The top-rated life insurance agent in Kingston, Pennsylvania is Garnett Insurance Agency, rated 5.0 stars across 45 reviews. Other highly rated options include Matt Dailey - State Farm Insurance Agent, Heffers Agency, Breanna Kalinowski: Primerica - Financial Services. This directory lists 11 life insurance agents serving Kingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garnett Insurance Agency | 250 Pierce St #111 | (570) 331-7420 |
| 2 | Matt Dailey - State Farm Insurance Agent | 261 Pierce St | (570) 714-7979 |
| 3 | Heffers Agency | 11 2nd Ave | (570) 287-5123 |
| 4 | Breanna Kalinowski: Primerica - Financial Services | 250 Pierce St SUITE 313 | (570) 454-3033 |
| 5 | Farmers Insurance - Keith Smith | 473 Northampton St | (570) 408-1640 |
| 6 | Frank Crossin Agency Inc | 575 Pierce St Suite #302 | (570) 822-5111 |
| 7 | Ziemba Insurance Agency | 383 Wyoming Ave | (570) 288-2004 |
| 8 | Creative Benefits Inc | 31 N Gates Ave | (610) 325-0200 |
| 9 | Christopher A Lupp - Aflac Insurance Agent | 480 Pierce St #315 | (570) 283-3900 |
| 10 | MassMutual | 259 Wyoming Ave | (570) 714-2797 |
Garnett Insurance Agency serves the Kingston, Pennsylvania area, specializing in life insurance and related coverage solutions. The agency helps local clients understand various policy types that provide financial protection for beneficiaries. Its agents focus on creating personalized plans that address long-term needs and family security. They assist with applications and explain the differences between term and whole life insurance policies. Garnett Insurance Agency also handles the process for policy reviews and beneficiary updates in the Kingston region.
Matt Dailey - State Farm Insurance Agent in Kingston, PA, provides a range of insurance services including life, health, and auto coverage. These offerings help individuals and families plan for financial security and protect their assets over the long term. The agency also works with clients to review and update existing policies as needs change, ensuring consistent maintenance of appropriate coverages. Property-specific consultations are available for single-family homes and apartments, as well as for retail and restaurant businesses requiring tailored protection.
Heffers Agency serves homeowners, families, and small business owners in and around Kingston, Pennsylvania, providing life insurance coverage to help protect financial futures. The agency works with clients to assess their individual needs and recommends appropriate policy options from available carriers. Personalized consultations explain coverage terms and assist in selecting suitable benefit amounts. After the policy is in place, the agency remains available to review coverage as life circumstances change. Heffers Agency also serves clients in the surrounding communities of Luzerne County, including Wilkes-Barre.
In this region, a life insurance agent offers both one-time policy purchases and recurring financial service reviews to adjust coverage as needs change. Breanna Kalinowski: Primerica - Financial Services in Kingston, PA, assists local individuals and families by helping them select appropriate term life insurance policies. The agent also educates clients on how coverage can provide financial security for their beneficiaries. Advice and policy evaluations are available on either a scheduled or as-needed basis to accommodate evolving circumstances.
Serving Kingston, Pennsylvania, and the surrounding Luzerne County communities, Farmers Insurance - Keith Smith handles everything from term and whole life policies to final expense coverage. The agency helps local individuals and families evaluate their financial needs to secure appropriate protection. This office focuses on reviewing each client’s specific circumstances in a personal consultation, then matching that situation with suitable policy options to create a sensible coverage plan for the long term.
Frank Crossin Agency Inc in Kingston offers life insurance agent services, focusing on helping clients select appropriate policies for income replacement and final expense planning. It also provides general guidance on coverage options. This work assists individuals preparing for long-term financial security and family protection. As seasons or life events change, the agency can help address new coverage needs following a marriage, birth, or significant debt adjustment.
As winter in Kingston brings a greater focus on securing family stability, Ziemba Insurance Agency assists local residents in Kingston with planning for the financial future through life insurance agent services. The company works with individuals to understand how a policy can protect loved ones from unexpected hardship. Conversations begin by reviewing personal circumstances and coverage goals thoroughly. An initial consultation, sometimes conducted in person at the office, serves as the first step in assessing long-term needs.
Creative Benefits Inc works with individuals and families in Kingston, PA to evaluate their life insurance needs, focusing on policy options that provide financial security for beneficiaries. The company specializes in supplementary life products that can help cover final expenses and income replacement. Its services are available to various commercial sectors, including office environments, warehouse operations, and food service businesses.
Serving residential clients in Kingston, PA, this agent also provides life insurance coverage for commercial operations in the surrounding region. Offering term and whole life policies tailored to individual budgets, the agency helps families protect their financial futures against unexpected events. Regularly scheduled check-ins allow clients to adjust their plans as needs change, while continued support between annual reviews ensures that beneficiaries remain fully updated on policy details.
MassMutual of Kingston, PA is known for providing life insurance agents who help clients assess financial protection strategies for their families. The agency offers a range of term and permanent life insurance products designed to meet diverse needs. Their agents work with individuals to evaluate coverage amounts and align policies with long-term goals. They also provide guidance on policy upgrades as life circumstances change. For clients requiring more comprehensive planning, the agency can add on disability income insurance to safeguard earnings during unexpected illness or injury.
What Does a a Life Insurance Agent in Kingston Cost?
Costs for life insurance in Pennsylvania vary by age health and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 250000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Rates also depend on the insurance company and your medical history. This is general information not insurance advice.
About life insurance agents in Kingston
Life insurance agents in Kingston Pennsylvania help residents find term life whole life and other policies. Pennsylvania law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the needs of families in Luzerne County and can guide you through the application process.
Frequently Asked Questions
What license does a life insurance agent need in Pennsylvania?
An agent must hold a valid Pennsylvania life insurance license issued by the Pennsylvania Insurance Department. The agent must complete pre licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How long does it take to get a life insurance policy in Kingston?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval than whole life. Pennsylvania law allows a free look period of 10 days after you receive the policy.
Can a life insurance agent help with Pennsylvania estate planning?
Yes many agents work with clients to coordinate life insurance with estate plans. Pennsylvania has a state inheritance tax that may affect your beneficiaries. An agent can explain how policy proceeds are treated under state law.
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