The top-rated life insurance agent in Upper Darby Township, Pennsylvania is Chris Caraisco - State Farm Insurance Agent, rated 4.8 stars across 227 reviews. Other highly rated options include Hello Insurance and Financial Services, OneMain Financial, Joseph Mathew: Allstate Insurance. This directory lists 15 life insurance agents serving Upper Darby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Caraisco - State Farm Insurance Agent | 8701 West Chester Pike Ste 5 | (610) 789-3400 |
| 2 | Hello Insurance and Financial Services | 9101 West Chester Pike | (484) 454-3297 |
| 3 | OneMain Financial | 1500 Garrett Rd Ste 100 | (610) 544-6300 |
| 4 | Joseph Mathew: Allstate Insurance | 6449 Market St Ste 1 | (610) 713-0111 |
| 5 | Nate Son: Allstate Insurance | 103 Fairfield Ave | (610) 352-9100 |
| 6 | Family Insurance | 807 Garrett Rd | (610) 352-3222 |
| 7 | Better Life Home Care Agency LLC | 51 Long Ln | (267) 247-2991 |
| 8 | Emerald Isle Insurance | 8314 West Chester Pike | (267) 428-7400 |
| 9 | INS-NOW | 7178 Marshall Rd | (610) 622-1954 |
| 10 | Farmers Insurance - Ben Nguyen | 6758 Market St | (610) 352-1131 |
Chris Caraisco - State Farm Insurance Agent serves Upper Darby Township, Pennsylvania and the surrounding Delaware County area. The agency provides personalized life insurance solutions designed to help residents protect their families' financial futures. Agents work with clients to review coverage needs based on individual circumstances, offering term and whole life policies. The office assists customers with detailing policy options and filing claims for existing life insurance plans.
Hello Insurance and Financial Services provides life insurance coverage and financial planning guidance to clients throughout Upper Darby Township, Pennsylvania. It offers ongoing policy reviews and annual check-ins to help adjust coverage as financial circumstances evolve. Access to term life, whole life, and universal life policies assists individuals in securing their beneficiaries’ futures. The firm services single-family homes, apartments, retail businesses, and local restaurants.
OneMain Financial serves homeowners and renters in Upper Darby Township, Pennsylvania, by connecting them with life insurance agents who help clients assess their coverage needs and select appropriate policies. These agents work with individuals and families to understand term and whole life options that provide financial protection for beneficiaries. The company also supports local property managers and business owners seeking life insurance solutions for their organizations. Its service area extends to nearby communities throughout Delaware County and the greater Philadelphia metro region.
Joseph Mathew: Allstate Insurance serves Upper Darby Township, Pennsylvania, and surrounding communities, handling life insurance policies designed to provide financial protection for families. The agency offers term and permanent life options that help clients cover final expenses or replace lost income after a loss. Work typically begins with a consultation to review individual coverage needs, followed by comparing plan features and costs. For a typical job, a simple answer is provided on how much coverage is affordable, then the application process is completed step by step.
For life insurance, some clients seek a single policy to address a specific need, while others require ongoing portfolio adjustments as their circumstances evolve. Nate Son: Allstate Insurance, located in Upper Darby Township, PA, provides coverage designed to help protect beneficiaries from financial loss after the policyholder’s death. Services are available on a one-time, scheduled, or as-needed basis, depending on the client’s preference for policy reviews or new applications.
As families in Upper Darby Township begin planning for the future or adjusting to recent life changes, securing financial protection becomes a pressing concern. Family Insurance addresses this need by offering guidance on the complex life insurance marketplace, helping local residents compare policy options that align with their long-term goals. Their agents take time to understand each client’s personal situation before recommending coverage amounts and policy types. The process typically begins with a complimentary consultation to review current needs and evaluate existing coverage before scheduling a detailed financial assessment.
Better Life Home Care Agency LLC, located in Upper Darby Township, PA, specializes in residential life insurance services to help families secure financial protection. The agency also offers commercial life insurance coverage tailored for local business continuity needs, serving clients throughout the Delaware County area. Policy details are reviewed clearly during initial consultations. Adjustments to existing plans or follow-up service are readily available between regular policy review visits to accommodate any changes in client circumstances.
Emerald Isle Insurance provides life insurance services to individuals and families in Upper Darby Township, Pennsylvania, offering standard policies as well as additional riders for critical illness or accidental death. These plans help clients secure financial protection for their beneficiaries and manage end-of-life expenses while covering unexpected health events. The company also designs coverage solutions for local commercial sectors including small offices, warehouses, and food service establishments.
INS-NOW, a life insurance agent serving Upper Darby Township, PA, is known for helping individuals and families evaluate their financial protection needs. The company assists clients with policy options that can offer income replacement for dependents or cover final expenses. Their services extend to reviewing existing coverage and coordinating with beneficiaries during the claims process. To supplement basic life insurance, INS-NOW can advise on adding an accidental death benefit rider to a standard policy for broader coverage.
What Does a a Life Insurance Agent in Upper Darby Township Cost?
Typical costs for life insurance in Pennsylvania vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. Whole life policies cost more often starting at 100 dollars per month. Premiums are based on risk factors and are set by the insurance company not the agent. This is general information not insurance advice.
About life insurance agents in Upper Darby Township
Life insurance agents in Upper Darby Township help residents find coverage that fits their needs and budget. Pennsylvania requires agents to hold a valid state license and follow regulations from the Pennsylvania Insurance Department. Local agents can explain how state laws affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in Pennsylvania?
An agent must hold a valid Pennsylvania life insurance producer license. This requires completing pre-licensing education and passing a state exam. The license must be renewed every two years with continuing education credits.
How long does an insurance company have to pay a claim in Pennsylvania?
Pennsylvania law requires insurers to pay valid claims within 30 days after receiving proof of loss. If payment is delayed beyond 30 days without a reasonable basis the insurer may owe interest on the claim amount.
Can a life insurance agent in Upper Darby help with a policy from another state?
Yes but the agent must be licensed in Pennsylvania to sell or service policies for residents. If you move to Upper Darby from another state your agent may need a non-resident Pennsylvania license to continue helping you.
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