ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Life Insurance Agents Near You in Charleston, SC

Browse life insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated life insurance agent in Charleston, South Carolina is Shannon Teolis - State Farm Insurance Agent, rated 5.0 stars across 695 reviews. Other highly rated options include Allison DiTullio - State Farm Insurance Agent, Windy Plank - State Farm Insurance Agent, Harrell Insurance Agency. This directory lists 39 life insurance agents serving Charleston.

Showing 39 life insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shannon Teolis - State Farm Insurance Agent113 Wappoo Creek Dr Ste 1(843) 990-7919
2Allison DiTullio - State Farm Insurance Agent1941 Clements Ferry Rd Suite A(843) 856-2655
3Windy Plank - State Farm Insurance Agent1715 Sam Rittenberg Blvd(843) 769-5000
4Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
5Cassie Ballard - State Farm Insurance Agent2041 Wappoo Dr UNIT D(843) 501-7555
6Pilothouse Insurance1527 Sam Rittenberg Blvd(843) 766-1318
7Charlie McQueeney - State Farm Insurance Agent1104 Savannah Hwy Ste 100(843) 556-3600
8C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
9Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
10Brooke Allen - State Farm Insurance Agent1221 Wappoo Rd(843) 769-8330
ST
113 Wappoo Creek Dr Ste 1
Shannon Teolis - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC

Shannon Teolis – State Farm Insurance Agent serves the Charleston, South Carolina metro area, providing professional life insurance agent services to local residents and families. The agency assists clients in evaluating their financial protection needs, offering guidance on appropriate policy options. This work addresses personal coverage requirements for income replacement and final expenses. Shannon Teolis – State Farm Insurance Agent also handles term life insurance and whole life insurance policies in the area.

AD
1941 Clements Ferry Rd Suite A
Allison DiTullio - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC

Allison DiTullio - State Farm Insurance Agent provides life insurance policies designed to protect local families and businesses in Charleston, South Carolina. Regular policy reviews are offered to ensure coverage adapts to changing needs, such as marriage or new dependents. Helping clients understand term and whole life options, the agency focuses on financial security for beneficiaries. This agency also offers general insurance guidance for a variety of client properties, including single-family homes, apartments, retail spaces, and restaurants throughout the Charleston area.

WP
1715 Sam Rittenberg Blvd
Windy Plank - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC

Windy Plank - State Farm Insurance Agent serves the Charleston, South Carolina, area and its surrounding communities. This agency handles life insurance coverage designed to help protect families from financial hardship. It works with individual clients to explain policy options that can provide income replacement or final expense support. The typical job is managed by first reviewing the client’s current needs and future goals, then matching straightforward term or whole life solutions to those specific circumstances.

HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Life Insurance Agent · Charleston, SC

As spring storms and hurricane season approach along the South Carolina coast, many Charleston residents review their financial safeguards. Harrell Insurance Agency provides life insurance agent services for this community, helping clients assess coverage options for their long-term needs. A life policy can offer dependents income replacement after an unexpected death or help manage final expenses without burdening family members. The agent works with individuals to explain various policy structures that fit different budgets and life stages. The first step usually involves a personal consultation to review current coverage and identify gaps.

CB
2041 Wappoo Dr UNIT D
Cassie Ballard - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC

Cassie Ballard - State Farm Insurance Agent in Charleston, SC offers general life insurance guidance, helping individuals and families plan for financial protection and income replacement. Their work also involves layering specialist options onto standard policies, such as term or whole life add-ons that address specific long-term needs like college funding or mortgage coverage. The agency can serve commercial clients across various sectors, including offices, warehouses, and food service operations, helping secure coverage that protects business continuity after a key person's death.

PI
1527 Sam Rittenberg Blvd
Pilothouse Insurance
Life Insurance Agent · Charleston, SC

Pilothouse Insurance provides life insurance agent services for individuals and families in Charleston, South Carolina. It offers policy comparisons and assistance with applications to help clients choose suitable coverage. The company explains how various life insurance products work to meet different financial protection needs. It can also review existing policies to ensure they remain appropriate for changing circumstances. Pilothouse Insurance serves clients with single-family homes, apartments, retail establishments, and restaurants.

