The top-rated life insurance agent in Charleston, South Carolina is Shannon Teolis - State Farm Insurance Agent, rated 5.0 stars across 695 reviews. Other highly rated options include Allison DiTullio - State Farm Insurance Agent, Windy Plank - State Farm Insurance Agent, Harrell Insurance Agency. This directory lists 39 life insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Teolis - State Farm Insurance Agent | 113 Wappoo Creek Dr Ste 1 | (843) 990-7919 |
| 2 | Allison DiTullio - State Farm Insurance Agent | 1941 Clements Ferry Rd Suite A | (843) 856-2655 |
| 3 | Windy Plank - State Farm Insurance Agent | 1715 Sam Rittenberg Blvd | (843) 769-5000 |
| 4 | Harrell Insurance Agency | 2000 Sam Rittenberg Blvd #124 | (843) 572-1500 |
| 5 | Cassie Ballard - State Farm Insurance Agent | 2041 Wappoo Dr UNIT D | (843) 501-7555 |
| 6 | Pilothouse Insurance | 1527 Sam Rittenberg Blvd | (843) 766-1318 |
| 7 | Charlie McQueeney - State Farm Insurance Agent | 1104 Savannah Hwy Ste 100 | (843) 556-3600 |
| 8 | C. T. Lowndes & Company | 749 St Andrews Blvd | (843) 763-0120 |
| 9 | Taylor Agency | 147 Wappoo Creek Dr #502 | (843) 762-1805 |
| 10 | Brooke Allen - State Farm Insurance Agent | 1221 Wappoo Rd | (843) 769-8330 |
Shannon Teolis – State Farm Insurance Agent serves the Charleston, South Carolina metro area, providing professional life insurance agent services to local residents and families. The agency assists clients in evaluating their financial protection needs, offering guidance on appropriate policy options. This work addresses personal coverage requirements for income replacement and final expenses. Shannon Teolis – State Farm Insurance Agent also handles term life insurance and whole life insurance policies in the area.
Allison DiTullio - State Farm Insurance Agent provides life insurance policies designed to protect local families and businesses in Charleston, South Carolina. Regular policy reviews are offered to ensure coverage adapts to changing needs, such as marriage or new dependents. Helping clients understand term and whole life options, the agency focuses on financial security for beneficiaries. This agency also offers general insurance guidance for a variety of client properties, including single-family homes, apartments, retail spaces, and restaurants throughout the Charleston area.
Windy Plank - State Farm Insurance Agent serves the Charleston, South Carolina, area and its surrounding communities. This agency handles life insurance coverage designed to help protect families from financial hardship. It works with individual clients to explain policy options that can provide income replacement or final expense support. The typical job is managed by first reviewing the client’s current needs and future goals, then matching straightforward term or whole life solutions to those specific circumstances.
As spring storms and hurricane season approach along the South Carolina coast, many Charleston residents review their financial safeguards. Harrell Insurance Agency provides life insurance agent services for this community, helping clients assess coverage options for their long-term needs. A life policy can offer dependents income replacement after an unexpected death or help manage final expenses without burdening family members. The agent works with individuals to explain various policy structures that fit different budgets and life stages. The first step usually involves a personal consultation to review current coverage and identify gaps.
Cassie Ballard - State Farm Insurance Agent in Charleston, SC offers general life insurance guidance, helping individuals and families plan for financial protection and income replacement. Their work also involves layering specialist options onto standard policies, such as term or whole life add-ons that address specific long-term needs like college funding or mortgage coverage. The agency can serve commercial clients across various sectors, including offices, warehouses, and food service operations, helping secure coverage that protects business continuity after a key person's death.
Pilothouse Insurance provides life insurance agent services for individuals and families in Charleston, South Carolina. It offers policy comparisons and assistance with applications to help clients choose suitable coverage. The company explains how various life insurance products work to meet different financial protection needs. It can also review existing policies to ensure they remain appropriate for changing circumstances. Pilothouse Insurance serves clients with single-family homes, apartments, retail establishments, and restaurants.
Charlie McQueeney - State Farm Insurance Agent in Charleston, South Carolina serves homeowners, renters, and business owners seeking life insurance protection. The agency provides term and whole life policies tailored to help clients secure their families’ financial future and cover final expenses. Policies are designed to offer income replacement and debt protection for local residents. The agency also extends its services to nearby Mount Pleasant and the greater Charleston metro area.
C. T. Lowndes & Company serves clients in Mt. Pleasant and the surrounding Charleston-area communities, handling life insurance sales and policy management. The office provides coverage options for individuals and families. It assists clients with evaluating their financial protection needs and selecting appropriate policy types. The typical approach for each job involves a thorough initial consultation to assess a client's personal situation and long-term objectives before presenting suitable plan choices.
Taylor Agency serves Charleston, South Carolina, and the surrounding coastal communities, offering life insurance solutions to help individuals and families secure financial protection. The agency handles term, whole, and universal life policies, guiding clients through coverage options suited to their long-term planning needs. Each engagement begins with a thorough consultation to assess personal circumstances, followed by a careful comparison of available carriers and policy structures to match specific goals with appropriate terms.
Brooke Allen - State Farm Insurance Agent in Charleston, South Carolina, helps clients understand the difference between term life, which provides coverage for a specific period, and permanent life, which can build cash value over a lifetime. The agency assists residents in selecting appropriate policy amounts to meet their financial goals. Service appointments with this life insurance agent are available on both a one-time scheduled basis and an as-needed recurring basis.
What Does a a Life Insurance Agent in Charleston Cost?
Typical costs for life insurance in Charleston South Carolina range from 25 to 150 dollars per month for a healthy 35 year old with a 250 000 dollar term policy. Rates increase with age and for policies with cash value. Final expense policies often cost 30 to 80 dollars per month. Costs vary by carrier health status and coverage amount. This is general information not insurance advice.
About life insurance agents in Charleston
Life insurance agents in Charleston South Carolina help residents find coverage that protects their families and meets state requirements. South Carolina law requires agents to hold a valid license from the South Carolina Department of Insurance. Local agents understand the coastal risks and can guide you on policies that cover hurricane or flood related losses.
Frequently Asked Questions
How do I verify a life insurance agent license in Charleston?
You can check an agents license on the South Carolina Department of Insurance website. All licensed agents in Charleston must complete continuing education every two years. This ensures they stay current on state laws and policy options.
What types of life insurance are common in South Carolina?
Term life whole life and universal life are the most common options. Many Charleston residents also choose final expense insurance to cover funeral costs. South Carolina has no state income tax on life insurance death benefits.
Do I need a medical exam for life insurance in Charleston?
Many policies require a medical exam but some offer no exam coverage. South Carolina law allows insurers to use your health history and age to set rates. A local agent can help you find a policy that fits your health situation.
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