The top-rated life insurance agent in Ashland, Oregon is First American Title Insurance Company, rated 4.9 stars across 77 reviews. Other highly rated options include JMB Insurance Services Inc., State Farm Insurance, Jon Snowden - State Farm Insurance Agent. This directory lists 14 life insurance agents serving Ashland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First American Title Insurance Company | 370 Lithia Way | (541) 488-6840 |
| 2 | JMB Insurance Services Inc. | 696 Mistletoe Rd STE 101 | (541) 488-4014 |
| 3 | State Farm Insurance | 1746 Ashland St | (541) 482-8470 |
| 4 | Jon Snowden - State Farm Insurance Agent | 420 Bridge St | (541) 482-2461 |
| 5 | Ashland Insurance | 585 A St UNIT 1 | (541) 482-0831 |
| 6 | Farmers Insurance - Paul Volz | 450 Siskiyou Blvd Ste 5 | (541) 482-8463 |
| 7 | Rob Buckmister: Allstate Insurance | 1908 Ashland St C | (541) 488-2516 |
| 8 | Farmers Insurance - Susan Jain | 450 Siskiyou Blvd Ste 5 | (541) 482-8463 |
| 9 | Reinholdt & O'Harra Insurance | 1756 Ashland St | (541) 482-1921 |
| 10 | Farmers Insurance - Scott Spires | 450 Siskiyou Blvd Ste 5 | (541) 482-8463 |
First American Title Insurance Company serves the Ashland, Oregon, area, offering life insurance agent services to local residents and businesses. As a life insurance agent, it assists clients in planning for financial security by providing guidance on various policy types. The company focuses on helping individuals understand coverage options that protect their families and assets. This includes terms like term life insurance and whole life insurance policies for long-term needs.
JMB Insurance Services Inc. provides life insurance coverage to individuals and families in the Ashland, OR area. The company helps clients evaluate term and permanent policies to protect their beneficiaries from financial hardship. Service includes annual policy reviews to update coverage for life changes such as marriage or retirement. Representatives assist with beneficiary designations and plan management over the long term. JMB Insurance Services Inc. works with single-family homeowners, apartment residents, and owners of retail businesses and restaurants.
Homeowners, families, and local business owners in Ashland, Oregon, access life insurance guidance through this agency. It helps clients select term or permanent life policies to protect their financial future. The firm also coordinates auto, home, and health insurance options through its national carrier. Policy reviews and personalized quotes are provided during in-office consultations. This Ashland agent extends its life insurance services to residents of the neighboring Talent community as well.
Located in Ashland, Oregon, this agency serves clients in Ashland and the surrounding Rogue Valley communities. As a life insurance agent, it handles term, whole, and universal life policies for individuals and families seeking financial protection. The agency also assists with auto, home, and business insurance needs. To manage a typical client request, the agent begins with a personal consultation to assess coverage goals and budget, then presents several policy options and explains the specific benefits and costs of each before guiding the client through the application.
Some life insurance policies are one-time purchases covering a set period, while others build cash value over a lifetime. Located in Ashland, Oregon, Ashland Insurance guides local residents through these choices as a life insurance agent. Coverage options provide financial protection for families and may support final expenses or income replacement during challenging times. Service at this agency operates on an as-needed basis, with clients contacting the office whenever they require policy reviews or adjustments.
Farmers Insurance - Paul Volz specializes in life insurance policies, including term, whole, and universal life coverage. The agency also assists clients with complementary services like annuity planning and final expense arrangements for Ashland, Oregon residents. Life insurance agents here help individuals protect their families from financial hardship after an unexpected death. During wildfire season, the agency proactively advises policyholders to review beneficiaries and coverage limits, ensuring assets remain secure if home or property damage complicates estate planning.
Rob Buckmister: Allstate Insurance in Ashland, OR serves the life insurance needs of local residents, helping families plan for financial protection. The agency also offers commercial coverage options for businesses in the Ashland area. Working throughout the Rogue Valley, the agency provides clients with guidance on selecting suitable life policies. With a focus on maintaining strong client relationships, the office ensures that policyholders can schedule follow-up appointments for plan adjustments or questions between their regular annual visits.
Farmers Insurance - Susan Jain provides life insurance solutions for individuals and families in Ashland, Oregon. The agency specializes in supplemental coverage options, helping clients build financial protection for long-term needs. Policyholders can explore term and whole life products designed to safeguard dependents and manage final expenses. The firm serves a wide array of commercial sectors, including local offices, warehouses, and food service establishments.
This fall, as families in Ashland review their coverage ahead of the next planting season, Reinholdt & O'Harra Insurance provides guidance on life insurance policies that protect household income and legacy plans. The agency serves local clients by helping them select suitable term or permanent life products to address long-term financial obligations. Before issuing a new policy, the company coordinates a straightforward health questionnaire or records review to begin the initial-approval process.
Farmers Insurance - Scott Spires is a life insurance agent serving the Ashland, Oregon area. It helps clients protect their families and plan for the future through term life and whole life policies. The agency works with individuals to assess coverage needs at different life stages. It supports policyholders with regular reviews to adjust plans as circumstances change. For those seeking broader protection, the agency can additionally offer living benefits riders that provide access to funds while the policy is in force.
What Does a a Life Insurance Agent in Ashland Cost?
The cost of life insurance in Oregon varies by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Rates also depend on smoking status and family medical history. This is general information, not insurance advice.
About life insurance agents in Ashland
Life insurance agents in Ashland, Oregon help residents choose policies that protect their families and meet financial goals. Oregon law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique needs of Southern Oregon families and businesses.
Frequently Asked Questions
What license does a life insurance agent need in Oregon?
An Oregon life insurance agent must hold a valid resident or non-resident license from the Oregon Division of Financial Regulation. The license requires passing a state exam and completing continuing education every two years.
How long do I have to compare life insurance offers in Oregon?
Oregon does not set a specific time limit for comparing life insurance offers. However, many insurers give a 30-day free look period after you receive the policy. During this time you can cancel for a full refund.
Can a life insurance agent in Ashland help with estate planning?
Yes, many life insurance agents in Ashland can coordinate with local estate planning attorneys. They can help structure policies to fund trusts or pay estate taxes. However, agents cannot give legal advice on wills or trusts.
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