The top-rated life insurance agent in Ephrata, Pennsylvania is Douple Agency, Inc., rated 4.8 stars across 288 reviews. Other highly rated options include Berlanco Insurance Agency, Chris Skundrich - State Farm Insurance Agent, Lehman Insurance Agency Inc. This directory lists 18 life insurance agents serving Ephrata.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Douple Agency, Inc. | 34 E Main St | (717) 733-8631 |
| 2 | Berlanco Insurance Agency | 1160 S State St Suite 1 | (717) 859-1922 |
| 3 | Chris Skundrich - State Farm Insurance Agent | 501 W Main St | (717) 733-7373 |
| 4 | Lehman Insurance Agency Inc | 1686 W Main St | (717) 733-2050 |
| 5 | Pathway Financial Group | 860 N Reading Rd | (717) 690-1335 |
| 6 | Myers & Bell Insurance | 25 W Main St | (717) 335-2080 |
| 7 | Bernard C Morrissey Insurance | 890 N Reading Rd | (800) 422-8335 |
| 8 | Classic Insurance Services | 415 Cocalico St | (215) 645-5693 |
| 9 | Mutual Insurance PA | 208 US-322 | (717) 219-2629 |
| 10 | Gehret Associates Inc | 322 N State St | (717) 733-1673 |
Douple Agency, Inc. serves the Ephrata, PA metro and surrounding Lancaster County area as a local life insurance agent. The agency helps individuals and families evaluate their financial protection needs and select appropriate life insurance policies to provide for loved ones. Clients receive personalized guidance in understanding coverage options designed to address long-term security goals. The firm handles term life insurance for temporary needs and whole life insurance for permanent protection in the Ephrata area.
Berlanco Insurance Agency offers life insurance services tailored to residents and businesses in Ephrata, PA. The agency helps clients select appropriate policies for financial security, providing ongoing support with policy reviews and updates as needs change. Its maintenance plans include annual check-ins to ensure coverage remains aligned with life events. The agency services individuals and families in single-family homes, as well as apartments, retail establishments, and restaurants.
Chris Skundrich - State Farm Insurance Agent serves homeowners, local business owners, and property managers in the Ephrata, Pennsylvania, area. The agency provides life insurance policies that help clients ensure financial support for their families and secure business continuity. Clients often work with the agent to obtain term life, whole life, or universal life coverage tailored to their individual household budgets and long-term goals. This office also extends its services to residents and commercial clients in nearby Lititz and the broader Lancaster metro region.
Lehman Insurance Agency Inc serves the Ephrata area and surrounding communities throughout Lancaster County. As a life insurance agent, it handles policies designed to provide financial protection for families and individuals. The agency works with clients to review coverage needs, comparing term and permanent options based on personal circumstances and long-term goals. To handle a typical job, it begins by assessing the client’s current situation and future obligations before presenting suitable plans from available carriers.
Pathway Financial Group in Ephrata, PA offers life insurance clients both one-time policies and ongoing coverage options tailored to individual needs. New clients receive a consultation to understand their unique financial situations. Existing policies can be reviewed regularly to ensure they remain appropriate. Local residents benefit from guidance on term, whole, and universal life products designed to protect families or businesses. Service appointments are available on either a one-time basis or an as-needed schedule depending on the client’s preference and changing circumstances.
Myers & Bell Insurance provides life insurance services to individuals and families in the Ephrata area. It specializes in offering term and permanent life policies designed to protect financial stability. The agency works closely with clients to assess coverage needs and to understand long-term objectives. It provides guidance for income protection and final expense planning. Regularly assisting residents with policy adjustments, it helps families ensure security before the holiday season and the end of the calendar year.
As spring arrives in Ephrata, many families begin reviewing their financial protections for the year ahead. Bernard C Morrissey Insurance offers life insurance solutions to help local residents secure their loved ones’ futures. Covering essential needs such as income replacement and final expenses, policies are tailored to individual circumstances. The agency provides clear guidance on policy options without pressure. An initial no-obligation assessment is scheduled to review current coverage and identify potential gaps.
Classic Insurance Services in Ephrata, PA, is known for helping individuals and families secure financial protection through life insurance coverage. The company offers personalized guidance to assess policy options, including term and whole life plans. Clients receive support in understanding how coverage can address needs such as income replacement or final expenses. Classic Insurance Services can also provide an accidental death benefit rider for an extra layer of family security.
Mutual Insurance PA provides life insurance coverage to individuals and families in Ephrata, Pennsylvania. The company specializes in helping clients choose term, whole, and universal life policies tailored to their financial needs. Local residents seeking to protect loved ones often receive guidance on affordable premium structures and flexible benefit options. Mutual Insurance PA also assists small business owners with coverage plans that support employees working in various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Life Insurance Agent in Ephrata Cost?
Life insurance costs in Pennsylvania vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 coverage. Whole life policies cost more, often $100 to $300 per month for similar coverage. Costs also depend on the insurance company and any riders added. This is general information, not insurance advice.
About life insurance agents in Ephrata
Life insurance agents in Ephrata, Pennsylvania help residents choose coverage that protects their families and meets state regulations. Pennsylvania law requires life insurance policies to include a free look period of at least 10 days. Local agents guide clients through options like term life, whole life, and universal life insurance.
Frequently Asked Questions
What does a life insurance agent in Ephrata do?
A life insurance agent helps you compare policies from different companies to find coverage that fits your needs and budget. They explain policy terms, help with applications, and assist with claims. Agents in Ephrata are licensed by the Pennsylvania Insurance Department.
How do I choose a life insurance agent in Ephrata?
Look for an agent licensed in Pennsylvania with experience in the type of coverage you need. Check their standing with the Pennsylvania Insurance Department. Ask about their process for comparing policies and their fee structure.
What types of life insurance are available in Pennsylvania?
Common types include term life, whole life, universal life, and variable life insurance. Pennsylvania law requires all policies to have a free look period. Your agent can explain which type suits your financial goals.
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