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Find Life Insurance Agents Near You in Bluffton, SC

Browse life insurance agents serving Bluffton, South Carolina. Updated 2026-07-14.

The top-rated life insurance agent in Bluffton, South Carolina is Carolina Heritage Insurance, rated 5.0 stars across 273 reviews. Other highly rated options include Christian Davis - State Farm Insurance Agent, Brightway Insurance, The BDIM Agency, John Mallett - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Bluffton.

Showing 20 life insurance agents in Bluffton, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance198 Okatie Village Dr #102(843) 689-3030
2Christian Davis - State Farm Insurance Agent1019 Fording Island Rd #103g(843) 548-0880
3Brightway Insurance, The BDIM Agency102 Buckwalter Pkwy Suite 3Z(843) 480-9933
4John Mallett - State Farm Insurance Agent15 Mallett Wy(843) 815-4888
5AreYou64 - 64 Insurance Group (Bluffton, SC)110 Traders Cross(843) 781-6464
6Abbi Keen - State Farm Insurance Agent152 State St Suite 102(843) 836-9900
7GSP Insurance Group8 Buckingham Plantation Dr(843) 707-4473
8Hilton Head Insurance & Brokerage14 Westbury Pk Wy Suite 200(843) 252-0840
9AAA - Hilton Head25 Bluffton Rd Ste. 603(843) 815-3775
10Steve Helwig & Associates: Allstate Insurance75 Towne Dr Unit 102(843) 507-9888
CH
198 Okatie Village Dr #102
Carolina Heritage Insurance
Life Insurance Agent · Bluffton, SC

Carolina Heritage Insurance serves Bluffton and the surrounding Beaufort County area as a life insurance agent. The company assists individuals and families in selecting coverage that provides financial security for their beneficiaries. Life insurance policies help replace lost income, cover final expenses, and pay off outstanding debts after a policyholder passes away. The firm guides clients through term life and whole life policy options that meet local estate planning needs in the Lowcountry region.

CD
1019 Fording Island Rd #103g
Christian Davis - State Farm Insurance Agent
Life Insurance Agent · Bluffton, SC

Christian Davis - State Farm Insurance Agent in Bluffton, SC, provides a full range of life insurance products designed to help residents protect their families' financial futures. Services include term life policies for temporary coverage needs and whole life options that build cash value over time. The agency assists clients with policy selection, application guidance, and periodic coverage reviews to ensure plans align with changing life circumstances. Its service plans include annual policy check-ins and beneficiary updates. It services single-family homes, apartments, retail stores, and local restaurants.

BI
102 Buckwalter Pkwy Suite 3Z
Brightway Insurance, The BDIM Agency
Life Insurance Agent · Bluffton, SC

Brightway Insurance, The BDIM Agency serves clients in Bluffton, South Carolina, and the surrounding Lowcountry communities. This agency handles various life insurance policies designed to help residents protect their families and financial futures. As a life insurance agent in this region, it assists with term, whole, and universal life options. To complete its typical job, the agency consults with each client individually to evaluate specific needs and local economic factors.

JM
15 Mallett Wy
John Mallett - State Farm Insurance Agent
Life Insurance Agent · Bluffton, SC

John Mallett - State Farm Insurance Agent serves families, homeowners, and local business owners in Bluffton, South Carolina. As a life insurance agent, this office helps clients explore options for financial protection and future planning. The agency assists individuals in understanding coverage for their homes, vehicles, and personal assets. Policies can be tailored to address specific needs in the Lowcountry region. The agent also provides service to residents and property owners in the neighboring Hilton Head Island area.

A6
110 Traders Cross
AreYou64 - 64 Insurance Group (Bluffton, SC)
Life Insurance Agent · Bluffton, SC

For a family—or a small business—a life insurance policy often provides a lump-sum payment to beneficiaries, called the death benefit. Alternatively, some people prefer ongoing financial support through an annuity or another structured settlement, which pays out over time. AreYou64 - 64 Insurance Group serves clients in Bluffton, SC, as a life insurance agent office. They help customers choose between these options for their beneficiaries or retirement income needs. The agency coordinates its services on a one-time, scheduled, or as-needed basis for each client.

AK
152 State St Suite 102
Abbi Keen - State Farm Insurance Agent
Life Insurance Agent · Bluffton, SC

As families in Bluffton prepare for the school year or plan for retirement, securing financial protection becomes a priority for many households. Abbi Keen - State Farm Insurance Agent provides guidance on life insurance policies tailored to local needs. The office helps clients understand how coverage can support loved ones during difficult transitions. Whether assessing income replacement or covering future expenses, the agent works to clarify available options. A thorough initial assessment of individual circumstances is offered during a no-obligation consultation in the Bluffton office.

GI
8 Buckingham Plantation Dr
GSP Insurance Group
Life Insurance Agent · Bluffton, SC

GSP Insurance Group operates in Bluffton, SC, working to help residents and businesses secure appropriate life insurance coverage. The company focuses on matching clients with suitable policies to address financial protection needs. Its work involves explaining policy features, comparing options from carriers, and assisting with applications. Local offices, warehouses, and food service establishments in the area may be served by the firm when arranging coverage for their business lifecycle planning.

