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Find Life Insurance Agents in Klamath Falls, OR

Directory of life insurance agents in Klamath Falls, Oregon. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Klamath Falls, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Oregon before hiring.
Showing 20 life insurance agents in Klamath Falls, OR Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pacific Ridge Insurance
2710 Washburn Way # 4, Klamath Falls, OR 97603
(541) 273-8311 pacificridgeinsurance.com
Phill Kensler - State Farm Insurance Agent
1307 S Alameda Ave Ste 1, Klamath Falls, OR 97603
(541) 883-7000 phillkensler.com
Rachael Spoon - State Farm Insurance Agent
5429 S 6th St, Klamath Falls, OR 97603
(541) 884-6265 spooninsurance.com
Jeff Young - State Farm Insurance Agent
1829 Austin St, Klamath Falls, OR 97603
(541) 885-3000 jeffyounginsurance.com
Midland Empire Insurance
527 Main St, Klamath Falls, OR 97601
(541) 882-3471 midlandempireinsurance.com
Highstreet Insurance & Financial Services
121 S 6th St, Klamath Falls, OR 97601
(541) 882-5555 klamathinsurance.com
Aflac Klamath Falls
422 Main St Suite 206, Klamath Falls, OR 97601
(541) 887-8335 aflac.com
HUB International
2300 Madison St, Klamath Falls, OR 97603
(800) 285-4788 hubinternational.com
Hans Norland & Sons Insurance
2655 Shasta Way #2, Klamath Falls, OR 97603
(541) 882-2515 norlandins.com
Farmers Insurance - Paul Bigby
2621 Pershing Way, Klamath Falls, OR 97603
(541) 883-3227 agents.farmers.com
Toni Lynn Bonner: Allstate Insurance
1737 Washburn Way, Klamath Falls, OR 97603
(541) 883-3641 agents.allstate.com
Webb Wilson Insurance Agency
1889 Austin St, Klamath Falls, OR 97603
(541) 884-4147 webbwilson.com
Farmers Insurance - Jacob Wampler
2972 S 6th St Ste B, Klamath Falls, OR 97603
(541) 883-3645 agents.farmers.com
Cora Christ - COUNTRY Financial Agent
1741 Austin St, Klamath Falls, OR 97603
(541) 882-3921 agents.countryfinancial.com
Tom Keller - COUNTRY Financial Agent
5031 S 6th St, Klamath Falls, OR 97603
(541) 884-1700 agents.countryfinancial.com
Fuller Insurance - Jon Fuller
432 S 7th St, Klamath Falls, OR 97601
(541) 884-6067 fullerinsurancellc.com
Farmers Insurance - Richard Bursell
615 Klamath Ave, Klamath Falls, OR 97601
(541) 205-3715 agents.farmers.com
Gary Cheyne - COUNTRY Financial Representative
5031 S 6th St, Klamath Falls, OR 97603
(541) 884-1700 advisors.countryfinancial.com
Farmers Insurance - C. Mabee Agency
3820 Shasta Way, Klamath Falls, OR 97603
(541) 884-7101 agents.farmers.com
Monte Johnson Insurance Services Inc.
6508 S 6th St, Klamath Falls, OR 97603
(541) 850-8170 montejohnsoninsurance.com

Life insurance agents in Klamath Falls help residents find policies that protect their families and meet Oregon state requirements. Oregon law allows agents to offer term whole life and other policies tailored to local needs like protecting against wildfire risks. Working with a local agent ensures you understand Oregon insurance regulations and can compare options from multiple carriers.

What Does a Life Insurance Agent in Klamath Falls Cost?

Life insurance costs in Oregon vary based on age health coverage amount and policy type. A typical term life policy for a healthy 35 year old might cost 20 to 40 dollars per month for 250,000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month. Rates also depend on local factors like smoking status and occupation. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What licenses do life insurance agents need in Oregon?
Oregon life insurance agents must hold a valid resident license from the Oregon Division of Financial Regulation. They must complete pre licensing education and pass a state exam. Agents also need to complete continuing education every two years to maintain their license.
How do I choose a life insurance agent in Klamath Falls?
Look for an agent with experience in Oregon insurance laws and a good reputation in the community. Ask about their carrier options and whether they offer policies that cover local risks like fire or flood. You can verify an agent license on the Oregon Division of Financial Regulation website.
What is the free look period for life insurance in Oregon?
Oregon law gives you a 30 day free look period after buying a life insurance policy. During this time you can cancel the policy for a full refund if you change your mind. This rule applies to all life insurance policies sold in Oregon.