The top-rated life insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 life insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 7 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 8 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 9 | Pinnacle Employee Benefits | 710 31st Ave SW STE 3 | (701) 858-0058 |
| 10 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
Jessica Aardahl - State Farm Insurance Agent serves the Minot, North Dakota, metro area, providing life insurance products to local residents. As a life insurance agent, the company helps clients understand coverage options and select policies that fit their financial goals. The agency assists with individual term and whole life insurance policies. In this area, it also handles final expense insurance and accidental death benefits.
Paul Siebert - State Farm Insurance Agent in Minot, ND, provides a range of life insurance options, including term and whole life policies, to help clients plan for their family’s future financial security. Its service approach includes regular policy reviews to adjust coverage as clients’ needs change over time. The agent also offers maintenance of existing plans through annual check-ins and beneficiary updates. This life insurance agency serves the protection needs of single-family homes, apartments, retail, and restaurants.
Serving Minot, North Dakota, and the surrounding communities, Michael A Lucy Agency Inc American Family Insurance handles life insurance coverage for local families and individuals. The agency assists clients in selecting policies that can help provide financial security for loved ones. It works with various life insurance options to meet different budgeting and protection needs. To handle a typical job, the agent typically begins by reviewing a client's financial situation and personal goals before recommending suitable coverage plans.
Kim Albert Agency: Allstate Insurance serves homeowners, local business owners, and renters in Minot, North Dakota. The agency helps clients review life insurance coverage options to support financial security for their families. Customers can discuss term or permanent policies that may fit household budgets or business succession plans. Life insurance agents in this area typically work with clients on beneficiary designations and coverage adjustments as needs change. The agency also provides services for residents in Burlington just south of Minot.
Michael E Braun operates as a State Farm Insurance Agent in Minot, ND, offering life insurance products. Unlike one-time services such as final expense policies, renewable term coverage requires recurring premium payments to maintain protection. The agency assists clients in evaluating their needs for family income replacement or debt coverage. Policyholders may adjust face amounts during specific life events. In Minot, these services are available on a scheduled or as-needed basis for annual reviews or application adjustments.
As winter weather in Minot can bring unexpected challenges, homeowners and families often review their financial plans for added security. Farmers Insurance - Miranda Schuler offers life insurance agent services to help local residents consider protection for their loved ones against such uncertainties. The agency works with individuals to explore coverage options that may support long-term financial goals for those living in North Dakota. An initial consultation typically begins with a review of current policies or personal needs to identify suitable choices. A no-obligation meeting can be scheduled to assess each situation.
Donovan Insurance Agency LLP specializes in life insurance coverage, including term and whole life policies, and also serves clients with general insurance needs in the Minot, North Dakota area. The agency works to help individuals and families select plans that provide financial protection and long-term security. Guiding clients through complex policy options, it focuses on aligning coverage with personal goals and budgets. As winter approaches, the agency can assist local residents in reviewing policies that cover mortgage protection and final expenses in severe weather conditions.
Heritage Insurance Services assists individuals and families in Minot, ND, with their life insurance needs, offering products that provide financial protection and peace of mind. The company specializes in tailoring coverage to meet a client's specific personal health and income requirements, ensuring adequate policy limits are selected. Commercial clients across the area are also served, including those operating offices, warehouses, and food service establishments.
Pinnacle Employee Benefits serves residential clients in Minot with life insurance options designed to provide financial security for families. Commercial coverage is also available for local businesses seeking to protect their employees and operations throughout the surrounding area. The firm assists customers in reviewing policy details to match their specific needs. Clients are encouraged to contact the agency between regular visits for follow-up adjustments or account updates to ensure ongoing alignment with their changing circumstances.
Farmers Insurance - Kellen Latendresse, based in Minot, ND, is known for providing life insurance agents who offer tailored coverage plans to local residents. Its service range includes helping individuals and families assess their financial protection needs and select appropriate policies. The agency guides clients through the application process and ensures understanding of policy terms. An additional specialty service it can add on is offering term life policies that provide locked-in premium rates for a designated coverage period.
What Does a a Life Insurance Agent in Minot Cost?
Life insurance costs in North Dakota vary based on age, health, coverage amount, and policy type. A typical term life policy for a healthy 30 year old might cost between $20 and $40 per month for $500,000 in coverage. Whole life policies are more expensive, often starting at $100 or more per month. These are general estimates and actual costs depend on individual factors. This information is for general educational purposes and does not constitute insurance advice.
About life insurance agents in Minot
Life insurance agents in Minot, North Dakota help residents find coverage to protect their families and assets. North Dakota law requires all life insurance agents to hold a valid state license and follow the North Dakota Insurance Code. Local agents can guide you through options like term life, whole life, and universal life policies tailored to your needs.
Frequently Asked Questions
What licenses do life insurance agents in Minot need?
Life insurance agents in North Dakota must hold a valid resident or non-resident license issued by the North Dakota Insurance Department. They must also complete continuing education courses to maintain their license.
How do I choose a life insurance agent in Minot?
Look for an agent who is licensed in North Dakota and has experience with the type of policy you need. You can verify an agents license through the North Dakota Insurance Department website.
What types of life insurance are available in Minot?
Common types include term life, whole life, universal life, and variable life insurance. Each type offers different benefits and costs, so an agent can help you compare options based on your budget and goals.
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