their families financially. The agency also offers options for disability income policies that replace lost wages during illness or injury. Business clients can obtain policies designed to cover key personnel or fund buy-sell agreements. Commercial services are available for offices, warehouses, and food service operations.
Vaaler Insurance, a Marsh & McLennan Agency LLC Company, helps clients in Grand Forks, ND, secure residential life insurance coverage to protect their families. The agency also assists local businesses with commercial life insurance plans tailored to their needs. Service across the region is provided with a focus on long-term policyholder relationships. Clients can expect thorough follow-up and support between regular visits, ensuring their coverage remains aligned with changing circumstances and financial goals.
Moen Insurance Services, LLC is known in Grand Forks, ND, for guiding clients through life insurance decisions. It offers a range of policies designed to help individuals and families secure financial protection for the future. Agents assist in evaluating coverage needs and selecting appropriate term or permanent plans. They focus on transparent explanations and personalized options to meet diverse circumstances. This agency can add on a final expense policy specifically tailored to cover end‑of‑life costs.
What Does a a Life Insurance Agent in Grand Forks Cost?
Term life insurance in North Dakota typically costs between 20 and 50 dollars per month for a healthy 35 year old with a 500 thousand dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Costs vary by age health and policy type. This is general information not insurance advice.
About life insurance agents in Grand Forks
Life insurance agents in Grand Forks North Dakota help residents choose policies that protect their families and meet state regulations. North Dakota law requires agents to hold a valid state license and follow the North Dakota Insurance Code. Local agents can explain how state-specific rules like the grace period and free look period affect your coverage.
Frequently Asked Questions
What license does a life insurance agent need in North Dakota?
Agents must hold a North Dakota resident insurance producer license for life insurance. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to maintain the license.
How long is the free look period for life insurance in North Dakota?
North Dakota law provides a 10 day free look period for most life insurance policies. During this time you can cancel the policy for a full refund. This applies to both individual and group policies.
Can a Grand Forks agent help with policies for high risk applicants?
Yes many agents work with carriers that offer policies for high risk conditions like diabetes or heart disease. North Dakota has no state restrictions on underwriting for most health conditions. The agent can compare quotes from multiple insurers to find an option.
Life Insurance Agents in Other North Dakota Cities
Bismarck · Fargo · Minot · West Fargo · Williston