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Looking for a life insurance agent in Beachwood? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Beachwood, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 20 life insurance agents in Beachwood, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Life insurance agents in Beachwood Ohio help residents and businesses find coverage that fits their needs. Ohio law requires agents to hold a valid state license and follow regulations set by the Ohio Department of Insurance. Local agents can guide you through term life whole life and universal life options while explaining how Ohio insurance laws affect your policy.
What Does a Life Insurance Agent in Beachwood Cost?
The cost of life insurance in Ohio varies by age health coverage amount and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month for the same coverage amount. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Beachwood need?
An Ohio life insurance agent must hold a valid resident license from the Ohio Department of Insurance. This requires completing prelicensing education passing a state exam and undergoing a background check.
How do Ohio laws affect life insurance payouts?
Ohio has a two year contestability period during which an insurer can investigate a claim for misrepresentation. After two years the policy is generally incontestable unless fraud is proven. Ohio also requires insurers to pay claims within a reasonable time typically 30 days after receiving proof of death.
Can a Beachwood agent help with both term and whole life policies?
Yes most licensed life insurance agents in Beachwood can offer term life whole life and universal life policies. They can explain the differences in premiums cash value accumulation and coverage duration to match your financial goals.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.