HH
14 Westbury Pk Wy Suite 200
Hilton Head Insurance & Brokerage
Life Insurance Agent · Bluffton, SC

Hilton Head Insurance & Brokerage serves residents of Bluffton, SC, with personalized life insurance policies designed to protect families financially. Commercial coverage is also available for local business owners seeking to secure their operations and employees. The firm provides assistance throughout the Lowcountry region, working with clients to select appropriate policy terms and benefit levels. After initial placement, agents help with policy adjustments and annual reviews to ensure continued alignment with changing needs, offering follow-up service between regular visits.

AH
25 Bluffton Rd Ste. 603
AAA - Hilton Head
Life Insurance Agent · Bluffton, SC

AAA - Hilton Head in Bluffton, SC offers specialized life insurance agent services, including guidance on term and whole life policies designed to protect loved ones. In addition to these core offerings, it assists clients with general financial planning for long-term security. The agency helps families in the Lowcountry assess their coverage needs and navigate policy options. During the winter holiday season, it provides timely guidance on updating beneficiaries and adjusting coverage after major life changes, such as adding a new family member or purchasing a home.

SH
75 Towne Dr Unit 102
Steve Helwig & Associates: Allstate Insurance
Life Insurance Agent · Bluffton, SC

Steve Helwig & Associates: Allstate Insurance in Bluffton, SC, is known for providing life insurance agent services to local residents. The agency offers a range of policies, including term and whole life coverage, designed to help families manage financial risks. Standard services include assisting clients with selecting appropriate benefit amounts and navigating policy options. A specialty service the agency can typically add to any policy is an accidental death benefit rider for extra coverage.

PB
110 Traders Cross
Palmetto Bluff Insurance Agency Inc
Life Insurance Agent · Bluffton, SC
(843) 592-3705
makemyrategreat.com
CH
40 Pennington Dr UNIT E
Coastal Haven Insurance
Life Insurance Agent · Bluffton, SC
(843) 507-5072
coastalhaveninsurance.com
HI
1160 Fording Island Rd
HUB International
Life Insurance Agent · Bluffton, SC
(843) 837-8000
hubinternational.com/offices/us/south-carolina/bluffton
BI
97A Towne Dr
Best Insurance HH
Life Insurance Agent · Bluffton, SC
(843) 540-0722
bestinsurancehh.com
GI
6 Johnston Way
Gallagher Insurance, Risk Management & Consulting
Life Insurance Agent · Bluffton, SC
(843) 706-3006
cpilowcountry.com
AI
108 Buckwalter Pkwy # 2J
AAA Insurance - SEA Insurance Solutions
Life Insurance Agent · Bluffton, SC
(843) 415-7517
locator.acg.aaa.com/sc/bluffton/aaa-insurance-sea-insurance-solutions
BI
23 Plantation Park Dr
Bluffton Insurance Group
Life Insurance Agent · Bluffton, SC
(839) 203-6717
debbiblasz5805339.wixsite.com/bluffton-insurance-g
BI
1 Westbury Pk Wy # 101
Belmont Insurance Services
Life Insurance Agent · Bluffton, SC
(843) 757-3838
belmontins.com
HL
97A Towne Dr
Harbor Light Insurance LLC
Life Insurance Agent · Bluffton, SC
(843) 837-3737
harborlightinsuranceandwealthadvisors.com
KI
4 Thurmond Way
Kinghorn Insurance Agency
Life Insurance Agent · Bluffton, SC
(843) 837-3911
kinghornagency.com/contact/bluffton-sc-insurance

What Does a a Life Insurance Agent in Bluffton Cost?

Typical life insurance costs in South Carolina vary by age health and policy type. A healthy 35 year old might pay 25 to 40 dollars per month for a 20 year term policy with 250000 dollars in coverage. For a 55 year old the same policy could cost 80 to 150 dollars per month. Whole life policies are more expensive often starting at 100 dollars per month for a small policy. This is general information not insurance advice.

About life insurance agents in Bluffton

Life insurance agents in Bluffton South Carolina help residents find coverage that fits their needs and budget. South Carolina requires agents to hold a valid state license and follow regulations from the South Carolina Department of Insurance. Local agents understand the unique needs of Bluffton families and retirees.

Frequently Asked Questions

What license does a life insurance agent need in South Carolina?

Agents must hold a valid South Carolina life insurance license. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to keep the license active.

How long do I have to file a life insurance claim in South Carolina?

South Carolina does not have a specific statute of limitations for life insurance claims. However most policies require the beneficiary to file a claim within one to two years of the insureds death. Check your policy for exact time limits.

Can a life insurance agent in Bluffton help with final expense policies?

Yes many agents offer final expense or burial insurance. These policies have lower face amounts and are easier to qualify for. They are popular among seniors in Bluffton who want to cover funeral costs.

Life Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.