CM
1104 Savannah Hwy Ste 100
Charlie McQueeney - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC

Charlie McQueeney - State Farm Insurance Agent in Charleston, South Carolina serves homeowners, renters, and business owners seeking life insurance protection. The agency provides term and whole life policies tailored to help clients secure their families’ financial future and cover final expenses. Policies are designed to offer income replacement and debt protection for local residents. The agency also extends its services to nearby Mount Pleasant and the greater Charleston metro area.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Life Insurance Agent · Charleston, SC

C. T. Lowndes & Company serves clients in Mt. Pleasant and the surrounding Charleston-area communities, handling life insurance sales and policy management. The office provides coverage options for individuals and families. It assists clients with evaluating their financial protection needs and selecting appropriate policy types. The typical approach for each job involves a thorough initial consultation to assess a client's personal situation and long-term objectives before presenting suitable plan choices.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Life Insurance Agent · Charleston, SC

Taylor Agency serves Charleston, South Carolina, and the surrounding coastal communities, offering life insurance solutions to help individuals and families secure financial protection. The agency handles term, whole, and universal life policies, guiding clients through coverage options suited to their long-term planning needs. Each engagement begins with a thorough consultation to assess personal circumstances, followed by a careful comparison of available carriers and policy structures to match specific goals with appropriate terms.

BA
1221 Wappoo Rd
Brooke Allen - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC

Brooke Allen - State Farm Insurance Agent in Charleston, South Carolina, helps clients understand the difference between term life, which provides coverage for a specific period, and permanent life, which can build cash value over a lifetime. The agency assists residents in selecting appropriate policy amounts to meet their financial goals. Service appointments with this life insurance agent are available on both a one-time scheduled basis and an as-needed recurring basis.

