The top-rated life insurance agent in Amherst, Ohio is Jeff Allison | HealthMarkets | Medicare | Health Insurance, rated 5.0 stars across 173 reviews. Other highly rated options include Derek Hamons - State Farm Insurance Agent, Peggy Karolak - State Farm Insurance Agent, Yanak Insurance Group. This directory lists 15 life insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Allison | HealthMarkets | Medicare | Health Insurance | 45946 N Ridge Rd | (216) 777-0153 |
| 2 | Derek Hamons - State Farm Insurance Agent | 45944 N Ridge Rd | (440) 988-0120 |
| 3 | Peggy Karolak - State Farm Insurance Agent | 928 Amchester St | (440) 282-2250 |
| 4 | Yanak Insurance Group | 590 N Leavitt Rd | (440) 988-4461 |
| 5 | Annika Peterson | HealthMarkets | Medicare | Health Insurance | 45946 N Ridge Rd | (440) 674-8285 |
| 6 | Lake Shore Insurance Agency | 177 Park Ave | (440) 984-5005 |
| 7 | Dinsmoor Insurance | 177 Park Ave | (440) 984-5005 |
| 8 | Farm insurance Amherst | 1901 Williamsburg Dr | (216) 220-6580 |
| 9 | Best Insurance Agency Co | 100 S Leavitt Rd | (440) 671-3612 |
| 10 | CSI Insurance LLC | 225 Cleveland Ave | (440) 984-2414 |
Serving Amherst, Ohio, and the surrounding Lorain County area, Jeff Allison | HealthMarkets | Medicare | Health Insurance works as a local life insurance agent who helps residents navigate their coverage options. This agency focuses on matching individuals and families with appropriate life insurance policies that meet their long-term financial needs. Customers receive personal guidance in understanding policy terms and selecting benefit levels. The office also handles Medicare plans and general health insurance solutions for those seeking annual enrollment assistance and policy comparisons in the Amherst region.
Derek Hamons - State Farm Insurance Agent in Amherst, OH provides a range of life insurance policies designed to offer financial protection for families and individuals. The agency helps clients evaluate their coverage needs and adjust plans as circumstances evolve. Services include policy reviews and assistance with claims to ensure ongoing support. The company serves homeowners with single-family houses and apartments, as well as commercial property owners of retail stores and restaurants.
Peggy Karolak - State Farm Insurance Agent in Amherst, OH serves homeowners, renters, and drivers seeking financial protection for their assets and future. As a life insurance agent, they help individuals and families understand policy options for income replacement and final expenses. Their team works to tailor coverage to match each client’s specific needs. The agency also assists local small business owners with insurance planning for their operations. They additionally provide service to clients in the nearby communities of Lorain and Vermilion.
Yanak Insurance Group serves Amherst, Ohio, and the surrounding communities in Lorain County. It handles life insurance products designed to provide financial protection for families and individuals. The agency helps clients assess their long-term needs for coverage amounts and policy types suited to personal circumstances and budgets. It guides applicants through underwriting requirements and policy selection processes. For a typical job, the company conducts a detailed review of each client’s financial situation and future goals before recommending suitable coverage solutions tailored to that client.
Annika Peterson, serving Amherst, Ohio, offers life insurance solutions that can be structured either as one-time policies or as recurring coverage with premium flexibility. Clients choose between term policies for specific protection periods and permanent plans that build cash value over time. Services are provided entirely on an as-needed basis, allowing individuals to schedule consultations and policy adjustments according to their own financial planning timelines without commitment to recurring appointments.
As the leaves change and families in Amherst plan for the future, Lake Shore Insurance Agency provides life insurance agent services designed to secure local households. They help residents assess permanent or term coverage that aligns with personal financial goals. Understanding that each policy protects loved ones through life’s transitions, this agency focuses on matching clients with suitable plans based on their individual circumstances. An initial consultation with a representative typically begins with a review of current needs and a straightforward preliminary assessment.
Dinsmoor Insurance in Amherst, OH, offers specialty life insurance services focused on helping families secure financial protection for the future. Its general work involves guiding clients through policy options to match individual coverage needs with long-term planning goals. As a local life insurance agent, it assists with applications and ongoing policy management. Heading into fall, the agency helps clients reassess their beneficiary designations and coverage amounts to account for any recent life changes such as a new child or marriage.
As families in Amherst, Ohio, look ahead to protecting their households during the changing seasons, they often seek guidance on financial security. Farm insurance Amherst provides life insurance agent services tailored to these local needs, helping residents understand policy options that align with their long-term goals. The company focuses on clear explanations of term and permanent coverage, ensuring clients grasp how each choice fits their specific circumstances. An initial assessment of current coverage and future objectives is then conducted to begin the process.
Offering a range of life insurance services, Best Insurance Agency Co in Amherst, OH, provides coverage options designed to protect families and individuals against financial uncertainty. The agency specializes in term life, whole life, and universal life policies to match varying needs and budgets. By evaluating each client’s unique circumstances, its agents help tailor a plan for long-term financial security. This agency serves a broad clientele, including local offices, warehouses, and food service operations, addressing their distinct insurance requirements for income protection and business continuity.
CSI Insurance LLC serves residential clients in Amherst, OH, by offering life insurance policies that help protect families against unexpected financial loss. The company also provides commercial coverage options designed to safeguard local businesses and their employees throughout the broader Amherst area. Agents work with clients to assess individual needs, comparing available plans to find suitable terms. They follow up after coverage is issued, ensuring policies remain appropriate as circumstances change, and return for regular, scheduled visits to maintain ongoing service.
What Does a a Life Insurance Agent in Amherst Cost?
Term life insurance for a healthy 35-year-old in Ohio typically costs between $25 and $50 per month for a $500,000 policy. Whole life premiums often range from $100 to $300 per month for similar coverage. Costs vary based on age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Amherst
Life insurance agents in Amherst, Ohio help residents choose policies that protect their families and meet financial goals. Ohio law requires agents to hold a valid state license and follow strict disclosure rules. Local agents can explain how Ohio insurance regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Ohio?
An Ohio life insurance agent must hold a valid resident or non-resident license issued by the Ohio Department of Insurance. Agents must complete pre-licensing education and pass a state exam. They must also renew their license every two years with continuing education.
How long does it take to get a life insurance policy in Amherst?
The application process usually takes 2 to 6 weeks in Ohio. This includes a medical exam, underwriting review, and policy approval. Some policies with no medical exam may be issued in a few days.
Can a life insurance agent in Amherst help with Ohio estate planning?
Yes, many agents work with estate planning attorneys to coordinate life insurance with Ohio probate and trust needs. Life insurance proceeds paid to a named beneficiary are generally not subject to Ohio probate. This can help speed up asset distribution.
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