JA
1711 Savannah Hwy
John Acker - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC
(843) 766-5579
johnacker.com
AC
172 Ashley Ave
Adam Cantrell - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC
(843) 203-4448
adamcantrellgroup.com
CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Life Insurance Agent · Charleston, SC
(843) 795-0189
covenantig.com
JH
914 Folly Rd Ste C
Jason Hughes - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC
(843) 410-4507
jasonhughesagent.com
HI
6650 Rivers Ave
Health Insurance Solutions
Life Insurance Agent · Charleston, SC
(843) 364-9155
healthinsurancecharleston.com/health-insurance-agent/charleston
GI
1184 Clements Ferry Rd Unit D
Goosehead Insurance - GooseheadSC - Lindsay Berkey
Life Insurance Agent · Charleston, SC
(843) 680-8920
goosehead.com/agents/sc/charleston/lindsay-berkey
AI
3491 Shelby Ray Ct
Anderson Insurance Associates
Life Insurance Agent · Charleston, SC
(843) 763-7525
aiasc.com
RP
571 Folly Rd
Rhonda P Myers: Allstate Insurance
Life Insurance Agent · Charleston, SC
(843) 795-4200
agents.allstate.com/rhonda-p-myers-charleston-sc.html
DI
656 Ellis Oak Ave Suite 112
Dunes Insurance
Life Insurance Agent · Charleston, SC
(843) 737-6236
dunesinsurance.com
CI
1643B Savannah Hwy STE 405
Cooner Insurance Agency
Life Insurance Agent · Charleston, SC
(843) 548-1859
coonerinsurance.com
FB
60 Markfield Dr Ste 6
Farm Bureau Insurance
Life Insurance Agent · Charleston, SC
(843) 766-3794
scfbins.com/office/charleston-office
CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Life Insurance Agent · Charleston, SC
(843) 766-6316
cliffheathinsurance.com
CI
635 E Bay St D
Crescent Insurance Advisers
Life Insurance Agent · Charleston, SC
(843) 410-5616
crescentagency.com
JL
2362 Parsonage Rd
JC Life Health Insure
Life Insurance Agent · Charleston, SC
(843) 518-1563
bbb.org/us/sc/charleston/profile/health-insurance/jc-life-health-insure-0663-34350435
BF
515 Folly Rd
Bill Frehse - State Farm Insurance Agent
Life Insurance Agent · Charleston, SC
(843) 762-2005
frehseinsurance.com
GP
804 League St
Gabe Pilato, Licensed Independent Medicare Agent
Life Insurance Agent · Charleston, SC
(843) 814-2693
mpgroup.org/gabe-pilato
GA
1527 Sam Rittenberg Blvd #1
The General Agency
Life Insurance Agent · Charleston, SC
(843) 766-9091
generalagencyinc.com
BI
48 Rivers Point Row
The Brinson Insurance Agency
Life Insurance Agent · Charleston, SC
(843) 762-2086
brinsoninsurance.com
GI
1387 Harbor View Rd
Goosehead Insurance - Heritage Harbor Insurance
Life Insurance Agent · Charleston, SC
(843) 680-8925
goosehead.com/agents/sc/charleston/heritage-harbor-insurance
SC
860 Folly Rd
Smart Choice Insurance SC
Life Insurance Agent · Charleston, SC
(843) 258-9508
BL
4055 Faber Pl Dr Ste 301
Bankers Life
Life Insurance Agent · Charleston, SC
(843) 569-7004
branches.bankerslife.com/sc/charleston/4055-faber-place-dr
LI
4 Carriage Ln # 301
Lesemann Insurance Agency
Life Insurance Agent · Charleston, SC
(843) 571-6721
lesemannins.com
NI
1144 Folly Rd
Nationwide Insurance: Aydlette Services Of The Lowcountry, Inc.
Life Insurance Agent · Charleston, SC
(843) 795-8111
agency.nationwide.com/sc/charleston/29412/aydlette-services-of-the-lowcountry-inc
MS
40 Calhoun St Suite 310
MassMutual South Carolina
Life Insurance Agent · Charleston, SC
(843) 856-3411
southcarolina.massmutual.com
CL
245 Seven Farms Drive Ste 310
Colonial Life - Insurance
Life Insurance Agent · Charleston, SC
(843) 377-8888
coloniallife.com/insurance-agents
NY
100 Coastal Dr Ste 300
New York Life Insurance
Life Insurance Agent · Charleston, SC
(843) 720-1900
greatersouthcarolina.nyloffices.com
MS
1122 Dills Bluff Rd
Medicare Savings
Life Insurance Agent · Charleston, SC
(888) 608-0654
medicaresavings.us
KI
451 Folly Rd ste 103
KMH Insurance Group
Life Insurance Agent · Charleston, SC
(843) 408-1587
kmhinsurancesc.com
CL
1524 Orange Grove Rd #1
Charleston Life Insurance
Life Insurance Agent · Charleston, SC
(843) 952-5689

What Does a a Life Insurance Agent in Charleston Cost?

Typical costs for life insurance in Charleston South Carolina range from 25 to 150 dollars per month for a healthy 35 year old with a 250 000 dollar term policy. Rates increase with age and for policies with cash value. Final expense policies often cost 30 to 80 dollars per month. Costs vary by carrier health status and coverage amount. This is general information not insurance advice.

About life insurance agents in Charleston

Life insurance agents in Charleston South Carolina help residents find coverage that protects their families and meets state requirements. South Carolina law requires agents to hold a valid license from the South Carolina Department of Insurance. Local agents understand the coastal risks and can guide you on policies that cover hurricane or flood related losses.

Frequently Asked Questions

How do I verify a life insurance agent license in Charleston?

You can check an agents license on the South Carolina Department of Insurance website. All licensed agents in Charleston must complete continuing education every two years. This ensures they stay current on state laws and policy options.

What types of life insurance are common in South Carolina?

Term life whole life and universal life are the most common options. Many Charleston residents also choose final expense insurance to cover funeral costs. South Carolina has no state income tax on life insurance death benefits.

Do I need a medical exam for life insurance in Charleston?

Many policies require a medical exam but some offer no exam coverage. South Carolina law allows insurers to use your health history and age to set rates. A local agent can help you find a policy that fits your health situation.

Life Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.